Sasu Guides d'étude, Notes de cours & Résumés
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Arkansas Property and Casualty License Exam verified to pass 2024/2025
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Arkansas Property and Casualty License ExamThe National Association of Insurance Commissioners (NAIC) - correct answer Consists of all State and territorial insurance commissioners or regulators. The NAIC provides resources, research, legislative and regulatory recommendations and interpretations for state insurance regulators. 
 
The NAIC has no legal authority to enact or enforce insurance laws. 
 
The Federal Insurance Office (FIO) - correct answer This office monitors the insurance industry ...
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Arkansas Property and Casualty Exam with complete answers 2024
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Arkansas Property and Casualty Exam 
Nationwide marine insurance - correct answer . All property must contain an element of transportation to be eligible under inland marine coverage forms. Specifically, it must be in transit, be moveable, bear a relationship to transportation or communication, or be held in the possession of a bailee, who is someone other than the property owner. 
 
The Nationwide Marine Definition defines 6 broad classes of property that may be insured under marine contracts. ...
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ASUMH_FUS Arkansas State Laws Test (Arkansas Funeral Director State Test)
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ASUMH_FUS Arkansas State Laws Test (Arkansas Funeral Director State Test)
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Arkansas Property and Casualty questions with answers graded A+
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Arkansas Property and CasualtyPure Risk PART 1 - correct answer Loss only no financial gain, insurable 
 
Speculative Risk - correct answer A chance of loss, no loss, or gain. 
Ex: Gambling 
 
Hazard - correct answer Something that increases the chance of loss 
 
Physical Hazard - correct answer individual characteristics that increases the frequency or severity of loss EX. Smoking 
 
Moral Hazard - correct answer Individuals moral or ethical code. EX. Lying on the application 
 
Morale Hazard -...
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Arkansas Property & Casualty Practice Exam Questions With Complete Solutions
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Pay the claims covered under the policy. correct answer: A primary obligation of an insurance company is to: 
 
Accumulating Risk correct answer: Which of the following is not a reaction to risk? 
 
An increase in the possibility that a loss may occur. correct answer: Which of the following describes a hazard? 
 
Requiring the policyholder to carry insurance to value. correct answer: Which of the following best meets the test of the "Principle of Indemnity"? 
 
Overpayment of a claim corre...
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Property and Casualty License in Arkansas Exam Questions and Answers 100% Pass
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Property and Casualty License in 
Arkansas Exam Questions and 
Answers 100% Pass 
What is Insurance? - Correct Answer ️️ -Transfers the risk of loss from individual to 
insurance co. 
What is Risk? - Correct Answer ️️ -Chance of loss occuring 
What are 3 types of Hazzards? - Correct Answer ️️ -Physical, Moral, Morale 
What is a Peril? - Correct Answer ️️ -Causes of loss insured against 
What does Indemnify mean? - Correct Answer ️️ -Right for Reimbursement but only to 
the ex...
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Arkansas Property and Casualty License Exam well answered rated A+ 2024
- Examen • 16 pages • 2024
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Arkansas Property and Casualty License ExamThe National Association of Insurance Commissioners (NAIC) - correct answer Consists of all State and territorial insurance commissioners or regulators. The NAIC provides resources, research, legislative and regulatory recommendations and interpretations for state insurance regulators. 
 
The NAIC has no legal authority to enact or enforce insurance laws. 
 
The Federal Insurance Office (FIO) - correct answer This office monitors the insurance industry ...
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Arkansas Property and Casualty Insurance Exam correctly answered rated A+
- Examen • 11 pages • 2024
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Arkansas Property and Casualty Insurance Exam 
 
Before workers comp laws, employers had 3 common law defenses to avoid paying claims- - correct answer Assumption of Risk - This defense placed all the risk on the employee as being responsible for knowing the work conditions prior to employment. 
 
Fellow Servant Rule - Removed the employer's negligence if a fellow employee contributed in any way to the loss. 
 
Contributory Negligence - Used to argue that the employee was partially at fault and...
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Arkansas State Laws Test ASUMH_FUS (Arkansas Funeral Director State Test)
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Arkansas State Laws Test ASUMH_FUS (Arkansas Funeral Director State Test)
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Property & Casualty (Arkansas) Question and answers rated A+ 2024
- Examen • 41 pages • 2024
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Property & Casualty (Arkansas) Question and answers rated A+ 2024 
Abandonment Condition - correct answer States that the insured cannot abandon damaged property to the insurer and demand to be reimbursed for its full value. 
 
Absolute Liability - correct answer Imposed by law on those participating in certain activities that are considered especially hazardous; a person involved in such matters may be considered liable even if they weren't negligent. 
 
Accident - correct answer A loss that o...
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