FDIC TE JF Exam Study Guide Solutions

FDIC TE JF Exam Study Guide Solutions Part 335 Reporting Thresholds - ANSWER-Securities Act of 1942 TA > $1M and 500 shareholders (750 at initiation; 500 ongoing) What loan problem is this: Absence sound lending policies, lack of sound credit judgment, lacking margin of security, insufficient owner equity - ANSWER-Poor Risk Selection Sales Treatment (Loans) II RP NR - ANSWER-Isolated Interest Right to Pledge Copyright ©EMILLYCHARLOTE 2025 ACADEMIC YEAR, ALL RIGHTS RESERVED. Page 2/80 No Repurchase Minimum New Institution Policies Required FILL - ANSWER-Funds Management Investment Loan Liquidity State Report Adequacy Criterion CAED - ANSWER-Completeness Arrangements Exam Objectives Documentation Purposes of Capital PRAP - ANSWER-Promote confidence Restrict excessive asset growth Absorb losses Copyright ©EMILLYCHARLOTE 2025 ACADEMIC YEAR, ALL RIGHTS RESERVED. Page 3/80 Protect DIF IT Rating Areas MADS - ANSWER-Management Audit Development and Acquisition Support & Delivery Reg O Executive Officers - ANSWER-Cashier Chairment VP Secretary President Treasurer (Or participates in policy making function) Money Laundering Stages Copyright ©EMILLYCHARLOTE 2025 ACADEMIC YEAR, ALL RIGHTS RESERVED. Page 4/80 PLI - ANSWER-Placement Layering Integration Trust Exam Components MOECA - ANSWER-Management Operations/Controls/Audit Earnings Compliance Asset Management Unsuitable Investment Activities PAWREG - ANSWER-Pair-offs Adjusted When-issued repositioning repo extended settlement Copyright ©EMILLYCHARLOTE 2025 ACADEMIC YEAR, ALL RIGHTS RESERVED. Page 5/80 gains shorts Appraisal Standards SCUMWADD - ANSWER-State licensed/certified USPAP Market Value Written Appropriate Deductions/Discounts Assets w/Embedded Options examples... - ANSWER-NMDs Callable Bonds Structured Notes Wholesale funds Derivatives Mtg Loans Copyright ©EMILLYCHARLOTE 2025 ACADEMIC YEAR, ALL RIGHTS RESERVED. Page 6/80 MBS Specialty Exams BITGMR - ANSWER-BSA IT Trust Gov't Securities Dealer Muni Dealers Registered Transfer Agent CRA Factors CAMEO - ANSWER-Community development Assess community needs marketing/credit offered Evidence of discrimination Openings/closings of branches