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Medicare Supplement/Long Term Care
Questions and Correct Answers
An insured has 10 years of work experience. She participated in
the Social Security program for 10 years. Her medicare Part A
premium is most likely to be
A. $0
B. $458 per month
C. About 5% of monthly income
D. $458 per month Ans: $0
© 2025 All rights reserved
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EXPLANATION: People do not pay a monthly Part A premium
because they or their spouse have 40 or more quarters of
Medicare-covered employment.
A patient has 20 day stay in Medicare covered SNF. All of these
services are covered EXCEPT
A. Medications
B. Home Health Care
C. Meals
D. Skilled Nursing Care Ans: Home Health Care
EXPLANATION: HHC may be covered when the patient is at home
but does not apply in a skilled nursing facility
In LTC policies, as the benefit period lengthens, the premium ...
© 2025 All rights reserved
Medicare Supplement/Long Term Care
Questions and Correct Answers
An insured has 10 years of work experience. She participated in
the Social Security program for 10 years. Her medicare Part A
premium is most likely to be
A. $0
B. $458 per month
C. About 5% of monthly income
D. $458 per month Ans: $0
© 2025 All rights reserved
, 2 | Page
EXPLANATION: People do not pay a monthly Part A premium
because they or their spouse have 40 or more quarters of
Medicare-covered employment.
A patient has 20 day stay in Medicare covered SNF. All of these
services are covered EXCEPT
A. Medications
B. Home Health Care
C. Meals
D. Skilled Nursing Care Ans: Home Health Care
EXPLANATION: HHC may be covered when the patient is at home
but does not apply in a skilled nursing facility
In LTC policies, as the benefit period lengthens, the premium ...
© 2025 All rights reserved
