Page 1 of 100
NEW YORK PROPERTY AND CASUALTY 2025 NEWEST
EXAM 2 VERSIONS AND PRACTICE QUESTIONS 300
EXAM QUESTIONS WITH DETAILED VERIFIED ANSWERS
(100% CORRECT) /A+ GRADE ASSURED
Legal Advice .....ANSWER.....Services of a competent professional
should be sought if required.
Publication Date .....ANSWER.....Published in April 2020
Location of Publisher .....ANSWER.....1515 West Cypress Creek
Road, Fort Lauderdale, Florida 33309
Revision Notice .....ANSWER.....States sometimes revise their exam
content outlines unexpectedly.
Contact for Verification .....ANSWER.....Contact the publisher to
verify the most current edition.
Cram Sheets .....ANSWER.....Section 1 of the contents.
,Page 2 of 100
Class Notes .....ANSWER.....Section 2 of the contents.
Detailed Text .....ANSWER.....Section 3 of the contents.
Unit 1 .....ANSWER.....New York Laws, Rules, and Regulations
Common to Property-Casualty Insurance.
Unit 1 Quiz .....ANSWER.....Located on page 110.
Unit 1 Answer Key .....ANSWER.....Located on page 112.
Cancellation/Nonrenewal .....ANSWER.....A topic covered in Unit
2.
Miscellaneous Policies and Endorsements .....ANSWER.....A topic
covered in Unit 2.
Cyber Regulation .....ANSWER.....A topic covered in Unit 1.
Excess Lines .....ANSWER.....A topic covered in Unit 1.
Disciplinary Actions .....ANSWER.....A topic covered in Unit 1.
Company Regulation .....ANSWER.....A topic covered in Unit 1.
,Page 3 of 100
Unfair and Prohibited Practices .....ANSWER.....A topic covered in
Unit 1.
Licensee Regulation .....ANSWER.....A topic covered in Unit 1.
New York Property Insurance Underwriting Association (Fair Plan)
.....ANSWER.....A topic covered in Unit 2.
New York Laws, Rules, and Regulations Pertinent to Casualty
Insurance Only .....ANSWER.....Laws and regulations specific to
casualty insurance in New York.
New York Motor Vehicle Financial Responsibility Law
.....ANSWER.....A law that outlines the financial responsibilities of
motor vehicle operators in New York.
New York Automobile Insurance Plan (AIP) .....ANSWER.....A plan
designed to provide automobile insurance to high-risk drivers in
New York.
, Page 4 of 100
Comprehensive Motor Vehicle Insurance Reparations Act—No
Fault Personal Injury Protection (PIP) .....ANSWER.....An act that
provides for personal injury protection without regard to fault in
motor vehicle accidents.
Uninsured/Underinsured Motorist Coverage
.....ANSWER.....Coverage that protects insured drivers from losses
caused by uninsured or underinsured drivers.
Cancellation/Nonrenewal of Auto Insurance .....ANSWER.....The
process by which an auto insurance policy can be canceled or not
renewed.
Other Auto Insurance Laws .....ANSWER.....Additional laws
governing auto insurance practices and policies.
Auto Insurance Endorsements .....ANSWER.....Amendments to an
insurance policy that modify its coverage.
NEW YORK PROPERTY AND CASUALTY 2025 NEWEST
EXAM 2 VERSIONS AND PRACTICE QUESTIONS 300
EXAM QUESTIONS WITH DETAILED VERIFIED ANSWERS
(100% CORRECT) /A+ GRADE ASSURED
Legal Advice .....ANSWER.....Services of a competent professional
should be sought if required.
Publication Date .....ANSWER.....Published in April 2020
Location of Publisher .....ANSWER.....1515 West Cypress Creek
Road, Fort Lauderdale, Florida 33309
Revision Notice .....ANSWER.....States sometimes revise their exam
content outlines unexpectedly.
Contact for Verification .....ANSWER.....Contact the publisher to
verify the most current edition.
Cram Sheets .....ANSWER.....Section 1 of the contents.
,Page 2 of 100
Class Notes .....ANSWER.....Section 2 of the contents.
Detailed Text .....ANSWER.....Section 3 of the contents.
Unit 1 .....ANSWER.....New York Laws, Rules, and Regulations
Common to Property-Casualty Insurance.
Unit 1 Quiz .....ANSWER.....Located on page 110.
Unit 1 Answer Key .....ANSWER.....Located on page 112.
Cancellation/Nonrenewal .....ANSWER.....A topic covered in Unit
2.
Miscellaneous Policies and Endorsements .....ANSWER.....A topic
covered in Unit 2.
Cyber Regulation .....ANSWER.....A topic covered in Unit 1.
Excess Lines .....ANSWER.....A topic covered in Unit 1.
Disciplinary Actions .....ANSWER.....A topic covered in Unit 1.
Company Regulation .....ANSWER.....A topic covered in Unit 1.
,Page 3 of 100
Unfair and Prohibited Practices .....ANSWER.....A topic covered in
Unit 1.
Licensee Regulation .....ANSWER.....A topic covered in Unit 1.
New York Property Insurance Underwriting Association (Fair Plan)
.....ANSWER.....A topic covered in Unit 2.
New York Laws, Rules, and Regulations Pertinent to Casualty
Insurance Only .....ANSWER.....Laws and regulations specific to
casualty insurance in New York.
New York Motor Vehicle Financial Responsibility Law
.....ANSWER.....A law that outlines the financial responsibilities of
motor vehicle operators in New York.
New York Automobile Insurance Plan (AIP) .....ANSWER.....A plan
designed to provide automobile insurance to high-risk drivers in
New York.
, Page 4 of 100
Comprehensive Motor Vehicle Insurance Reparations Act—No
Fault Personal Injury Protection (PIP) .....ANSWER.....An act that
provides for personal injury protection without regard to fault in
motor vehicle accidents.
Uninsured/Underinsured Motorist Coverage
.....ANSWER.....Coverage that protects insured drivers from losses
caused by uninsured or underinsured drivers.
Cancellation/Nonrenewal of Auto Insurance .....ANSWER.....The
process by which an auto insurance policy can be canceled or not
renewed.
Other Auto Insurance Laws .....ANSWER.....Additional laws
governing auto insurance practices and policies.
Auto Insurance Endorsements .....ANSWER.....Amendments to an
insurance policy that modify its coverage.
