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Health and Accident Insurance Questions and Answers With Complete Solutions An employer is issued a group medical insurance policy. This single contract is known as a(n) entire contract master policy certificate of coverage employer contract Master Policy What is issued to each employee of an employer health plan? Provision Receipt Policy Certificate Certificate Which of the following decisions would a Health Savings Account (HSA) owner NOT be able to make? The amount contribut...

Health and Accident Insurance Questions With Complete Solutions During the underwriting process for a group health policy, it was discovered that 15 out of 50 members of the group have major health issues. How would the insurer handle this? Accept or reject the whole group When a claim has coverage under more than one health plan, which group medical plan provision applies? Coordination of benefits What percentage of eligible employees must participate in a noncontributory group healt...

Health and Accident Examination Questions With 100% Correctly Answered already Passed Without a Section 125 Plan in place, what would happen to an employee's payroll contribution to an HSA? It would be considered taxable income to the employee. Contributions to an HSA may be pre-tax under a Section 125 Cafeteria Plan. Without a Section 125 Plan in place, it would be considered taxable income to the employee. A common exclusion with Vision plans is: Lasik Surgery If an employee contribu...

Health and Accident*** Questions With Complete Solutions The reason for a business having a Business Overhead Expense Disability Plan is to cover -the cost of providing group disability insurance to the employees -fixed business expenses -the owner's loss of income -all business-related expenses and salaries -fixed business expenses Which of these types of coverage is best described as a short term medical policy? - interim coverage -provisional coverage - transitional cover...

health and accident Questions and Answers The benefits under a Disability Buy-Out policy are payable to the company or another shareholder Which of the following statements does NOT accurately describe the tax treatment of premiums and benefits of individual Accident and Health insurance? Disability income policy premiums are tax-deductible The Health Insurance Portability and Accountability Act (HIPAA) gives privacy protection for health information When an employee is required to pay ...

Health Final Exam - NJ Accident and Health Questions and Answers The Commissioner must approve Continuing education courses Employer sponsored group health insurance provides coverage for which of the following? Self-inflicted injuries cosmetic surgery custodial care alcoholism alcoholism A Medicare supplement policy can be cancelled by the insurer for Nonpayment Which entity is responsible for regulating insurance advertising in NJ? New Jersey Department of Banking and Insuran...

Test Bank for Physical Examination and Health Assessment 9th Edition by Carolyn Jarvis, Ann Eckhardt / All Chapters 1-32 / Full Complete

NR 661-Cardiovascular: Questions & Solutions

Prep U Chapter 15: Postpartum Adaptations – Qs & As