AINS 23 - Segment C Exam Questions with Correct Answers Latest Update 2026/2027
To be covered under a workers compensation statute, an injury or disease (in most states) must
meet which one of the following requirements?
Select one:
A. Result in total disability
B. Occur away from the regular work premises
C. Arise out of and in the course of the employment
D. Result from the employer's negligence - Answers C. Arise out of and in the course of the
employment
Joe signs a contract with Home Builders to install the electrical wiring for a new home. He uses
his own tools and follows the specifications in the contract. Joe is burned while installing the
wiring. Does Home Builders' workers compensation policy cover Joe's injury?
Select one:
A. Yes, because Home Builders must provide no-fault protection for employees
B. No, because Joe is not an employee of Home Builders
C. Yes, because the injury arose out of and in the course of employment
D. No, because Joe probably contributed to the injury - Answers B. No, because Joe is not an
employee of Home Builders
Workers compensation benefits include which one of the following?
Select one:
A. Property damage benefits
B. Rehabilitation benefits
C. Death benefits of 100 percent of wage loss
D. Pain and suffering benefits - Answers B. Rehabilitation benefits
, Before workers compensation statutes were enacted, what was the remedy for employees with
work-related injuries?
Select one:
A. They had to establish that the employer was at fault to recover damages.
B. They had no right to sue their employers for compensation.
C. They were covered by no-fault protection.
D. They received guaranteed payments. - Answers A. They had to establish that the employer
was at fault to recover damages.
Sue is injured at work, and her job responsibilities are limited for 30 days, after which time she
fully resumes her duties. Which one of the following workers compensation disability
classifications best describes Sue's injury?
Select one:
A. Permanent partial disability
B. Permanent total disability
C. Temporary total disability
D. Temporary partial disability - Answers D. Temporary partial disability
Federal workers compensation statutes apply to which one of the following workers?
Select one:
A. A nurse working in a hospital
B. An insurance company receptionist
C. An interstate railroad worker
D. A department store salesclerk - Answers C. An interstate railroad worker
With regard to workers compensation, which one of the following statements about states with
monopolistic state funds is true?
To be covered under a workers compensation statute, an injury or disease (in most states) must
meet which one of the following requirements?
Select one:
A. Result in total disability
B. Occur away from the regular work premises
C. Arise out of and in the course of the employment
D. Result from the employer's negligence - Answers C. Arise out of and in the course of the
employment
Joe signs a contract with Home Builders to install the electrical wiring for a new home. He uses
his own tools and follows the specifications in the contract. Joe is burned while installing the
wiring. Does Home Builders' workers compensation policy cover Joe's injury?
Select one:
A. Yes, because Home Builders must provide no-fault protection for employees
B. No, because Joe is not an employee of Home Builders
C. Yes, because the injury arose out of and in the course of employment
D. No, because Joe probably contributed to the injury - Answers B. No, because Joe is not an
employee of Home Builders
Workers compensation benefits include which one of the following?
Select one:
A. Property damage benefits
B. Rehabilitation benefits
C. Death benefits of 100 percent of wage loss
D. Pain and suffering benefits - Answers B. Rehabilitation benefits
, Before workers compensation statutes were enacted, what was the remedy for employees with
work-related injuries?
Select one:
A. They had to establish that the employer was at fault to recover damages.
B. They had no right to sue their employers for compensation.
C. They were covered by no-fault protection.
D. They received guaranteed payments. - Answers A. They had to establish that the employer
was at fault to recover damages.
Sue is injured at work, and her job responsibilities are limited for 30 days, after which time she
fully resumes her duties. Which one of the following workers compensation disability
classifications best describes Sue's injury?
Select one:
A. Permanent partial disability
B. Permanent total disability
C. Temporary total disability
D. Temporary partial disability - Answers D. Temporary partial disability
Federal workers compensation statutes apply to which one of the following workers?
Select one:
A. A nurse working in a hospital
B. An insurance company receptionist
C. An interstate railroad worker
D. A department store salesclerk - Answers C. An interstate railroad worker
With regard to workers compensation, which one of the following statements about states with
monopolistic state funds is true?
