State Farm Certification - Claims Adjuster Questions With 100% Correct Answers

State Farm Certification - Claims Adjuster Questions With 100% Correct AnswersSpecial Limits of Liability for 1. money - Correct Answer- $200 for money or coins whats covered under dwelling - Correct Answer- tures attached to dwelling ials/supplies on or adjacent to residence premises for construction use or alteration of the premises. ation, footings, floor slabs supporting dwelling -wall to wall carpeting other structures separated by clear space are.... such as - Correct Answer- covered. Structures connected to the dwelling by only a fence, utility line, or similar connection are considered to be other structures. We do not cover other structures: - Correct Answer- permanently attached to or otherwise forming a part of the realty; in whole or in part for business purposes; or d or held for rental to a person not a tenant of the dwelling, unless used solely as a private garage. land, costs to replace/stabilize or store lands are ____ covered - Correct Answer- not Cov A 1.At your request, we will cover personal property owned by others while____ will also cover personal property owned by a guest or a residence employee, while_____ - Correct Answer- the property is on the part of the residence premises occupied exclusively by an insured. property is in any other residence occupied by an insured. Cov B We cover personal property usually situated at an insured's residence, other than the residence premises, for up to ___or ____of the Coverage ____ limit, whichever is greater. - Correct Answer- $1,000 or 10%, B limit. Additional Living Expense is for up to (time) - Correct Answer- for up to 24 months. Our payment is limited to incurred costs for the shortest of: (a) the time required to repair or replace the premises; (b) the time required for your household to settle elsewhere; or (c) 24 months. Fair Rental Value. up to - Correct Answer- 12 months Prohibited Use coverage - Correct Answer- Insured, we will cover any resulting Additional Living Expense and Fair Rental for a period not exceeding two weeks while use is prohibited. Debris Removal terms - Correct Answer- When the amount payable for the property damage plus the debris removal exceeds the limit for the damaged property, an additional 5% of that limit is available for debris removal expense. This additional amount of insurance does not apply to Additional Coverage, item 3. Trees, Shrubs and Other Plants. We will also pay up to $500 in the aggregate for each loss to cover the reasonable expenses you incur in the removal of tree debris from the residence premises when the tree has caused a Loss Insured to Coverage A property. Trees, Shrubs and Other Plants are covered under - Correct Answer- Fire or lightning, Explosion, Riot or civil commotion, Aircraft, Vehicles (not owned or operated by a resident of the residence premises), Vandalism or malicious mischief or Theft. The limit for this coverage, including the removal of debris, shall not exceed 5% of the amount shown in the Declarations for COVERAGE A - DWELLING. Coverage c is - Correct Answer- loss of use Credit Card, Bank Fund Transfer Card, Forgery and Counterfeit Money pay up to ________ There is __________ - Correct Answer- $1000 and there is no deductible for this coverage