NORTH CAROLINA MEDICARE SUPPLEMENT AND LONG-TERM
CARE QUESTIONS WITH COMPLETE SOLUTIONS NEWEST 2025/26
ASSURED SUCCESS
Which of the following services in NOT excluded under Medicare
Part B?
A. Custodial care
B. Skilled nursing care
C. Diagnostic tests
D. Routine physical exams - ---Answers----C. Diagnostic tests
Premiums for Medicare Part B are based on:
. - ---Answers----An individual's annual earnings
Managed care companies have entered the medicare services
market through the expansion of which of the following:
A. Part A
B. Part B
C. Part C
D. Medicare supplement policies - ---Answers----C. Part C
A Medicare Medical Savings Account is comprised of what? - ---
Answers----A high-deductible medicare plan and a savings
account
All approved charges under Medicare Part A will be covered for
________ after the deductible has been met?
A. For days 1 through 60
B For days 91 through 150
,C. After 150 days
D. For days 61 through 90 - ---Answers----A. For days 1 through
60
An insurance provider suggests to Jim that he purchase a
second Medicare supplement policy in order to provide coverage
for all his medical costs. What describes this offer? - ---
Answers----Illegal. The sale of a supplement that provides the
client with more than one medicare supplement is prohibited by
law.
A tax-qualified long-term care insurance policy enables policy
owners deduct premiums as a medical expense and to also do
which of the following:
A. Receive unlimited benefits tax free
B. Receive limited benefits tax free
C. Receive a partial return of premium if no claim is filed within
ten years
D. Receive a partial return of premium if no claim is filed within
three years - ---Answers----B. Receive limited benefits tax free
J received the following home health services: housekeeping,
shopping, custodial care and physical therapy. Which of these
services will be covered by Medicare Part A?
A. Housekeeping
B. Shopping
C. Custodial Care
D. Physical therapy - ---Answers----D. Physical therapy
When can individuals change from Original Medicare to Part C
Medicare coverage? - ---Answers----During open enrollment.
, The open enrollment period is Oct. 15th to Dec. 7th, with coverage
beginning on Jan. 1st.
Which of the following is covered by Medicare Part C:
A. Skilled nursing facility care
B. Doctors' services
C. Occupational therapy
D. Managed care plans - ---Answers----D. Managed care plans
An agent's commission for the sale of a medicare supplement
policy in the first year following its effective date cannot exceed
what percentage of the commission paid for servicing the policy
in the second year? - ---Answers----200
After being released from a week's stay in the hospital, Jim's
doctor orders him into a into a skilled nursing facility for wound
care. How long will Medicare Part A cover 100% of the approved
charges in the facility? - ---Answers----20 days
Longer elimination periods reduce the __________ - ---Answers--
--Premium amount
S is enrolled in a group health plan that is scheduled to
terminate on March 1st. When can he enroll in Medicare Part B
without having to pay the 10 percent premium surcharge? - ---
Answers----During the eight month period following the month
his group coverage ends.
G is applying for Medicare supplement Plan C. At what point
must the insurer give her an outline of coverage? - ---Answers-
---At the time of application
CARE QUESTIONS WITH COMPLETE SOLUTIONS NEWEST 2025/26
ASSURED SUCCESS
Which of the following services in NOT excluded under Medicare
Part B?
A. Custodial care
B. Skilled nursing care
C. Diagnostic tests
D. Routine physical exams - ---Answers----C. Diagnostic tests
Premiums for Medicare Part B are based on:
. - ---Answers----An individual's annual earnings
Managed care companies have entered the medicare services
market through the expansion of which of the following:
A. Part A
B. Part B
C. Part C
D. Medicare supplement policies - ---Answers----C. Part C
A Medicare Medical Savings Account is comprised of what? - ---
Answers----A high-deductible medicare plan and a savings
account
All approved charges under Medicare Part A will be covered for
________ after the deductible has been met?
A. For days 1 through 60
B For days 91 through 150
,C. After 150 days
D. For days 61 through 90 - ---Answers----A. For days 1 through
60
An insurance provider suggests to Jim that he purchase a
second Medicare supplement policy in order to provide coverage
for all his medical costs. What describes this offer? - ---
Answers----Illegal. The sale of a supplement that provides the
client with more than one medicare supplement is prohibited by
law.
A tax-qualified long-term care insurance policy enables policy
owners deduct premiums as a medical expense and to also do
which of the following:
A. Receive unlimited benefits tax free
B. Receive limited benefits tax free
C. Receive a partial return of premium if no claim is filed within
ten years
D. Receive a partial return of premium if no claim is filed within
three years - ---Answers----B. Receive limited benefits tax free
J received the following home health services: housekeeping,
shopping, custodial care and physical therapy. Which of these
services will be covered by Medicare Part A?
A. Housekeeping
B. Shopping
C. Custodial Care
D. Physical therapy - ---Answers----D. Physical therapy
When can individuals change from Original Medicare to Part C
Medicare coverage? - ---Answers----During open enrollment.
, The open enrollment period is Oct. 15th to Dec. 7th, with coverage
beginning on Jan. 1st.
Which of the following is covered by Medicare Part C:
A. Skilled nursing facility care
B. Doctors' services
C. Occupational therapy
D. Managed care plans - ---Answers----D. Managed care plans
An agent's commission for the sale of a medicare supplement
policy in the first year following its effective date cannot exceed
what percentage of the commission paid for servicing the policy
in the second year? - ---Answers----200
After being released from a week's stay in the hospital, Jim's
doctor orders him into a into a skilled nursing facility for wound
care. How long will Medicare Part A cover 100% of the approved
charges in the facility? - ---Answers----20 days
Longer elimination periods reduce the __________ - ---Answers--
--Premium amount
S is enrolled in a group health plan that is scheduled to
terminate on March 1st. When can he enroll in Medicare Part B
without having to pay the 10 percent premium surcharge? - ---
Answers----During the eight month period following the month
his group coverage ends.
G is applying for Medicare supplement Plan C. At what point
must the insurer give her an outline of coverage? - ---Answers-
---At the time of application
