Latest 2023 State Farm Auto Adjuster Certification 100% Correct Questions and Answers

Latest 2023 State Farm Auto Adjuster Certification 100% Correct Questions and Answers ACV - CORRECT ANSWER-actual cash value After Market Parts - CORRECT ANSWER-Parts produced by a 3rd party for use on automobiles. Betterment - CORRECT ANSWER-An improvement made to and automobile that increases its value, rather than a repair that simply maintains its current value BL - CORRECT ANSWER-Blend Blend - CORRECT ANSWER-This operation is equal to half the RF time on a panel. Blend would be necessary if an adjacent panel required some paint so the color would match. If damage is within 18" of an adjacent panel then blend. Allow 36" if it is a metallic or gold paint, because the paints are hard to match. Bridge - CORRECT ANSWER-Bridging occurs between 2 surfaces painted at the same time. A good example would be seen between a molding and the panel Eventually the bridge will crack between the two and the integrity of the paint will deteriorate. Bridging is most often related to R&I. If a shoes does not strip a panel naked then bridging will most likely occur. CEG - CORRECT ANSWER-Collision Estimating Guide Collision Estimating Guide - CORRECT ANSWER-A reference for how much time the average mechanic or painter will require performing a specific task. Clean and Retape - CORRECT ANSWER-When an adhesive molding, nameplate, or emblem is removed and reinstalled. The painter must clean the glue off and apply a new coat. Clear Coat - CORRECT ANSWER-is used to seal in the color pigment on a panel. Most vehicles have two stage paint which is first coat color, second coat clear. Corrosion Protection - CORRECT ANSWER-This material is applied to the underside of a panel to prevent corrosion. This protection needs to be considered when when estimating damage repair. Deductible - CORRECT ANSWER-An amount, stated on the policy , for which the policy holder is responsible. Deductibles are assessed on a per incident basis. Depreciation - CORRECT ANSWER-The decrease in the market value of a vehicle over time. The amount of yearly depreciation is affected by variables including car condition, resale market supply and demand, and reputation of the manufacturer and or model. DOL - CORRECT ANSWER-Date of Loss Date of Loss - CORRECT ANSWER-The date when the damage occurred. EFS - CORRECT ANSWER-Estimator Fact Sheet Estimator Fact Sheet - CORRECT ANSWER-the fact sheet is accompanied with each claim. Before evaluating the damage you will need to verify all information on the efs. It will have important information such as the deductible, VIN, and date of loss. Flex Additive - CORRECT ANSWER-This is added to the paint when applying it to a plastic part. Plastic parts will bend slightly with wind and the paint must be flexible to prevent cracking. HSLA - CORRECT ANSWER-High Strength Low Alloy High Strength Low Alloy - CORRECT ANSWER-A high strength, light weight metal commonly used for hoods on some pickups and cars. HLSA requires more heat and is difficult to repair.