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Blackstone Insurers is incorporated in New York, where it also has a certificate of authority to transact insurance. What type of insurer is Blackstone in New York? certified insurer alien insurer foreign insurer admitted insurer correct answers admitted insurer An agent who recommends the replacement of an insurance policy with another is not required to discuss which of these with the prospect? the terms of the new policy Notice Regarding Replacement of life insurance cost of similar policies from competing insurers policy comparison statement correct answers cost of similar policies from competing insurers An insurance policy provides financial protection against: hazards risks losses caused by perils losses caused by hazards correct answers losses caused by perils Which of the following is a characteristic not usually found outside the context of insurance contracts? consideration legal purpose competent parties unilateral correct answers unilateral Which document do Medicare beneficiaries receive every quarter that contains information about the health-care services they received under Medicare? Medicare Summary Notice Medicare Explanation of Benefits Medicare Disclosure Notice Medicare Patients' Bill of Right correct answers Medicare Summary Notice Sean, age 67, is covered by a group health plan that is scheduled to terminate on March 1. Sean can enroll in Medicare Part B without having to pay the 10 percent premium surcharge if he enrolls when? during the eight-month period following the month his group coverage ends during the six-month period following the month his group coverage ends during the first general enrollment period after his group coverage ends during a special enrollment period beginning six months after his group coverage ends correct answers during the eight-month period following the month his group coverage ends