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LOMA 280 mod.1 ch.1 rated A+ risk The chance or possibility of an unexpected result, either a gain or a loss. speculative risk Three possible outcomes - loss, gain, or no change. This risk cannot be insured. Example: stocks. pure risk No possibility of gain: Loss or no-loss occurs. Ex: possibility of becoming disabled. This is the only risk that can be insured. risk management Process by which individuals and businesses identify and access the risks they face and take measures to eliminate or...

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Loma 280 Chapter 13 Exam Questions and Answers 100% Pass activities of daily living (ADL) - The activities of eating, bathing, dressing, continence, toileting, or transferring into or out of a bed, chair, or wheelchair basic medical expense coverage - Medical expense insurance coverage provid-ing separate benefits for each type of covered medical care cost. This typically provides benefits for hospital, surgical, and physicians' expenses benefit period - The time during which the insur...

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LOMA 280 Exam Questions and Answers Fully Solved Latest Version Unilateral contract - Answers Only one party makes the legally enforceable promises Bargaining contract - Answers Both parties as equals set terms and conditions of the agreement. Commutative contract - Answers The parties specify values in advance that they would exchange, moreover items and services are exchanged between parties are of relatively equal values. Formal contract - Answers The type of contract in which the ...

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