Amazinggrace

when a producer collects money from a prospective insured, where should the money be placed? A) in his own bank account B) In a premium trust account C) In a joint agency account D) In a Separate Account B) in a premium trust account Pointing out to a prospective client that the life insurance policy you are presenting is covered by the Massachusetts Life and Health Insurance Guaranty Association is A)an excellent sales idea B) prohibited by law C) encouraged by the state Division of In...

You are being more mindful when you are giving medications if you: Say out loud what you need to do before you perform a step To avoid making mistakes when administering medications you should: Remain mindful when administering medications Melissa Spring has an order written for administration of 1 mg of a medication. You accidentally give her 2 mg of the medication. Your first action is to: Immediately call your map consultant It is important to accurately report what you see in the beha...

in Massachusetts, a small employer is comprised of 1-50 employees Kate received a group accident and health termination notice. How many days does she have to apply for a converted policy? 31 Scott has a life insurance policy in which the dividends are left with the insurance company. This particular policy may be paid up when the cash value plus accumulated dividends equal the net single premium for the same face amount at the insured's attained age What is the excise tax rate the IRS im...

The superintendent has reason to believe a producer is in violation of Massachusetts insurance law. Which of the following may be issued against the producer Cease and desist order Before soliciting applications for an insurer, a producer must secure a(n) appointment If a life insurance applicant is shown future premiums are to be paid out of non-guaranteed values, the illusion used in the sales presentation MUST disclose that premium payments may need to be resumed depending on actual resu...

A life insurance policy can be backdated before the application date for up to Six months Which statement is true regarding Massachusetts continuing education requirements for license producers? A producer must meet specified course requirements within a three-year period Which of the following individuals is eligible to receive a temporary producer license? An appointed employee who is replacing a deceased producer Which of the following is NOT the responsibility of an insurer? Assuming li...

Who is a MAP consultant? A registered nurse, registered pharmacist, HCP When do you contact your MAP consultant? You make/discover a medication occurrence, a medication was omitted, a medication was refused (must also notify the prescribing HCP), an HCP order/pharmacy label/med sheet do not agree, and if you have a question about how to administer a medication. After you call a MAP consultant... contact your supervisor Two most important CRC responsibilities are? Watching for and reporting...

MAP Consultant is a ? registered nurse, registered pharmacist, health care provider (HCP) When are MAP consultants available? 24 hours a day, 7 days per week Examples of when you may need to contact a MAP consultant include if? you make or discover a medication occurrence, medication was omitted, refusal, The HCP order of pharmacy label or medication sheet do not agree, questions about medication or how to administer it What happens if there is a medication refusal? Prescribing the medicati...

Two important responsibilities to ensure a person will receive the best care possible are observing and reporting When you have a new health related concern regarding the people you support, you should call the Health Care Provider Once you become MAP Certified, you are responsible to keep track of the expiration date and know that MAP Certification is only good for d. two years An example of when to contact a MAP Consultant includes if too little medication was administered or the . medi...

Objective information is always a. Factual b. subjective c. false d. visual a. factual Telling Susans parents that she has a great time at the water park that day is an example a. immediate reporting b. everyday reporting c. certain time reporting d. regular reporting b. everyday reporting Just as important as what you report is the a. timing of reporting b. frequency of reporting

Harry's supply of medication is low. You should Order a refill from the pharmacy At the end of the shift, while counting the medications, you discover that the count is incorrect by one tablet and there are no math mistakes. You should document that the missing medication was caused by staff on the previous shift The best way to treat the people you support is to encourage their independence The HCP wrote an order for 0.5mg of a medication. The pharmacy delivered 1mg tablets that other ce...

DME refers to _______________ includes crutches and wheelchairs durable medical equipment _____ was implemented to control cost of inpatient care and was implemented by CMS PPS centers for medicare and medicaid services CMS _________________ should consider all except billing the patient insurance specialists When are hospitals to report actual charges for in-patient care to payers after discharge ______________ are associated with a particular category of inpatient and are established by ...

Life insurance helps meet estate planning objectives because it is: a liquid asset at death Which one of the following statements about a life insurance policy rider regarding waiver of premiums and disability income is true? In addition to waiving premiums during periods of disability, it provides a monthly income. Which rider is included in a policy with whole life insurance on the principal insured and term insurance on the insured's spouse and children? a family rider A rated life ins...

All of the following statements about the provisions in a typical modification clause in a life insurance policy are true EXCEPT: The authority to bind the insurance company to policy changes or modifications is limited to specified persons. The lowest total annual premium expenditure usually results when premiums are paid: Annually A preferred risk classification for a whole life insurance policy means that: The premium rate is lower than the standard rate for the identical policy The gr...

During the first two years a life insurance policy is in force, the insurer may contest a policy for all of the following reasons Except. Misstatement of age in the application. The term "life settlement broker" may refer to. someone who is licensed to negotiate a life settlement contract. A policy owner has just borrowed from a life insurance policy's cash value. which of these statements is true. In the event of death the loan amount is deducted from the policy proceeds. No existing ...

What one must wear at all times working with any type of tool or machine safety goggles What is one thing not acceptable at any time while in the tech room messing around If one has long hair one should always pull it up or tuck it in If one doesn't feel comfortable operating one should ask for help _________ twice and ___________ once measure;cut __________ is cutting with the grain and ________ is cutting against the grain ripping;cross cutting Wait for the machine to come up to ___ be...

Safety instructions must be given before you are allowed to work on or operate any machine or ______. tool You are not permitted to work on any equipment or machine if the ________ is not present. teacher Guards and safety devices must be on all machines during ______. operation Machinery must not be oiled or adjusted while in ______. use A machine must be started and stopped only by the ______. operator Do not leave a machine while it is ______. running

What are the two components of an agreement? Offer and acceptance. Elements of a legal contract 1. Agreement 2. Consideration 3. Competent Parties 4. Legal Purpose Property and Liability Policy Owned by the policy owner. It is a personal contract. Who is not considered to have legal capacity? 1. Minors 2. Insane Persons 3. Individuals Under the Influence 4. Person Coerced 5. Enemy Aliens 6. Convict Unilateral An act in exchange for a promise or a promise exchanged for an act already perfo...

Which of the following describes a participating life insurance policy? A participating life policy is one in which the policyowner receives dividends deriving from the company's divisible surplus What type of reinsurance contract between two insurers involves an automatic sharing of the risks assumed? Under treaty reinsurance, each party automatically accepts specific percentages of the insurer's business. At what point must a life insurance applicant be informed of their rights that fa...

Which of the following is an example of an unauthorized insurance company in Illinois? Company C, a Florida-based company that does not hold a certificate of authority Illinois but whose products are approved by the Illinois insurance department Company D, a Canadian company that holds a certificate of authority in Illinois Company B, an Iowa-based company that does not hold a certificate of authority in Illinois and sells products that are not approved by the Illinois insurance department ...

The upper motor neurons are axons that carry action potentials from the upper brain (cerebrum) to the brainstem or spinal cord A reflex is an automatic response to a stimulus produced by a reflex arc The lower motor neurons have cell bodies in the anterior horns of the spinal cord and in the brainstem These are all properties of reflexes except __________. A) reflex responses are very predictable. B) reflexes are responses to sensory inputs