1
TEXAS ALL LINES ADJUSTER EXAM QUESTIONS WITH
COMPLETE SOLUTIONS GUARANTEED PASS BRAND NEW
2025
Jack rents a home to Tanya and maintains a DP-3 policy on the dwelling.
Tanya accidentally leaves the oven on all day while she is out, her
Lasagna catches fire, burning Jack's house to the ground, along with all
the contents located inside. Which of the following items would be
covered under Coverage C of Jack's DP-3 policy? - CORRECT
ANSWER>>Jack's appliances..
Max was injured on the job in Texas. Max has reached MMI but will
have a permanent limp while walking that was due to the compensable
injury. Which of the following terms as defined by the Texas
Workers Compensation code best describes how Max's injury will be
classified? - CORRECT ANSWER>>Max's injury is now classified as an
"impairment
Lara is moving to Europe for two years in order to take advantage of a
promotion at her job. She will not take her 4-seat propeller plane with
her. What type of Aviation policy would be best for Lara to purchase for
coverage on her plane while it is in storage and she is in Europe? -
CORRECT ANSWER>>All Risks - Not in Motion
Subrogration may follow which of the following events? - CORRECT
ANSWER>>An insured collects from her insurance company for
damages caused by a third party
,2
Medical payments coverage under a BOP applies to expenses incurred
by non-insureds for bodily injury and reported to the insurer within: -
CORRECT ANSWER>>One year after the accident
Claims expenses covered under Section II - Personal Liability of the
standard Homeowners forms do NOT pay for which of the following? -
CORRECT ANSWER>>Loss of the insured's earnings subject to a
predetermined limit of $300 per day
Which statement best describes "defense" coverage under the Section
II - Liability coverage of the
Businessowners policy? - CORRECT ANSWER>>Defense costs are not
subject to a limit
Under an aircraft policy what is NOT a covered territory usually covered
(unless endorsed) while the aircraft is in flight? - CORRECT
ANSWER>>Costa Rico
Under a standard Equipment Breakdown policy, the full replacement
cost will be paid on the claim, if the equipment is repaired within what
time period following the loss? - CORRECT ANSWER>>24 months When
a licensee in Texas receives an inquiry from the Insurance Department
regarding their insurance transactions, he or she must respond in
writing: - CORRECT ANSWER>>Not later than the 15th day after the
date the inquiry is received
The sprinkler leakage coverage of a Commercial Property form does not
provide coverage for: - CORRECT ANSWER>>damage to growing crops
from malfunctioning sprinklers
, 3
Under the appraisal clause in a commercial inland form, which of the
following is true? - CORRECT ANSWER>>the insurer still retains its right
to deny the claim entirely
All of the following statements are true regarding state Guaranty
Associations, Except: - CORRECT ANSWER>>The fund assists insurers in
gaining new insurance business by allowing them to advertise their
membership in the Guaranty Association.
The Personal Inland Marine coverage form that covers clothing,
cameras and other portable property worn or carried by tourists and
travelers is known as a: - CORRECT ANSWER>>Personal Effects floater.
Each of the following is a feature of Business Income Coverage, EXCEPT
- CORRECT ANSWER>>Monetary deductibles. .
The limits of the Employers' Liability section of a standard workers'
compensation policy are: - CORRECT ANSWER>>Listed on the
Information page..
The term "time element coverage" is used when the amount of loss
depends on: - CORRECT ANSWER>>The time it takes to repair, rebuild
or restore damaged property.
Under a personal automobile policy with uninsured motorists coverage,
a disagreement between an insurance company and an insured on the
amount of a loss can be settled by: - CORRECT ANSWER>>Arbitration
TEXAS ALL LINES ADJUSTER EXAM QUESTIONS WITH
COMPLETE SOLUTIONS GUARANTEED PASS BRAND NEW
2025
Jack rents a home to Tanya and maintains a DP-3 policy on the dwelling.
Tanya accidentally leaves the oven on all day while she is out, her
Lasagna catches fire, burning Jack's house to the ground, along with all
the contents located inside. Which of the following items would be
covered under Coverage C of Jack's DP-3 policy? - CORRECT
ANSWER>>Jack's appliances..
Max was injured on the job in Texas. Max has reached MMI but will
have a permanent limp while walking that was due to the compensable
injury. Which of the following terms as defined by the Texas
Workers Compensation code best describes how Max's injury will be
classified? - CORRECT ANSWER>>Max's injury is now classified as an
"impairment
Lara is moving to Europe for two years in order to take advantage of a
promotion at her job. She will not take her 4-seat propeller plane with
her. What type of Aviation policy would be best for Lara to purchase for
coverage on her plane while it is in storage and she is in Europe? -
CORRECT ANSWER>>All Risks - Not in Motion
Subrogration may follow which of the following events? - CORRECT
ANSWER>>An insured collects from her insurance company for
damages caused by a third party
,2
Medical payments coverage under a BOP applies to expenses incurred
by non-insureds for bodily injury and reported to the insurer within: -
CORRECT ANSWER>>One year after the accident
Claims expenses covered under Section II - Personal Liability of the
standard Homeowners forms do NOT pay for which of the following? -
CORRECT ANSWER>>Loss of the insured's earnings subject to a
predetermined limit of $300 per day
Which statement best describes "defense" coverage under the Section
II - Liability coverage of the
Businessowners policy? - CORRECT ANSWER>>Defense costs are not
subject to a limit
Under an aircraft policy what is NOT a covered territory usually covered
(unless endorsed) while the aircraft is in flight? - CORRECT
ANSWER>>Costa Rico
Under a standard Equipment Breakdown policy, the full replacement
cost will be paid on the claim, if the equipment is repaired within what
time period following the loss? - CORRECT ANSWER>>24 months When
a licensee in Texas receives an inquiry from the Insurance Department
regarding their insurance transactions, he or she must respond in
writing: - CORRECT ANSWER>>Not later than the 15th day after the
date the inquiry is received
The sprinkler leakage coverage of a Commercial Property form does not
provide coverage for: - CORRECT ANSWER>>damage to growing crops
from malfunctioning sprinklers
, 3
Under the appraisal clause in a commercial inland form, which of the
following is true? - CORRECT ANSWER>>the insurer still retains its right
to deny the claim entirely
All of the following statements are true regarding state Guaranty
Associations, Except: - CORRECT ANSWER>>The fund assists insurers in
gaining new insurance business by allowing them to advertise their
membership in the Guaranty Association.
The Personal Inland Marine coverage form that covers clothing,
cameras and other portable property worn or carried by tourists and
travelers is known as a: - CORRECT ANSWER>>Personal Effects floater.
Each of the following is a feature of Business Income Coverage, EXCEPT
- CORRECT ANSWER>>Monetary deductibles. .
The limits of the Employers' Liability section of a standard workers'
compensation policy are: - CORRECT ANSWER>>Listed on the
Information page..
The term "time element coverage" is used when the amount of loss
depends on: - CORRECT ANSWER>>The time it takes to repair, rebuild
or restore damaged property.
Under a personal automobile policy with uninsured motorists coverage,
a disagreement between an insurance company and an insured on the
amount of a loss can be settled by: - CORRECT ANSWER>>Arbitration
