RSK4802
Assignment 1
2025 (Answer
Guide) - DUE 29
May 2025
QUESTIONS WITH 100%
VERIFIED AND
CERTIFIED ANSWERS.
, 1
RSK4802 Assignment 1 2025 (Answer Guide) - DUE 29 May 2025
QUESTIONS WITH 100% VERIFIED AND CERTIFIED ANSWERS. WRITTEN IN
REQUIRED FORMAT AND WITHIN GIVEN GUIDELINES. IT IS GOOD TO USE AS A
GUIDE AND FOR REFERENCE, NEVER PLAGARIZE. Thank you and success in
your academics.
UNISA, 2025.
Contents
Question 1: Four Key Risks A Bank May Face Due To Non-Compliance With Statutes................ 1
Question 2: The Role And Effectiveness Of Capitec Bank’s Board ................................................... 3
Role of Capitec Bank’s Board in Compliance .................................................................................... 3
Effectiveness of the Board in Compliance Oversight ....................................................................... 3
Challenges and Areas for Improvement ............................................................................................. 4
Conclusion ............................................................................................................................................... 4
Question 3: Shortcomings Of Capitec Bank’s Board Regarding The Enforcement Of Compliance
Issues, And Proposing Remedies ........................................................................................................... 5
Shortcomings of the Board in Enforcing Compliance ....................................................................... 5
Recommendations to Remedy These Shortcomings ....................................................................... 6
Conclusion ............................................................................................................................................... 7
References .................................................................................................................................................. 7
Question 1: Four Key Risks A Bank May Face Due To Non-Compliance With Statutes
1) Reputational Risk
Non-compliance with financial statutes can severely damage a bank’s reputation among
stakeholders, including clients, investors, and regulators. Loss of public trust can lead to
customer attrition and reduced investor confidence, ultimately affecting the bank’s
market position (Smith, 2022).
2) Regulatory and Legal Sanctions
Banks that fail to comply with statutory requirements risk facing heavy penalties, fines,
Assignment 1
2025 (Answer
Guide) - DUE 29
May 2025
QUESTIONS WITH 100%
VERIFIED AND
CERTIFIED ANSWERS.
, 1
RSK4802 Assignment 1 2025 (Answer Guide) - DUE 29 May 2025
QUESTIONS WITH 100% VERIFIED AND CERTIFIED ANSWERS. WRITTEN IN
REQUIRED FORMAT AND WITHIN GIVEN GUIDELINES. IT IS GOOD TO USE AS A
GUIDE AND FOR REFERENCE, NEVER PLAGARIZE. Thank you and success in
your academics.
UNISA, 2025.
Contents
Question 1: Four Key Risks A Bank May Face Due To Non-Compliance With Statutes................ 1
Question 2: The Role And Effectiveness Of Capitec Bank’s Board ................................................... 3
Role of Capitec Bank’s Board in Compliance .................................................................................... 3
Effectiveness of the Board in Compliance Oversight ....................................................................... 3
Challenges and Areas for Improvement ............................................................................................. 4
Conclusion ............................................................................................................................................... 4
Question 3: Shortcomings Of Capitec Bank’s Board Regarding The Enforcement Of Compliance
Issues, And Proposing Remedies ........................................................................................................... 5
Shortcomings of the Board in Enforcing Compliance ....................................................................... 5
Recommendations to Remedy These Shortcomings ....................................................................... 6
Conclusion ............................................................................................................................................... 7
References .................................................................................................................................................. 7
Question 1: Four Key Risks A Bank May Face Due To Non-Compliance With Statutes
1) Reputational Risk
Non-compliance with financial statutes can severely damage a bank’s reputation among
stakeholders, including clients, investors, and regulators. Loss of public trust can lead to
customer attrition and reduced investor confidence, ultimately affecting the bank’s
market position (Smith, 2022).
2) Regulatory and Legal Sanctions
Banks that fail to comply with statutory requirements risk facing heavy penalties, fines,
