1|Page
2025 FLORIDA CLAIMS ADJUSTER EXAM LATEST
TEST BANK WITH 450 QUESTIONS AND CORRECT
VERIFIED ANSWERS/ FL CLAIMS ADJUSTERS TEST
2025/ FL GENERAL ADJUSTER
Insurance adjuster - ..ANSWER...✓✓ Any person who, as
an independent contractor, or as an employee of an
independent contractor, adjustment bureau, association,
insurance company or corporation, local recording agent,
managing general agent, or self-insured, investigates or
adjusts losses on behalf of either an insurer or a self
insured, or any person who supervises the handling of
claims.
Staff Adjusters - ..ANSWER...✓✓ On the payroll of an
insurance company and are paid a salary or by hour
Independent Adjuster - ..ANSWER...✓✓ handles claims
for one or more insurance companies. They may: receive
a fee based on time and expense, they may be on the
payroll as a permanent employee of an independent
adjusting firm, they may be paid a percentage of the loss
or per diem.
,2|Page
Public adjuster - ..ANSWER...✓✓ work on behalf of the
insured in negotiating a claim settlement. Under current
law in Texas, is legal and requiers another license.
Worker's compensation Adjuster - ..ANSWER...✓✓ This
license allows a person to adjust or supervise all
workers' compensation, employers liability, United States
Longshore, and Habor Works' Compensation Act, Jones
Act, and all other federal acts
Property and Casualty Adjuster - ..ANSWER...✓✓ This
license allows a person to adjust or supervise claims in
all areas of property and casualty insurance except
workers' compensation.
All-Lines Adjuster - ..ANSWER...✓✓ This license allows
a person to adjust or supervise claims in all lines of
insurance included in (1) and (2)
Domestic - ..ANSWER...✓✓ An insurer organized,
admitted, and writing insurance in Texas
,3|Page
Foreing - ..ANSWER...✓✓ An insurer domiciled outside
the state where it writes insurance
Alien - ..ANSWER...✓✓ An insurance company organized
and domiciled outside the US
Texas Department of Insurance - ..ANSWER...✓✓ Who is
Responsible for licensing property and casualty adjusters
10 days - ..ANSWER...✓✓ How many days' advance notice
is an adjuster entitled to receive in the event of a hearing
with the Texas Department of Insurance.
30 hours - ..ANSWER...✓✓ A licensed Property and
casualty adjuster must complete how many hours of
continuing education within his 2-year licensing period?
AIC - ..ANSWER...✓✓ Which of the following designations
exempts a person from taking the property and casualty
adjuster state exam
, 4|Page
18 years old - ..ANSWER...✓✓ An individual must be what
age to receive the property and casualty adjuster license?
2 hours - ..ANSWER...✓✓ How many hours of ethics
must a licensed adjuster complete every licensing period
(2 years)
Within 30 days of the change - ..ANSWER...✓✓ How soon
must a licensed adjuster notify the Texas Department of
Insurance (TDI) of an address change?
Governor of Texas - ..ANSWER...✓✓ Who appoints the
commissioner of Insurance?
1 or more - ..ANSWER...✓✓ How many companies might
an independent adjuster represent?
Insured - ..ANSWER...✓✓ A public adjuster represents
which of the following?
Business day - ..ANSWER...✓✓ This is a day other than a
Saturday, Sunday, or a holiday recognized by this state.
2025 FLORIDA CLAIMS ADJUSTER EXAM LATEST
TEST BANK WITH 450 QUESTIONS AND CORRECT
VERIFIED ANSWERS/ FL CLAIMS ADJUSTERS TEST
2025/ FL GENERAL ADJUSTER
Insurance adjuster - ..ANSWER...✓✓ Any person who, as
an independent contractor, or as an employee of an
independent contractor, adjustment bureau, association,
insurance company or corporation, local recording agent,
managing general agent, or self-insured, investigates or
adjusts losses on behalf of either an insurer or a self
insured, or any person who supervises the handling of
claims.
Staff Adjusters - ..ANSWER...✓✓ On the payroll of an
insurance company and are paid a salary or by hour
Independent Adjuster - ..ANSWER...✓✓ handles claims
for one or more insurance companies. They may: receive
a fee based on time and expense, they may be on the
payroll as a permanent employee of an independent
adjusting firm, they may be paid a percentage of the loss
or per diem.
,2|Page
Public adjuster - ..ANSWER...✓✓ work on behalf of the
insured in negotiating a claim settlement. Under current
law in Texas, is legal and requiers another license.
Worker's compensation Adjuster - ..ANSWER...✓✓ This
license allows a person to adjust or supervise all
workers' compensation, employers liability, United States
Longshore, and Habor Works' Compensation Act, Jones
Act, and all other federal acts
Property and Casualty Adjuster - ..ANSWER...✓✓ This
license allows a person to adjust or supervise claims in
all areas of property and casualty insurance except
workers' compensation.
All-Lines Adjuster - ..ANSWER...✓✓ This license allows
a person to adjust or supervise claims in all lines of
insurance included in (1) and (2)
Domestic - ..ANSWER...✓✓ An insurer organized,
admitted, and writing insurance in Texas
,3|Page
Foreing - ..ANSWER...✓✓ An insurer domiciled outside
the state where it writes insurance
Alien - ..ANSWER...✓✓ An insurance company organized
and domiciled outside the US
Texas Department of Insurance - ..ANSWER...✓✓ Who is
Responsible for licensing property and casualty adjusters
10 days - ..ANSWER...✓✓ How many days' advance notice
is an adjuster entitled to receive in the event of a hearing
with the Texas Department of Insurance.
30 hours - ..ANSWER...✓✓ A licensed Property and
casualty adjuster must complete how many hours of
continuing education within his 2-year licensing period?
AIC - ..ANSWER...✓✓ Which of the following designations
exempts a person from taking the property and casualty
adjuster state exam
, 4|Page
18 years old - ..ANSWER...✓✓ An individual must be what
age to receive the property and casualty adjuster license?
2 hours - ..ANSWER...✓✓ How many hours of ethics
must a licensed adjuster complete every licensing period
(2 years)
Within 30 days of the change - ..ANSWER...✓✓ How soon
must a licensed adjuster notify the Texas Department of
Insurance (TDI) of an address change?
Governor of Texas - ..ANSWER...✓✓ Who appoints the
commissioner of Insurance?
1 or more - ..ANSWER...✓✓ How many companies might
an independent adjuster represent?
Insured - ..ANSWER...✓✓ A public adjuster represents
which of the following?
Business day - ..ANSWER...✓✓ This is a day other than a
Saturday, Sunday, or a holiday recognized by this state.
