Fair Housing Practice Exam 2023 with complete solutions

True - Answer- Because of the Civil Rights Act of 1866, there are no exceptions that allow discrimination in the housing market based on race. Select one: True False Handicap status - Answer- In March of 1989 two protected classes were added to the Fair Housing Law. They were familial status and: Select one: a. Handicap status b. Gender c. Race d. Religion illegal drug users - Answer- Which group is not protected by fair housing laws? Select one: A. families with children under 18 B. persons 55 or older C. alcoholics D. illegal drug users All of the above - Answer- Which of the following is/are prohibited practice under the Fair Housing Laws? Select one: a. Steering b. Blockbusting c. Redlining d. All of the above Illegal drug users - Answer- Which of the following would NOT be protected under the handicap status of the Fair Housing Laws? Select one: a. Illegal drug users b. Alcoholics c. Persons with a history of mental illness d. A person confined to a wheel chair Americans with Disabilities Act - Answer- What act requires employers to make reasonable accommodations that enable a disabled person to perform essential job functions, such as making the work site accessible, restructuring a job, providing part time or flexible work schedules and modifying equipment that is used on the job? Select one: a. Americans with Disabilities Act b. Equal Credit Opportunity Act c. Fair Housing Act d. Disabled Americans Act The Real Estate Commission - Answer- All of the following agencies are responsible for enforcement of the Fair Housing Laws EXCEPT: Select one: a. The Real Estate Commission b. The Office of Equal Opportunity c. The Department of Housing and Urban Development d. Federal and State Courts An equal opportunity poster to be displayed in all sales and rental offices in a conspicuous location - Answer- The 1972 amendment to the Fair Housing Act requires what? Select one: a. An equal opportunity poster to be displayed in all sales and rental offices in a conspicuous location b. Real estate agents to pledge to honor the Fair Housing Laws. c. All public facilities to post a list of the protected classes. d. Non-discriminatory advertising. True - Answer- Additions to office staff and sales associate roster of persons of varying cultural backgrounds serves the important function of making a brokerage firm more available to a larger pool of buyers and sellers, many of whom prefer to do business with individuals from their own cultural background. Select one: True False Either A or B - Answer- Where are Fair Housing complaints filed? Select one: a. HUD b. Attorney General's Office c. Real Estate Commission d. Either A or B yes, because the law covers anyone who is currently mentally ill or recovered. - Answer- Is a person with a mental illness who is completely cured covered by the Civil Rights Act of 1968? Select one: A. no, because this law does not address disabilities. B. no, because this law covers only those currently disabled. C. yes, because the law covers anyone who is currently mentally ill or recovered. D. no, because the law only covers familial status and sex. 30 - Answer- Lenders and other creditors are required to inform all rejected credit applicants of the reasons for denying or terminating credit. Notice must be given in writing within ___ days. Select one: a. 30 b. 10 c. 15 d. 60 Quick action. - Answer- If a complainant needs immediate help to stop a serious problem that is being caused by a Fair Housing Act violation, HUD may authorize the Attorney General to go to court to seek temporary or preliminary relief, pending the outcome of the complaint. This is known as: Select one: a. Quick action. b. Conciliation. c. Remediation. d. Express action. All of the above - Answer- Which of the following describes the intent of the Fair Housing Laws? Select one: a. To empower buyers to choose any home available for sale that is within their financial means. b. To prohibit sellers and others from attempting to deny buyers their choice based upon their membership in a protected class. c. To ensure that there will be no coercion of individuals nor efforts to fraudulently declare properties unavailable to individuals based on their membership in one or more of the protected classes. d. All of the above If the complaint is filed with HUD, one year; if filed in Federal Court, 2 years - Answer- How long does a complainant have in which to file a Fair Housing violation complaint? Select one: a. If the complaint is filed with HUD, one year; if filed in Federal Court, 2 years. b. If the complaint is filed with HUD, 2 years; if filed in Federal Court, 1 year. c. If the complaint is filed with the board of realtors, one year; if filed with HUD, 2 years. d. Five years. Violence is involved. - Answer- A violation of the Fair Housing Laws is considered a misdemeanor UNLESS: Select one: a. Violence is involved. b. The violation was intentional. c. It is the second violation. d. Never, it is always a felony. unlicensed owners - Answer- Who may be exempt from the Fair Housing Act of 1968? Select one: A. brokers B. salespersons C. property managers D. unlicensed owners All of the above - Answer- Which of the following statements could be interpreted as discriminatory? Select one: