Florida General Lines Agent Exam Questions with Correct Answers 2025

Florida General Lines Agent Exam Questions
with Correct Answers 2025
WhatQisQtheQdefinitionQofQaQriskQthatQisQinsurable?



a.RiskQisQdefinedQasQaQchanceQorQtheQpossibilityQofQfinancialQloss;QonlyQpureQrisksQareQinsurableQasQthereQi
sQnoQpossibilityQofQaQgain

b.AQchanceQofQaQlossQorQgain

c.AQriskQwhereQthereQisQaQpossibilityQofQaQgain

d.AQchanceQforQinsuranceQcoverageQ-QCORRECTQANSWERQ-a



WhatQisQanQinsuranceQpolicy?



a.AQbinderQthatQoffersQinitialQinsuranceQcoverage

b.AnQoralQagreementQrelatedQtoQinsurance

c.AQtemporaryQagreementQforQinsuranceQcoverage

d.AQwrittenQagreementQorQcontractQforQinsuranceQcoverageQ-QCORRECTQANSWERQ-d.



WhatQisQanQinsuranceQbinder?



a.AnQagreementQwithQanQinsurerQforQcoverage

b.AQtemporaryQagreementQforQinsuranceQcoverageQsubjectQtoQtheQdecisionQofQtheQinsurer

c.AQpermanentQagreementQforQinsuranceQcoverage

d.AnQagreementQwithQanQagentQ-QCORRECTQANSWERQ-b



TheQtermQcasualtyQisQrelatedQtoQallQtheQfollowingQinsuranceQlinesQexcept?



a.LifeQandQhealthQinsurance

b.MarineQinsurance

c.InsuranceQonQproperty

,d.LiabilityQinsuranceQ-QCORRECTQANSWERQ-a



WhatQisQtheQmathematicalQconceptQwhereQtheQactualQresultsQfromQanQeventQbeingQmeasuredQwillQequalQ
theQpredictedQorQexpectedQresultsQasQtheQnumberQofQunitsQorQtrialsQincreases?Q-QCORRECTQANSWERQ-
TheQconceptQofQTheQLawQofQLargeQNumbers.



WhatQinsuranceQprincipleQactsQtoQplaceQanQinsuredQinQtheQsameQorQsimilarQfinancialQpositionQafterQaQlossQ
asQwasQpriorQtoQtheQlossQevent?



a.TheQindemnityQprinciple

b.TheQwaiverQprinciple

c.TheQprincipleQofQutmostQgoodQfaith

d.TheQprincipleQofQsubrogationQ-QCORRECTQANSWERQ-a



WhatQtypeQofQcontractQpreventsQanQinsuredQfromQtransferringQtheQinterestQofQanQinsuranceQpolicyQtoQano
ther?



a.AQpersonalQcontract

b.AnQindemnityQcontract

c.AQsubrogationQcontract

d.AQcontractQofQgoodQfaithQ-QCORRECTQANSWERQ-a



WhatQtypeQofQcontractQisQoneQwhereQtheQobligationQofQtheQinsurerQisQtoQperformQtheQtermsQofQtheQcontra
ctQandQisQbasedQonQtheQinsuredQsatisfyingQcertainQconditions?



a.AQbindingQcontract

b.AQpersonalQcontract

c.AQconditionalQcontract

d.AnQadhesionQcontractQ-QCORRECTQANSWERQ-c

,WhatQtypeQofQcontractQisQitQthatQtheQinsuredQcannotQnegotiateQtheQtermsQofQtheQcontractQandQmustQacce
ptQtheQtermsQspecifiedQinQtheQcontract?



a.AnQindemnityQcontract

b.AQconditionalQcontract

c.AQcontractQofQadhesion

d.AQpersonalQcontractQ-QCORRECTQANSWERQ-c



WhatQtypeQofQinterestQ(financialQorQlegal)QinQpropertyQmustQanQinsuredQhaveQtoQbenefitQfromQaQlossQthatQi
sQinsured?



a.InsurableQinterest

b.AnQadhesionQinterest

c.AnQindemnityQinterest

d.AQpersonalQinterestQ-QCORRECTQANSWERQ-a



WhatQinsuranceQdoctrineQstatesQthatQaQcauseQofQaQlossQandQallQotherQdirectlyQrelatedQeventsQflowingQfro
mQtheQsameQcauseQofQtheQlossQwouldQbeQconsideredQasQoneQevent?



a.TheQdoctrineQofQinsurableQinterest

b.TheQdoctrineQofQproximateQcause

c.TheQlossQdoctrine

d.TheQdoctrineQofQclassificationQ-QCORRECTQANSWERQ-b



JohnQgotQinQanQaccidentQthatQdamagedQhisQautomobile,QwhatQwouldQbeQconsideredQasQwhatQtypeQofQloss
?



a.DirectQloss

b.InsuredQloss

c.InsurableQloss

, d.IndirectQlossQ-QCORRECTQANSWERQ-a



John'sQhomeQwasQtotallyQdestroyedQbyQfireQthatQresultedQinQhimQmovingQhisQfamilyQtoQaQhotel.QTheQcostQo
fQtheQhotelQwouldQbeQconsideredQasQwhatQtypeQofQloss?



a.AQdirectQloss

b.DirectQexpenses

c.AnQindirectQloss

d.InsuredQlossQ-QCORRECTQANSWERQ-c



WhatQinsuranceQclauseQisQrelatedQtoQaQlenderQorQcreditor'sQinterestQinQrealQpropertyQandQtheQinsurerQwou
ldQpayQlossesQtoQallQpartiesQthatQhaveQanQinterestQinQtheQsameQproperty?



a.SubrogationQclause

b.MortgageQorQmortgageeQclause

c.PropertyQlossQclause

d.LossQpayableQorQpayeeQclauseQ-QCORRECTQANSWERQ-b



WhatQinsuranceQclauseQisQrelatedQtoQaQcreditor'sQinterestQinQpersonalQpropertyQsuchQasQanQauto?



a.TheQpropertyQinterestQclause

b.TheQmortgageQorQmortgageeQclause

c.TheQcreditorQinterestQclause

d.TheQlossQpayableQorQlossQpayeeQclauseQ-QCORRECTQANSWERQ-d



WhichQofQtheQfollowingQisQnotQaQlegalQrequirementQforQaQcontract?



a.AllQareQlegalQrequirements

b.TheQcontractQmustQhaveQaQlegalQpurposeQandQtransferQofQconsiderationQ(somethingQofQvalueQsuchQasQpa
ymentQofQinsuranceQpremiums)