Commercial Casualty II Exam
Questions and Answers 100%
Pass
Included in the definition of an "insured contract" under the Business Auto
Coverage Form is wording pertaining to rental or lease vehicles. Which of the
following statements is part of that definition?
a. Agreements entered into by the insured, only for bodily injury which results
from the insured's use of the rented or leased auto used for business
b. An agreement as part of the business, pertaining to the auto rental or lease by
the insured or employee(s), but not for the obligation for the damage to the rented
or leased auto -
Answer: B.
Question: George drove the scheduled delivery truck to the client's home to
deliver a new refrigerator. While moving the appliance with the dolly (hand truck)
, into the home, it fell and damaged the flooring. Which coverage form, if any,
would provide coverage for customer's floor?
a. Business Auto Coverage Form
b. Commercial General Liability Coverage Form -
Answer: A.
Question: What does Item 3.B. trigger under the Workers' Compensation and
Employer's Liability Insurance policy? -
Answer: It triggers employers' liability coverage for those states listed in 3.A. for
the limits that are shown for bodily injury by accident for each accident, bodily
injury by disease with a policy limit, and bodily injury by disease for each employee.
Question: Employer's Liability Coverage -
Answer: Bodily injury by accident, each accident - $100,000 Each accident
Bodily injury by disease, per policy limit - $500,000 policy limit
Bodily injury by disease, each employee - $100,000 each employee
Questions and Answers 100%
Pass
Included in the definition of an "insured contract" under the Business Auto
Coverage Form is wording pertaining to rental or lease vehicles. Which of the
following statements is part of that definition?
a. Agreements entered into by the insured, only for bodily injury which results
from the insured's use of the rented or leased auto used for business
b. An agreement as part of the business, pertaining to the auto rental or lease by
the insured or employee(s), but not for the obligation for the damage to the rented
or leased auto -
Answer: B.
Question: George drove the scheduled delivery truck to the client's home to
deliver a new refrigerator. While moving the appliance with the dolly (hand truck)
, into the home, it fell and damaged the flooring. Which coverage form, if any,
would provide coverage for customer's floor?
a. Business Auto Coverage Form
b. Commercial General Liability Coverage Form -
Answer: A.
Question: What does Item 3.B. trigger under the Workers' Compensation and
Employer's Liability Insurance policy? -
Answer: It triggers employers' liability coverage for those states listed in 3.A. for
the limits that are shown for bodily injury by accident for each accident, bodily
injury by disease with a policy limit, and bodily injury by disease for each employee.
Question: Employer's Liability Coverage -
Answer: Bodily injury by accident, each accident - $100,000 Each accident
Bodily injury by disease, per policy limit - $500,000 policy limit
Bodily injury by disease, each employee - $100,000 each employee
