LTC EXAM QUETSIONS AND
ANSWERS 100% PASS
the amount of premium returned for an insurance policy with a return of premium
option is based on - ✔✔whether they elect to receive limited benefits tax free
what is included in a Medigap policy? - ✔✔Medicare Plan B coinsurance
What percent of clinical laboratory services, such as blood tests and urinalysis, will
Medicare Part B pay? - ✔✔100%
If a retired individual has group health coverage through an employer or union and
Medicare coverage, Medicare is: - ✔✔primary
Medicare Part C is a combination of parts: - ✔✔A,B, and D
Which of the following is covered by all Medicare supplement policies? - ✔✔first three
pints of blood
A, age 66, is applying for an individual health insurance policy with ABC insurers.
What must ABC insurers do since A is eligible for Medicare? - ✔✔It must notify her that
the policy is not a Medicare supplement policy
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, P just turned 85 years old. He lives alone. However, he needs help with everyday tasks
such as bathing, eating, and dressing. Which type of long-term care does P need? -
✔✔custodial care
How many days of care in specialty psychiatric hospital will Medicare Part A cover
during a person's lifetime? - ✔✔190
For Medicare Part A, coinsurance must be paid for which days of a hospital stay? -
✔✔For days 61 through 90
B is about to turn 65 and has come to you for advice regarding Medicare coverage.
What correct information do you give him? - ✔✔He must pay a monthly premium to be
covered by Medicare Part B
What is open enrollment for Medicare supplement policies? - ✔✔Open enrollment for
Medigap policies spans a six-month period beginning on the first day of the month in
which the individual is age 65 or above and enrolls in Medicare Part B
Which of the following is NOT a level of long-term care? - ✔✔remedial care
What statement is FALSE about how Medicare Parts A and B are funded? -
✔✔Medicare Part B is funded by FICA payroll taxes
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ANSWERS 100% PASS
the amount of premium returned for an insurance policy with a return of premium
option is based on - ✔✔whether they elect to receive limited benefits tax free
what is included in a Medigap policy? - ✔✔Medicare Plan B coinsurance
What percent of clinical laboratory services, such as blood tests and urinalysis, will
Medicare Part B pay? - ✔✔100%
If a retired individual has group health coverage through an employer or union and
Medicare coverage, Medicare is: - ✔✔primary
Medicare Part C is a combination of parts: - ✔✔A,B, and D
Which of the following is covered by all Medicare supplement policies? - ✔✔first three
pints of blood
A, age 66, is applying for an individual health insurance policy with ABC insurers.
What must ABC insurers do since A is eligible for Medicare? - ✔✔It must notify her that
the policy is not a Medicare supplement policy
100% Pass Guarantee Olivia West, All Rights Reserved © 2025 1
, P just turned 85 years old. He lives alone. However, he needs help with everyday tasks
such as bathing, eating, and dressing. Which type of long-term care does P need? -
✔✔custodial care
How many days of care in specialty psychiatric hospital will Medicare Part A cover
during a person's lifetime? - ✔✔190
For Medicare Part A, coinsurance must be paid for which days of a hospital stay? -
✔✔For days 61 through 90
B is about to turn 65 and has come to you for advice regarding Medicare coverage.
What correct information do you give him? - ✔✔He must pay a monthly premium to be
covered by Medicare Part B
What is open enrollment for Medicare supplement policies? - ✔✔Open enrollment for
Medigap policies spans a six-month period beginning on the first day of the month in
which the individual is age 65 or above and enrolls in Medicare Part B
Which of the following is NOT a level of long-term care? - ✔✔remedial care
What statement is FALSE about how Medicare Parts A and B are funded? -
✔✔Medicare Part B is funded by FICA payroll taxes
100% Pass Guarantee Olivia West, All Rights Reserved © 2025 2
