Academicmaterials

Explanation: If the building is vacant for more than 60 days at the time of loss, the BOP excludes coverage for the perils of vandalism, theft and attempted theft, building glass breakage & sprinkler leakage. Recovery for losses caused by all other perils is reduced by 15% if the building is vacant at the time of loss. Sanborn Supplies has a commercial property policy with a causes of loss broad form. In a hurry to deliver an order, a company driver strikes a corner of the warehouse, causin...

Private/Voluntary Insurance - ️️- neither required nor made available by the government, but does not meet recognized needs - ex: collision insurance in a PAP Adverse Selection - ️️- occurs when insureds with a high risk of loss attempt to purchase insurance and are successful in doing so - insurers attempt to PREVENT THIS (bad risk) - prevented by: 1. refusal to write 2. rating up 3. insurability standards *** deductibles do not prevent this Insurance - ️️- a plan of spre...

Reciprocal Company (Types of Insurance Companies) - ️️A unincorporated group forms together and agrees to share the insurance responsibly with all other members. Each insurers each other and share the losses with each other Five parts of an insurance contract - ️️Declarations Insuring Agreements Conditions Exclusions Definitions Contract - ️️A legal agreement between two competent parties that promises a certain performance in exchange for a certain consideration Contracts ...

Speculative Risk - ️️Involves an uncertainty of loss, as well as a possibility of gain. It is the type of risk found in gambling, stock market, and business ventures. These risks are uninsurable. Elements of an Insurable Risk - ️️A: Loss must be definite and definable. B: Loss must be accidental. C: The chance of loss must be calculable. D. The law of large numbers must apply. E: Loss must create a financial hardship. F: Insurance must be offered at a reasonable cost. G:* Loss m...

HCA 506 EXAM PACKAGE DEAL GREADED A+

The improper performance of a legal act, resulting in injury to another, is called: a) malpractice. b) malfeasance. c) nonfeasance. d) misfeasance. - ️️d) misfeasance. A defense against recovery in a products liability case is: a) negligence. b) a priori. c) assumption of a risk. d) malpractice. - ️️c) assumption of a risk. The reckless disregard for the safety of another is known as: a) nonfeasance. b) malpractice. c) misfeasance. d) criminal negligence. - ️️d) crimina...

You receive an email from the CEO asking to meet with you about the highly contentious issue of whether to continue having labor and delivery in the hospital. what should be your response? a) Thank you for including me. I will be there. b) Perhaps we should stop providing the service. c) I don't think it will have much impact. talk to you later. d) I don't really have time to discuss this issue today. - ️️a) Thank you for including me. I will be there. As the new manager of the...

Which of the following must happen with all of the orders filled by a pharmacy technician? a) The orders are immediately sent out b) The orders are double-checked and initialed by a pharmacist c) Orders may not be filled by a pharmacy technician d) The orders are placed into a Medication Outbox - ️️b) The orders are doublechecked and initialed by a pharmacist In the case that you are interviewing someone who feels they are personally being blamed for a hospital procedural issue, what ...

The physician requesting his patient's results be expunged continues to pressure you to delete the results. Even though his patient is a member of the Board of Directors at your health center, as the IT Services Manager, your reply should be which of the following? a) I still don't feel comfortable about deleting a file because it might hurt someone close to the hospital. I need to think about this a while, and get some input from others. b) I can see that. An upstanding member of the...

When meeting with the General Counsel of you hospital, which question(s) should you ask? (select all that apply) a) Can we legally give the requesting hospital what they're asking for? b) Do we need to protect ourselves in any way? c) Should we inquire as to how long the patient can live without this cancer drug? d) What obligation do we have to the requesting hospital's patients? - ️️a) Can we legally give the requesting hospital what they're asking for? b) Do we need to pro...

EGCC COMPILED EXAMS PACKAGE DEAL ALL GRADED TO PASS

The syllabus implies that in this class you will have the opportunity to practice active listening strategies as well techniques to improve your critical listening skills. - ️️true The syllabus implies that speakers must not only do their best to learn about their audience prior to giving a presentation, they must also be prepared to adapt to the needs, interests, and expectations of that audience. - ️️true There is nothing that can be done when you become nervous and apprehensive ...

Psychoanalytic theory focuses on _______ and early childhood experiences. - ️️a person's unconscious Select the correctly ordered list of psychological perspective, with the earliest perspective listed first. - ️️structuralism, functionalism, behaviorism, humanism Marta is pursuing a graduate degree in psychology. As part of her program she must write a long research paper based on the data she spent the last year gathering. What is the long research paper called? - ️️Disser...

A customer service worker is expected to be fully trained before assuming their duties at a new place of employment. - ️️false All of the following are part of the customer service skillset for a customer service worker except . - ️️analyzing problems and researching answers Some customer service workers are assigned to communicate with customers using several modes. - ️️true Effective communication, good interpersonal abilities, and________________ are basic qualifications to...

What rights are granted in the Freedom of Information Act? - ️️The right to request records from federal agencies According to the merit system, how were civil service positions filled? - ️️Competitive examinations Which of the following developments contributed to the growth of bureaucracy in the early 1800s? - ️️Rise of party politics Which act established the foundations for the merit-based system? - ️️The Pendleton Act of 1883 According to the monopolistic model, bure...

According to term limit opponents, ________. - ️️term limits will diminish the legislature's ability to check the other branches With what region is the traditionalistic political culture associated? - ️️The southern United States and Southwest Which of the following has the strictest term limits? - ️️Michigan Which of the following is the most local form of government? - ️️City government Which of the following is not a cultural classification? - ️️Progressivistic ...

What is public policy? - ️️The relatively stable set of governmental actions that address matters of concern to some part of society What occurs when there is a temporary contraction of the economy and no economic growth for two years? - ️️Recession It is the responsibility of which of the following to assess the economic impact of all proposed federal legislation? - ️️Congressional Budget Office Who is a policy advocate? - ️️Someone actively working to promote a policy Wh...

The syllabus implies that prior to incorporating researched information into a presentation, a credible speaker will examine the authority of the writer as well as the objectivity, relevancy, and currency of the writing. - ️️true The syllabus states that in order to pass the class you must present all required speeches with at least a "D". - ️️true Discussion/Response assignments which are submitted after the due date may be subject to a deduction in points. - ️️true Thr...

What is frontloading? - ️️Scheduling the majority of the primaries and caucuses at the beginning of the primary season Who manages shadow campaigns? - ️️Political action committees without the guidance of candidates Which of the following is used to remove a politician from office? - ️️Recall During which primary may only members of the political party selecting nominees vote? - ️️Closed Which of the following describes straight-ticket voting? - ️️Citizens vote by choo...

According to which election rule does the candidate with the most votes win, despite share of the votes? - ️️Plurality voting When a crosscutting issue splits the party-in-the-electorate, this is know as _______. - ️️party realignment What is a divided government? - ️️One or more houses of the legislature being controlled by the opposing party to the executive branch Which of the following changes when the parties realign? - ️️Brand In which Congress did the Senate become ...