State Farm Estimatics Exam – Latest
2025/2026 Edition | Comprehensive
Questions & Answers, 100% Verified
1. In auto estimatics, what is the primary purpose of conducting a preliminary damage
assessment before writing a detailed estimate? A. To determine the vehicle's color code
B. To identify if the vehicle is a total loss C. To select the repair shop D. To calculate fuel
efficiency
Correct Answer: B
Rationale: A preliminary damage assessment helps estimatics professionals quickly evaluate the
extent of damage to decide if the vehicle meets total loss criteria under 2025/2026 guidelines,
allowing for efficient claim processing and resource allocation.
2. For property estimatics, which factor is most critical when estimating water damage
restoration in a residential structure? A. The age of the homeowner B. The source and
category of water (e.g., clean vs. contaminated) C. The exterior paint color D. The
number of windows
Correct Answer: B
Rationale: Identifying the water source and category is essential in 2025/2026 property
estimatics to determine appropriate drying methods, material removal, and health risks,
ensuring accurate cost projections and compliance with restoration standards.
3. During damage assessment, what sequencing step should occur immediately after
securing the scene? A. Photographing undamaged areas B. Interviewing witnesses C.
Identifying structural integrity issues D. Ordering replacement parts
Correct Answer: C
Rationale: Assessing structural integrity right after securing the scene is a key 2025/2026
sequencing practice to prevent further damage or safety hazards, guiding the overall
assessment process.
4. In repair vs. replace decision-making for a vehicle's bumper, what threshold typically
justifies replacement over repair? A. Damage exceeding 50% of the bumper's surface B.
When repair labor costs surpass the part's replacement value C. If the bumper is painted
D. Based on the vehicle's mileage
Correct Answer: B
,State Farm Estimatics Exam – Latest
2025/2026 Edition | Comprehensive
Questions & Answers, 100% Verified
Rationale: Under modern estimatics standards, replacement is favored when labor and material
costs for repair exceed the new part's price, promoting efficiency and quality in 2025/2026
practices.
5. Identify the vehicle part commonly referred to as the "A-pillar." A. The vertical support
between the front and rear doors B. The roof crossmember C. The vertical support from
the roof to the cowl at the windshield D. The rear trunk lid support
Correct Answer: C
Rationale: The A-pillar is the frontmost vertical roof support in vehicles, critical for structural
integrity and safety feature integration in 2025/2026 vehicle identification.
6. What is the standard labor time allocation for refinishing a standard vehicle door panel
in estimatics? A. 0.5 hours B. 2.0 hours C. 4.5 hours D. 6.0 hours
Correct Answer: B
Rationale: Modern estimatics databases allocate approximately 2.0 hours for door panel
refinishing, accounting for preparation, application, and curing under 2025/2026 efficiency
standards.
7. In general repair processes, what is the first step in addressing frame damage on a
unibody vehicle? A. Applying primer B. Measuring and pulling to OEM specifications C.
Replacing exterior panels D. Testing electrical systems
Correct Answer: B
Rationale: Frame straightening begins with precise measurements and pulling to restore OEM
dimensions, ensuring vehicle safety and alignment in non-proprietary 2025/2026 repair
protocols.
8. When documenting a claim, what element should be included in customer
communication regarding estimate revisions? A. Personal opinions on repair quality B.
Clear explanations of changes and reasons C. Vendor contact details D. Unrelated policy
details
Correct Answer: B
Rationale: Transparent communication about revisions builds trust and complies with
2025/2026 estimatics best practices for customer satisfaction and claim accuracy.
, State Farm Estimatics Exam – Latest
2025/2026 Edition | Comprehensive
Questions & Answers, 100% Verified
9. To ensure claim file quality, what should an estimator verify in the final documentation?
A. All photos are in black and white B. Consistency between photos, notes, and estimate
line items C. The customer's favorite color D. Weather conditions at the time of
inspection
Correct Answer: B
Rationale: Verifying alignment across documentation elements prevents errors and supports
audit compliance in 2025/2026 claim processing standards.
10. What safety principle is paramount when assessing electrical damage in a hybrid
vehicle? A. Wearing insulated gloves and de-energizing high-voltage systems B. Checking
tire pressure C. Inspecting fuel lines D. Testing brake pads
Correct Answer: A
Rationale: De-energizing high-voltage components and using protective gear is essential to
prevent electrocution, aligning with updated 2025/2026 safety protocols for advanced vehicles.
11. In estimatics best practices, how should overlapping labor operations be handled in an
estimate? A. Charge full time for each B. Adjust for efficiencies to avoid double-billing C.
Ignore them D. Add extra time for complexity
Correct Answer: B
Rationale: Recognizing overlaps ensures fair and accurate estimates, a core best practice in
2025/2026 to maintain integrity and cost control.
12. According to general I-CAR concepts, what is emphasized in collision repair training for
2025/2026? A. Use of aftermarket parts exclusively B. Adherence to OEM repair
procedures for safety C. Skipping corrosion protection D. Minimal documentation
Correct Answer: B
Rationale: I-CAR promotes following OEM guidelines to preserve vehicle safety features and
structural integrity in modern repairs.
13. What fundamental auto estimatics tool is used to measure vehicle dimensions post-
collision? A. Paint thickness gauge B. Frame measuring system C. OBD scanner D. Tire
tread depth tool
Correct Answer: B
2025/2026 Edition | Comprehensive
Questions & Answers, 100% Verified
1. In auto estimatics, what is the primary purpose of conducting a preliminary damage
assessment before writing a detailed estimate? A. To determine the vehicle's color code
B. To identify if the vehicle is a total loss C. To select the repair shop D. To calculate fuel
efficiency
Correct Answer: B
Rationale: A preliminary damage assessment helps estimatics professionals quickly evaluate the
extent of damage to decide if the vehicle meets total loss criteria under 2025/2026 guidelines,
allowing for efficient claim processing and resource allocation.
2. For property estimatics, which factor is most critical when estimating water damage
restoration in a residential structure? A. The age of the homeowner B. The source and
category of water (e.g., clean vs. contaminated) C. The exterior paint color D. The
number of windows
Correct Answer: B
Rationale: Identifying the water source and category is essential in 2025/2026 property
estimatics to determine appropriate drying methods, material removal, and health risks,
ensuring accurate cost projections and compliance with restoration standards.
3. During damage assessment, what sequencing step should occur immediately after
securing the scene? A. Photographing undamaged areas B. Interviewing witnesses C.
Identifying structural integrity issues D. Ordering replacement parts
Correct Answer: C
Rationale: Assessing structural integrity right after securing the scene is a key 2025/2026
sequencing practice to prevent further damage or safety hazards, guiding the overall
assessment process.
4. In repair vs. replace decision-making for a vehicle's bumper, what threshold typically
justifies replacement over repair? A. Damage exceeding 50% of the bumper's surface B.
When repair labor costs surpass the part's replacement value C. If the bumper is painted
D. Based on the vehicle's mileage
Correct Answer: B
,State Farm Estimatics Exam – Latest
2025/2026 Edition | Comprehensive
Questions & Answers, 100% Verified
Rationale: Under modern estimatics standards, replacement is favored when labor and material
costs for repair exceed the new part's price, promoting efficiency and quality in 2025/2026
practices.
5. Identify the vehicle part commonly referred to as the "A-pillar." A. The vertical support
between the front and rear doors B. The roof crossmember C. The vertical support from
the roof to the cowl at the windshield D. The rear trunk lid support
Correct Answer: C
Rationale: The A-pillar is the frontmost vertical roof support in vehicles, critical for structural
integrity and safety feature integration in 2025/2026 vehicle identification.
6. What is the standard labor time allocation for refinishing a standard vehicle door panel
in estimatics? A. 0.5 hours B. 2.0 hours C. 4.5 hours D. 6.0 hours
Correct Answer: B
Rationale: Modern estimatics databases allocate approximately 2.0 hours for door panel
refinishing, accounting for preparation, application, and curing under 2025/2026 efficiency
standards.
7. In general repair processes, what is the first step in addressing frame damage on a
unibody vehicle? A. Applying primer B. Measuring and pulling to OEM specifications C.
Replacing exterior panels D. Testing electrical systems
Correct Answer: B
Rationale: Frame straightening begins with precise measurements and pulling to restore OEM
dimensions, ensuring vehicle safety and alignment in non-proprietary 2025/2026 repair
protocols.
8. When documenting a claim, what element should be included in customer
communication regarding estimate revisions? A. Personal opinions on repair quality B.
Clear explanations of changes and reasons C. Vendor contact details D. Unrelated policy
details
Correct Answer: B
Rationale: Transparent communication about revisions builds trust and complies with
2025/2026 estimatics best practices for customer satisfaction and claim accuracy.
, State Farm Estimatics Exam – Latest
2025/2026 Edition | Comprehensive
Questions & Answers, 100% Verified
9. To ensure claim file quality, what should an estimator verify in the final documentation?
A. All photos are in black and white B. Consistency between photos, notes, and estimate
line items C. The customer's favorite color D. Weather conditions at the time of
inspection
Correct Answer: B
Rationale: Verifying alignment across documentation elements prevents errors and supports
audit compliance in 2025/2026 claim processing standards.
10. What safety principle is paramount when assessing electrical damage in a hybrid
vehicle? A. Wearing insulated gloves and de-energizing high-voltage systems B. Checking
tire pressure C. Inspecting fuel lines D. Testing brake pads
Correct Answer: A
Rationale: De-energizing high-voltage components and using protective gear is essential to
prevent electrocution, aligning with updated 2025/2026 safety protocols for advanced vehicles.
11. In estimatics best practices, how should overlapping labor operations be handled in an
estimate? A. Charge full time for each B. Adjust for efficiencies to avoid double-billing C.
Ignore them D. Add extra time for complexity
Correct Answer: B
Rationale: Recognizing overlaps ensures fair and accurate estimates, a core best practice in
2025/2026 to maintain integrity and cost control.
12. According to general I-CAR concepts, what is emphasized in collision repair training for
2025/2026? A. Use of aftermarket parts exclusively B. Adherence to OEM repair
procedures for safety C. Skipping corrosion protection D. Minimal documentation
Correct Answer: B
Rationale: I-CAR promotes following OEM guidelines to preserve vehicle safety features and
structural integrity in modern repairs.
13. What fundamental auto estimatics tool is used to measure vehicle dimensions post-
collision? A. Paint thickness gauge B. Frame measuring system C. OBD scanner D. Tire
tread depth tool
Correct Answer: B
