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![AINS 102 Exam with Correct Solutions](/docpics/5333033/66470e5009352_5333033_121_171.jpeg)
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AINS 102 Exam with Correct Solutions
- Examen • 25 pages • 2024
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Real property (realty) - Tangible property consisting of land, all structures permanently attached to the land, and whatever is growing on the land. 
 
Personal Property - possessions such as jewelry, furniture, and boats 
 
Damage to building by vandalism - Put a fence around the building - Loss Prevention 
 
Home burglary - Install burglar alarm - Loss reduction 
 
Tort Damages - compensatory damages and punitive damages 
 
Negligence Tort - careless neglect, often resulting in injury 
 ...
![AINS 102 Ch 1 Questions with Correct Answers](/docpics/5332950/66470c68d32d9_5332950_121_171.jpeg)
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AINS 102 Ch 1 Questions with Correct Answers
- Examen • 8 pages • 2024
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When property is damaged, individuals sustain certain financial consequences as a result of the damage. These consequences can include 
Select one: 
A. Increased expenses. 
B. Coverage termination. 
C. Increased premiums. 
D. Policy endorsements. - A. Increased expenses. 
 
Which one of the following statements regarding assets exposed to loss is true? 
Select one: 
A. Real property includes intangible property. 
B. Earthquake damage to a swimming pool is an example of a personal property expos...
![AINS 102 Understanding Personal Insurance Exam Correctly Solved](/docpics/5327245/66465b400cdfa_5327245_121_171.jpeg)
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AINS 102 Understanding Personal Insurance Exam Correctly Solved
- Examen • 6 pages • 2024
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Personal property - All tangible or intangible property that is not real property. 
 
Policy period - The time frame, beginning with the inception date, during which insurance coverage applies. 
 
Post judgment interest - Interest that may accrue on damages after a judgment has been entered in a court and before the money is paid. 
 
Property loss exposure - A condition that presents the possibility that a person or an organization will sustain a loss resulting from damage (including destruc...
![AINS 102 Questions with Right Answers](/docpics/5327156/6646591c86d65_5327156_121_171.jpeg)
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AINS 102 Questions with Right Answers
- Examen • 27 pages • 2024
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Which one of the following statements is true regarding automobile insurance rating? 
Select one: 
A. State regulators require that all insurers offer discounts on auto rates for passive restraints. 
B. Most insurers base automobile rates on primary rating factors and do not consider any other factors in establishing rates. 
C. State regulators require that rates be adequate, reasonable, and not unfairly discriminatory. 
D. Drivers with lower-than-average loss exposure are charged higher rates. ...
AINS 102 QUESTIONS WITH 100 CORRECT ANSWERS VERIFIED_ UPDATED 2024 GRADED A+
![AINS (Associate in Insurance) designation Exams PACKAGE DEAL | BUNDLE contains the latest AINS 101, AINS 102 solutions - Everything you need to pass AINS is here!](/docpics/5101922/662a157d6e3a7_5101922_121_171.jpeg)
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AINS (Associate in Insurance) designation Exams PACKAGE DEAL | BUNDLE contains the latest AINS 101, AINS 102 solutions - Everything you need to pass AINS is here!
- Pack • 12 éléments • 2024
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AINS (Associate in Insurance) designation Exams PACKAGE DEAL | BUNDLE contains the latest AINS 101, AINS 102 solutions - Everything you need to pass AINS is here!
![AINS 102 Exams PACKAGE DEAL | BUNDLE contains the latest exams solutions - Everything you need to pass AINS 102 is here!](/docpics/5101922/662a157d6e3a7_5101922_121_171.jpeg)
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AINS 102 Exams PACKAGE DEAL | BUNDLE contains the latest exams solutions - Everything you need to pass AINS 102 is here!
- Pack • 4 éléments • 2024
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AINS 102 Exams PACKAGE DEAL | BUNDLE contains the latest exams solutions - Everything you need to pass AINS 102 is here!
![AINS 102 Exam Prep Questions with Approved Answers | latest 2024/2025](/docpics/5101922/662a157d6e3a7_5101922_121_171.jpeg)
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AINS 102 Exam Prep Questions with Approved Answers | latest 2024/2025
- Examen • 17 pages • 2024
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Patrick's car is 12 years-old and has been driven for over 100,000 miles. He 
has decided that instead of continuing to pay insurance premium for 
coverage for property damage to his car, he will put the money aside to 
save for a new car. Which one of the following risk management techniques 
is Patrick using? 
Select one: 
A. Diversification 
B. Retention 
C. Avoidance 
D. Loss reduction ️ B 
Which one of the following statements regarding assets exposed to loss is 
true? 
Select one: 
A. R...
![AINS 102 -Understanding Personal Insurance with complete solutions |Latest 2024/2025](/docpics/5101899/662a1492e0d02_5101899_121_171.jpeg)
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AINS 102 -Understanding Personal Insurance with complete solutions |Latest 2024/2025
- Examen • 7 pages • 2024
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Arbitration ️ An alternative dispute resolution (ADR) method by which 
disputing parties use a neutral outside party to examine the issues and 
develop a settlement, which can be final and binding. 
Attachment ️ The act of seizing property to secure a judgment. 
Catastrophe ️ A single event that causes widespread losses. 
Civil law ️ A classification of law that applies to legal matters not 
governed by criminal law and that protects rights and provides remedies 
for breaches of duties o...
![AINS 102 Exam Questions with 100% Correct Answers |Latest 2024/2025.](/docpics/5101876/662a13a0f3642_5101876_121_171.jpeg)
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AINS 102 Exam Questions with 100% Correct Answers |Latest 2024/2025.
- Examen • 16 pages • 2024
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Which one of the following is considered real property? 
Select one: 
A. An automobile 
B. A house 
C. Furniture 
D. A motorhome ️ B 
The Davis family suffered extensive fire damage to its home and was 
temporarily unable to inhabit it. The family was forced to rent a hotel room 
while its home was under repair. The cost incurred to rent the hotel room is 
referred to as which one of the following outcomes of loss? 
Select one: 
A. Lost income 
B. Increased expenses 
C. Reduction in value of p...
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