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ARIZONA LIFE AND HEALTH FINAL EXAM QUESTIONS WITH COMPLETE SOLUTIONS Which individual would be best suited for Medicare Supplement insurance? - ANSWERS -Medicare enrollee A group-owned insurance company that is formed to assume and spread the liability risks of its members is known as a - ANSWERS -Risk retention group Which of the following is true regarding a person receiving a waiver of premium benefit? - ANSWERS -The insured must be disabled for a period of time What are premium...

Arizona Life Insurance Exam Questions and Answers A nonparticipating whole life insurance policy was surrendered for its $20,000 cash value. The total premiums paid had totaled $16,000. What were the federal income tax consequences to the policyowner on receipt of the cash value? $16,000 was received as ordinary income and $4,000 as tax-free $20,000 was received as a capital gain $20,000 was received as ordinary income $16,000 was received tax-free and $4,000 as ordinary inc...

Arizona Early Childhood Exam Questions and Answers The speed of the basic underlying beat of a musical composition is called the: - ANSWERS -tempo Which of the following would be the most appropriate type of printmaking activities for kindergarten age students? A. Wood block printing. B. Silk screen printing. C. Stamp printing. D. Linoleum block printing. - ANSWERS -Stamp printing wood-block printing - ANSWERS -a printing system in which wood blocks were carved with enough charact...

XCEL Arizona Life and Health Insurance State Exam Questions and Answers A client applies for an individual accident and health policy in Arizona. If the insurer collects personal information from any source other than public records or the applicant, a notice of application practices MUST be given to the applicant no later than the - ANSWERS -application date An insurable risk requires - ANSWERS -that the chance of loss be calculable Which of these procedures is NOT designed for ambul...

Arizona State Board Nail Technology Exam Questions and Answers apex - ANSWERS -During monomer liquid and polymer powder maintenance, the clients nails are shortened, and the _________ is reduced to balance the nail. mix ratio - ANSWERS -The amount of monomer liquid and polymer powder used to create a called the _________. medium to coarse grit - ANSWERS -For finishing, filing, refining and buffing, a _________ buffer is recommended. inhibition layer - ANSWERS -The tacky layer crea...

Coronal Polish Arizona State exam practice questions and answers What stain cannot be removed from polishing? - ANSWERS -Metallic An intrinsic stain that results from ingestion of excessive fluoride during the mineralization period of tooth development also known as mottled enamel is - ANSWERS -dental fluorosis A technique used to remove plaque and stains from the coronal surface of the teeth is known as - ANSWERS -coronal polish A genetic abnormality in which the teeth appear tran...

ARIZONA LIFE AND HEALTH FINAL EXAM QUESTIONS AND ANSWERS Terry suffers an injury at his workplace which is covered by workers compensation. Terry also has a medical expense insurance policy. Under medical expense insurance policies, losses that are covered by workers compensation are typically - ANSWERS -excluded from coverage Kelly purchases a health insurance policy issued on a conditionally renewable basis. The insurance company has a right to refuse renewal of the policy for - ANSWE...

American-Arizona History Final Exam Review Questions and Answers Vertical Integration - ANSWERS -buy out suppliers Gilded Age - ANSWERS -coined by Mark Twain , growing gap between poor and rich Plessy vs. Ferguson - ANSWERS -separate but equal Trust - ANSWERS -competing companies joined in trust agreements Jim Crow Laws - ANSWERS -racial segregation laws Populist Party Platform - ANSWERS -lift debt from farmers, graduated tax, 8 hour work days Immigration from Europe durin...

Arizona Professional Teaching Exam Questions and Answers operant conditioning - ANSWERS -a type of learning in which behavior is strengthened if followed by a reinforcer or diminished if followed by a punisher Strategies to make students self-regulated learners - ANSWERS -Encourage children to repeat and practice new information Model effective learning strategies like thinking outloud Use scaffolding techniques like using charts worksheets and mnemonics or acronyms Challenge ch...

Property & Casualty- Arizona State Laws Exam Questions & Answers An insurer cannot _____ or ______ a motor vehicle policy solely because of location of residence, age, race, color, religion, sex, national origin, or ancestry. - ANSWERS -cancel or nonrenew Prior to being in effect for ____ days, an auto policy can be cancelled for nonpayment, if the premium is not received beyond the 7-day grace period. - ANSWERS -60 True or False: Cancellation of an auto policy is effective on the ...