2026 QUESTIONS WITH ANSWERS GRADED
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◉ According to OSHA, which industries have the more work related
injuries and illnesses than any other sector?
a. healthcare and railroads
b. shipyards and railroads
c. healthcare and pipeline transportation
d. healthcare and social assistance. Answer: d. healthcare and social
assistance
◉ Which federal program provides coverage to three million federal
and postal workers around the world for employment-related
injuries and occupational diseases?
a. Longshore and Harbor Workers' Compensation Program
b. Federal Black Lung Program
c. Energy Employees Occupational Illness Compensation Program
d. Federal Employees' Compensation Program. Answer: d. Federal
Employees' Compensation Program
,◉ Which of the following may be benefits included as part of
workers' compensation?
a. Wage-loss benefits
b. Medical rehabilitation
c. Career rehabilitation
d. All of the above. Answer: d. All of the above
◉ What does no-fault insurance mean?
a. The insurance will pay only if no one was found to be at fault.
b. The insurance will pay regardless of who was at fault.
c. Both insurances pay evenly when no one is found to be at fault.
d. No payments or benefits are paid.. Answer: b. The insurance will
pay regardless of who was at fault.
◉ Which statement is TRUE regarding Workers' Compensation
reimbursement for providers?
a. Providers can balance bill the patient for any amounts Workers'
Compensation does not pay.
,b. Providers are paid 100% of the providers charge for the services
provided in the Workers' Compensation case.
c. Providers are required to accept reimbursement from Workers'
Compensation payers in full.
d. Providers can determine whether or not to accept payment from
the Workers' Compensation payer or from the patient's commercial
insurance.. Answer: c. Providers are required to accept
reimbursement from Workers' Compensation payers in full.
◉ What type of state worker's compensation coverage allows an
employer to set aside money to cover medical expenses and other
related benefits for its employees?
a. State insurance fund
b. Self-insurance plans
c. Commercial workers' compensation insurance
d. Combination program. Answer: b. Self-insurance plans
◉ Under Workers' Compensation, when is a worker covered for an
injury that occurred on-the-job?
a. Only if the employer was negligent
b. Only if the employee is not to blame
c. They are covered regardless of who is at fault
, d. If there is a witness to the injury. Answer: c. They are covered
regardless of who is at fault
◉ A patient presents to be seen with chronic beryllium disease that
he incurred while under government employment. What coverage
would apply to him?
a. Part B Energy Employees Occupational Illness Compensation
Program
b. Federal Black Lung Benefit
c. Part E Energy Employees Occupational Illness Compensation
Program
d. Longshore and Harbor Workers' Compensation Program. Answer:
a. Part B Energy Employees Occupational Illness Compensation
Program
◉ What kind of workers are covered under the Longshore and
Harbor Workers' Compensation Program?I. ShipbuildersII.
SeamenIII. Government workerIV. Longshore worker
a. I, II, III, and IV
b. I and III
c. I and IV
d. I, II, and IV. Answer: c. I and IV