ARRIANE STUDY SHOP TEST BANKS AND QUALITY REVISION MATERIALS

Origins of AIS (3) - correct answer 1) Standardized system 2) Classify type/severity of injury from MVC 3) Consensus Injury descriptors are organized _________________________ ? - correct answer Anatomically Injury severity is ranked relative to its importance to _______________? - correct answer The whole body AIS reflects severity of single injuries and are unaffected by what three things? - correct answer 1) time 2) sequela 3) outcome What type of scale does AIS use? - correct...

Boxed & Bold Text - correct answer Represent AIS coding rules and conventions and contain directives to assist in the appropriate use of specific descriptions. Brackets - correct answer Denote inclusive or exclusive information. Parentheseses - correct answer Include synonyms or occasionally, non-clinical terms and provide a definition for the injury description. Semicolons - correct answer Separate injury descriptors that are comparable in severity. Bold Type - correct answer Identi...

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All of the following items are examples of personal property, EXCEPT: Select one: A. Sports equipment B. Silverware C. A fishing boat D. Underground pipes - correct answer Underground pipes Which one of the following statements regarding assets exposed to loss is true? Select one: A. Real property includes only tangible property.Correct. All real property is tangible property having a physical form that can be seen or touched. Personal property can include intangible property such as p...

Which one of the following statements is correct regarding the benefits provided by insurance? - correct answer Insurance helps reduce the financial burden to society by compensating accident victims. As a single mother on a very tight budget, Ciara is tempted to skimp on her insurance. However, her friend Mehmet tells her not to skimp on insurance, because it will help manage her cash flows. Which one of the following examples best illustrates Mehmet's point? - correct answer When her car...

Some loss exposures are not easy to retain, avoid, or control. Which one of the following risk management techniques is frequently used to treat such exposures? - correct answer Transfer A loss exposure is: - correct answer Any condition that presents the possibility of a loss. Another name for liability insurance is: - correct answer Third-Party Insurance Insurance is not the only risk management transfer technique. When circumstances are appropriate, transfer can be accomplished throu...

1) Clarence entered into a contract bond that guarantees his insulation work will be free from defects in materials and workmanship for a specified period of five years after completion of the work. The type of bond used by Clarence is a - correct answer Maintenance bond. 2) Which one of the following statements is correct with respect to ocean marine loss exposures? - correct answer For cargo owners, the posibility of loss to the cargo exists either on board a vessel or on land between the v...

Property loss exposure - correct answer A condition that presents the possibility that a person or an organization will sustain a loss resulting from damage (including destruction, taking, or loss of use) to property in which that person or organization has a financial interest. Real property (realty) - correct answer Tangible property consisting of land, all structures permanently attached to the land, and whatever is growing on the land. Personal property - correct answer All tangible or...

The primary role of insurance is to - correct answer Indemnify individuals and organizations for covered losses. As a single mother on a very tight budget, Ciara is tempted to skimp on her insurance. However, her friend Mehmet tells her not to skimp on insurance, because it will help manage her cash flows. Which one of the following examples best illustrates Mehmet's point? - correct answer When her car's windshield breaks, Ciara has to pay only $100 of the $600 cost of replacing it. ...

John is a recent homeowner and is considering the insurance coverages he needs for his home and contents. If damaged by a peril covered by a homeowners policy, which one of the following would be considered part of John's real property? Select one: A. The boat in the driveway B. The detached garage C. The desk top computer D. The hockey net and equipment - correct answer B. The detached garage Which one of the following is considered real property? Select one: A. An automobile B. A...