MHA 707 Study Guide for
Exam 3 (C) Questions
and Complete Solutions
Graded A+
Denning [Date] [Course title]
,Other "truths" in motivating physicians behaviors include - Answer: Employed doctors are easier to
motivate than independent practitioners
Physicians identity themselves as "doctor" with a higher level of intensity than "your employee"
What is Asymmetry of information? - Answer: A gap in knowledge from person/group to another.
What is non-marketability of risk? - Answer: inherent of medicine and medical practice
Moral Hazard - Answer: behaving differently when you know someone else is taking the risk (induced
demand)
Adverse selection - Answer: the sicker people likely want more insurance (the healthier the less)
Pooling risk - Answer: sharing risk proportionately among many is a basic insurance concept
What is PHC? - Answer: (a subset of HCE) includes all medical goods and services that are used to
diagnose, treat, and prevent health problems in a specific person.
Personal Health Care
How much $$ is spent on HC in US? Per capita and % of GDP? - Answer: $3.49trillion,
17.9% GDP and
$10,739 per capita.
Financing health care in U.S. - Answer: .Workarounds
•Redundancies
•Contradictions
Percentage spent in hospitals? - Answer: 33%- largest share of NHE
, Percentage spent on Doctors? - Answer: 26%- second highest share of NHE
Percentage spent on drugs? - Answer: 9.5%-10.5%- third highest share of NHE
Chronic disease? - Answer: defined broadly as conditions that last 1 year or more and require ongoing
medical attention or limit activities of daily living or both.
(i.e. heart disease, cancer, and diabetes)
What are "personal behaviors" and how do they fit into the leading causes of death? - Answer: 10
leading CODs attributed to personal behaviors- Tobacco, obesity, poor diet, substance misuse/abuse.
90% 0f Americans have 1 risk factor, 52% have 2 or more
highest proportion in impoverished and racial/ethnic minorities
(NHEA) - Answer: National Health Expenditure Accounts
National health expenditures (NHE) - Answer: All health care consumption and investments in medical
structures and equipment and non commercial health services and biomedical research.
What percentage of NHE shares are spent on chronic disease? - Answer: 90%- chronic conditions are
also considered some of the most preventable of all health conditions.
What percent of top utilizers account for 50% of spending in HC? - Answer: 5% of top utilizers
(ambulatory and dental services)
What are personal behaviors and how do they fit into the leading causes of death? - Answer: Half of the
mortality from 10 leading CODs attributed to personal behaviors (i.e. tobacco use, obesity, poor diet,
substance misuse/abuse) most chronic disease
90% of americans have 1 risk factor - Answer: 52% have 2 or more highest proportion in impoverished
and racial/ethnic minorities.
Exam 3 (C) Questions
and Complete Solutions
Graded A+
Denning [Date] [Course title]
,Other "truths" in motivating physicians behaviors include - Answer: Employed doctors are easier to
motivate than independent practitioners
Physicians identity themselves as "doctor" with a higher level of intensity than "your employee"
What is Asymmetry of information? - Answer: A gap in knowledge from person/group to another.
What is non-marketability of risk? - Answer: inherent of medicine and medical practice
Moral Hazard - Answer: behaving differently when you know someone else is taking the risk (induced
demand)
Adverse selection - Answer: the sicker people likely want more insurance (the healthier the less)
Pooling risk - Answer: sharing risk proportionately among many is a basic insurance concept
What is PHC? - Answer: (a subset of HCE) includes all medical goods and services that are used to
diagnose, treat, and prevent health problems in a specific person.
Personal Health Care
How much $$ is spent on HC in US? Per capita and % of GDP? - Answer: $3.49trillion,
17.9% GDP and
$10,739 per capita.
Financing health care in U.S. - Answer: .Workarounds
•Redundancies
•Contradictions
Percentage spent in hospitals? - Answer: 33%- largest share of NHE
, Percentage spent on Doctors? - Answer: 26%- second highest share of NHE
Percentage spent on drugs? - Answer: 9.5%-10.5%- third highest share of NHE
Chronic disease? - Answer: defined broadly as conditions that last 1 year or more and require ongoing
medical attention or limit activities of daily living or both.
(i.e. heart disease, cancer, and diabetes)
What are "personal behaviors" and how do they fit into the leading causes of death? - Answer: 10
leading CODs attributed to personal behaviors- Tobacco, obesity, poor diet, substance misuse/abuse.
90% 0f Americans have 1 risk factor, 52% have 2 or more
highest proportion in impoverished and racial/ethnic minorities
(NHEA) - Answer: National Health Expenditure Accounts
National health expenditures (NHE) - Answer: All health care consumption and investments in medical
structures and equipment and non commercial health services and biomedical research.
What percentage of NHE shares are spent on chronic disease? - Answer: 90%- chronic conditions are
also considered some of the most preventable of all health conditions.
What percent of top utilizers account for 50% of spending in HC? - Answer: 5% of top utilizers
(ambulatory and dental services)
What are personal behaviors and how do they fit into the leading causes of death? - Answer: Half of the
mortality from 10 leading CODs attributed to personal behaviors (i.e. tobacco use, obesity, poor diet,
substance misuse/abuse) most chronic disease
90% of americans have 1 risk factor - Answer: 52% have 2 or more highest proportion in impoverished
and racial/ethnic minorities.
