Tennessee Health Insurance Exam -
Pearson VUE
What is required for insurance applicants for an insurer who are required to pass a written
exam? - ANSWERScomplete a pre-licensing course of study, pass a background check, obtain
license
What is correct about the life and health guaranty association? - ANSWERSit is to protect
policyholders when an insurance company becomes insolvent.
Moving from one state to another, a producer must file a change of address within how many
days? - ANSWERS30 days
Which of the following acts by an insurance company would be considered unfair claims
settlement practice? - ANSWERSmaking claims payments to an insured or beneficiary without
indicating the coverage under which each payment is being made.
A limited insurance rep may sell what insurance? - ANSWERSlimited travel, credit life, mortgage
guaranty insurance, personal property insurance, crop hail insurance and title insurance
Free look provision in health policy begins when? - ANSWERSat the beginning of the policy
What must a license holder meet continuing education requirements in Tennessee? -
ANSWERS40 hours of continuing education every two years
In Tennessee a long-term policy must be renewable in what way? - ANSWERSguaranteed
renewable.
, What is not required in accidental and health policies in Tennessee? - ANSWERSchange of
occupation
What is not a legit insurance practice from a business competitor? - ANSWERSreducing
commissions in order to make a sale.
Medicare supplement contract may include a preexisting condition exclusion in how many
months? - ANSWERS6 months
What is an example of defamation in insurance? - ANSWERSthe act of making false statements
or spreading false information about a person or entity that harms their reputation.
Commissioner of insurance is able to suspend or revoke a license except when? - ANSWERSa
licensee defaults on a personal loan
A correct statement about the regulatory authority of the commissioner is that the
commissioner may? - ANSWERSestablish guidelines for continuing education as a part of the
producer license renewal procedure.
Disclosure of the commissioner by procedure is required for what felony conviction? -
ANSWERSany felony conviction in any state
A person may sell, solicit, or negotiate on behalf of insurer immediately after when? -
ANSWERSreceiving state license
A domestic insurance company is defined as - ANSWERSan insurance company that has gotten
its license to operate in a particular state.
According to Tennessee insurance statute what is the dollar amount an insurance producer can
give an unlicensed employee? - ANSWERSnot to exceed $25
Pearson VUE
What is required for insurance applicants for an insurer who are required to pass a written
exam? - ANSWERScomplete a pre-licensing course of study, pass a background check, obtain
license
What is correct about the life and health guaranty association? - ANSWERSit is to protect
policyholders when an insurance company becomes insolvent.
Moving from one state to another, a producer must file a change of address within how many
days? - ANSWERS30 days
Which of the following acts by an insurance company would be considered unfair claims
settlement practice? - ANSWERSmaking claims payments to an insured or beneficiary without
indicating the coverage under which each payment is being made.
A limited insurance rep may sell what insurance? - ANSWERSlimited travel, credit life, mortgage
guaranty insurance, personal property insurance, crop hail insurance and title insurance
Free look provision in health policy begins when? - ANSWERSat the beginning of the policy
What must a license holder meet continuing education requirements in Tennessee? -
ANSWERS40 hours of continuing education every two years
In Tennessee a long-term policy must be renewable in what way? - ANSWERSguaranteed
renewable.
, What is not required in accidental and health policies in Tennessee? - ANSWERSchange of
occupation
What is not a legit insurance practice from a business competitor? - ANSWERSreducing
commissions in order to make a sale.
Medicare supplement contract may include a preexisting condition exclusion in how many
months? - ANSWERS6 months
What is an example of defamation in insurance? - ANSWERSthe act of making false statements
or spreading false information about a person or entity that harms their reputation.
Commissioner of insurance is able to suspend or revoke a license except when? - ANSWERSa
licensee defaults on a personal loan
A correct statement about the regulatory authority of the commissioner is that the
commissioner may? - ANSWERSestablish guidelines for continuing education as a part of the
producer license renewal procedure.
Disclosure of the commissioner by procedure is required for what felony conviction? -
ANSWERSany felony conviction in any state
A person may sell, solicit, or negotiate on behalf of insurer immediately after when? -
ANSWERSreceiving state license
A domestic insurance company is defined as - ANSWERSan insurance company that has gotten
its license to operate in a particular state.
According to Tennessee insurance statute what is the dollar amount an insurance producer can
give an unlicensed employee? - ANSWERSnot to exceed $25
