CIC Personal Lines - Residential EXAM | MOST RECENT EXAM
| 2026 ACTUAL COMPLETE MOST TESTED REAL EXAM
QUESTIONS AND VERIFIED SOLUTIONS | GET IT
100% ACCURATE!! ALREADY GRADED A+ |
NEWEST EXAM | JUST RELEASED!!
What % of Replacement Cost to the Building must you carry? -
ANSWER-80%
Policy Format and Automatic Coverage Amounts (HO-3) -
ANSWER-A - Dwelling (Replacement Cost)
B - Other Structures (10% of A)
C - Personal Property (50% of A)
D - Loss of Use (30% of A)
E - Personal Liability ($100,000/occurrence)
F - Med Pay to Others ($1,000/person)
Special Limits:
1) Money, Bank Notes, Gold
2) Securities, Deeds, Passports - ANSWER-1) $200
2) $1500
Special Limits:
3) Watercraft and Watercraft Trailers
4) Trailers - ANSWER-3) $1500
4) $1500
, Special Limits:
5) Theft of Jewelry
6) Theft of Firearms
7) Theft of Silverware - ANSWER-5) $1500
6) $2500
7) $2500
Special Limits:
8) Property used for business on residence premises
9) Property used for business off residence premises -
ANSWER-8) $2500
9) $1500
Special Limits:
10) Portable Electronics in a car
11) Antennas, Tapes, Disks in a car - ANSWER-10) $1500
11) $250
Coverage A - What's covered? - ANSWER-- Dwelling
- Structures attached to building
- Supplies for building, renovations, repair
- Does NOT include land under the building
Coverage C - What's covered? - ANSWER-Personal Property
- Property owned/used by insured anywhere in the world
- 50% of A
| 2026 ACTUAL COMPLETE MOST TESTED REAL EXAM
QUESTIONS AND VERIFIED SOLUTIONS | GET IT
100% ACCURATE!! ALREADY GRADED A+ |
NEWEST EXAM | JUST RELEASED!!
What % of Replacement Cost to the Building must you carry? -
ANSWER-80%
Policy Format and Automatic Coverage Amounts (HO-3) -
ANSWER-A - Dwelling (Replacement Cost)
B - Other Structures (10% of A)
C - Personal Property (50% of A)
D - Loss of Use (30% of A)
E - Personal Liability ($100,000/occurrence)
F - Med Pay to Others ($1,000/person)
Special Limits:
1) Money, Bank Notes, Gold
2) Securities, Deeds, Passports - ANSWER-1) $200
2) $1500
Special Limits:
3) Watercraft and Watercraft Trailers
4) Trailers - ANSWER-3) $1500
4) $1500
, Special Limits:
5) Theft of Jewelry
6) Theft of Firearms
7) Theft of Silverware - ANSWER-5) $1500
6) $2500
7) $2500
Special Limits:
8) Property used for business on residence premises
9) Property used for business off residence premises -
ANSWER-8) $2500
9) $1500
Special Limits:
10) Portable Electronics in a car
11) Antennas, Tapes, Disks in a car - ANSWER-10) $1500
11) $250
Coverage A - What's covered? - ANSWER-- Dwelling
- Structures attached to building
- Supplies for building, renovations, repair
- Does NOT include land under the building
Coverage C - What's covered? - ANSWER-Personal Property
- Property owned/used by insured anywhere in the world
- 50% of A
