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Examen
AGEC 235 EXAM 2 KILMER TAMU QUESTIONS WITH CORRECT ANSWERS
AGEC 235 EXAM 2 KILMER TAMU QUESTIONS WITH CORRECT ANSWERS
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Examen
AGEC 235 Exam 1 questions with correct answers
Financial skill, Financial behavior, financial situation CORRECT ANSWER List the 3 things that must be improved in order to reach a state of financial well-being An ongoing process to help you make sensible decisions about money that that can help you achieve your life goals CORRECT ANSWER Define Financial Planning 1. Evaluate your financial health 2. Define your financial goal 3. Develop a plan of action 4. Implement your plan 5. Review your progress, reevaluate, and revise your plan ...
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Examen
AGEC 235 EXAM 2 questions with correct answers
FICO score CORRECT ANSWER 300-850 5 factors that determine credit score CORRECT ANSWER payment history 35% amount owed 30% length of history 15% type of credit 10% new credit 10% Where can you get 1 free credit report a year? CORRECT ANSWER Annual credit 3 major credit bureaus CORRECT ANSWER Equifax, Experian, TransUnion 5 C's of credit CORRECT ANSWER Character, Capacity, Capital, Collateral, Conditions 3 ways credit cards benefits consumer CORRECT ANSWER bill consolidation ...
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Examen
AGEC 235 Part 1 questions with correct answers
Financial Planning CORRECT ANSWER An ongoing process to help you make sensible decisions about money that can help you achieve your life goals Inflation CORRECT ANSWER An economic condition in which rising prices reduce the purchasing power of money. 1st Step of Financial Planning Process CORRECT ANSWER evaluate your financial health 2nd Step of Financial Planning Process CORRECT ANSWER Define financial goals 3rd Step of Financial Planning Process CORRECT ANSWER Develop a plan of...
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Examen
AGEC 235 EXAM 3 questions with correct answers
New Car Depreciation : Immediately CORRECT ANSWER 11% New Car Depreciation : 1 year CORRECT ANSWER 25% New Car Depreciation : 3 years CORRECT ANSWER 46% New Car Depreciation : 5 years CORRECT ANSWER 63% Residual Value CORRECT ANSWER The estimated value of the car at the end of its lease Closed End Lease CORRECT ANSWER Better simply return vehicle at the end of lease Open Ended Lease CORRECT ANSWER Worse You pay the difference between te actual market value of the car at the end...
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Examen
AGEC 235 final questions with correct answers
professionals should strive to save ____ months of expenses in an emergency fund CORRECT ANSWER 3-6 according to the textbook, you many want to begin thinking about estate planning during ______ as your priorities shift from wealth accumulation to wealth preservation CORRECT ANSWER the golden years according to the rule of 72, it should take _____ years for a 2500 CD earning 6% to double in value CORRECT ANSWER 12 net worth is the difference between assets and ______, whereas Net income...
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Examen
AGEC 235- exam 2 questions with correct answers
what is credit CORRECT ANSWER receiving cash, goods, or services with an obligation to pay later FICO score CORRECT ANSWER -attached to SSN -ranges from 300-850 -determines interest rates -predicts risk what are the three credit reporting agencies CORRECT ANSWER Equifax, Experian, TransUnion what 5 things make up your FICO score CORRECT ANSWER -payment history (35%) -amounts owed (30%) -new credit (10%) -types of credit (10%) -length of credit history (15%) whats a good perc...
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