Mastersquiz1

If one procedure needs a default Order Class of "Clinic Performed", can all procedures be assigned to the same category? Explain. - ANSWERSYes. The procedure needing the "Clinic Perform" Order Class can be setup in the procedure record and it would override the Procedure Category List. Name the procedure hierarchy's three levels. - ANSWERSProcedure, Procedure Category and System Definition What is the purpose of the procedure category? - ANSWERSAdministrators use procedure categories ...

a predetermined limit. - ANSWERSInsurance is a method risk is transferred to an insurer for consideration up to 1. spouses in each other 2. parents in their children 3. creditors in their debtors - ANSWERSWhich of the following would be considered proper establishment of insurable interest in the life insurance area? It is called the mortality rate - ANSWERSWhich of the following statements about the average number of people who die each year is true? Equal value is not necessarily gi...

Which welfare program provides assistance to the needy? - ANSWERSMedicaid Barbara has the right to change the beneficiary designation on her life insurance policy. Barbara's beneficiary is a(n): - ANSWERSrevocable beneficiary Within how many calendar days must all clean electronic health insurance claims be paid in Alabama? - ANSWERS30 Which type of term policy allows the policyowner to switch to permanent insurance? - ANSWERSConvertible term What does renewable term guarantee? - AN...

Which clause allows the insured to change an existing policy to any other policy of any type as long as the new policy has a higher premium, without any proof of insurability? - ANSWERSPrivilege of change clause The extended term nonforfeiture option provides: - ANSWERSPaid-up term coverage equal to that of the original policy With a collateral assignment of a life policy to a creditor: - ANSWERSYou assign a partial amount of the policy values to the creditor An accounting measure used ...

Pure - ANSWERSInsurance is defined as the transfer of ______________ risk to the insurance company in consideration for a premium. Pure Risk - ANSWERSThe chance of loss without any chance of gain is called ___________ Speculative Risk - ANSWERShas the possibility for gain or loss and is not insurable. Risk - ANSWERSis defined as the chance of loss. Exposure - ANSWERSA condition that could result in a loss is known as Hazard - ANSWERSis something that increases the chance of loss. ...

industrial life insurance is also referred to as - ANSWERSdebt policy Based upon Optional Uniform Provisions, an insurer would have the right to deny claim payment in all of the following circumstances, except: - ANSWERSmisstatement of age on the application Insurable interest for life insurance is necessary only at the time of: - ANSWERSapplication Which of the following types of policies would a sports team purchase to obtain coverage for a season? - ANSWERSblanket If the insurer c...

In reference to the standard Medicare Supplement benefits plans, what does the term standard mean? a) All plans must include basic benefits A-N. b) Coverage options and conditions are developed for average individuals. c) All providers will have the same coverage options and conditions for each plan. d) Coverage options and conditions comply with the law, but will vary from provider to provider. - ANSWERSC Which of the following is true regarding a single life settlement option? a) Payme...

Term Insurance - ANSWERSTemporary protection because it only provides coverage for a specific period of time. Also known as pure life insurance Term insurance provides what is known as _________________ - ANSWERSpure death protection Term insurance provides the greatest amount of coverage for the _______________ - ANSWERSlowest premium Term insurance has no ____________ - ANSWERScash value Three basic types of term coverage available, based on how the face amount (death benefit) chan...

Agent/Producer - ANSWERSA person who acts for another person or entity with regard to contractual arrangements with third parties; a legal representative of an insurance company. Agent/Agency Contract - ANSWERSa contract that is held between an insurer and an agent/producer, containing the expressed authority given to the agent/producer, outlining the duties and responsibilities to the principal. If the agent is in violation of the agency contract (or agreement), he or she may be held persona...

Indiana For-hire Endorsement Questions & Answers(FULL PACK SOLUTIONS!!)Indiana For-hire Endorsement Questions & Answers(FULL PACK SOLUTIONS!!)Indiana For-hire Endorsement Questions & Answers(FULL PACK SOLUTIONS!!)Indiana For-hire Endorsement Questions & Answers(FULL PACK SOLUTIONS!!)Indiana For-hire Endorsement Questions & Answers(FULL PACK SOLUTIO

The Fair Credit Reporting Act - ANSWERSwhat law protects consumers from the circulation of inaccurate or obsolete information? domestic, foreign, and alien - ANSWERSInsurers are classified according to their domicile. What are the 3 types of insurers? Fraternal insurer - ANSWERSwhat type of insurer is a voluntarily formed organization that provides religious organizations with a representative form of government? mutual company - ANSWERSthe type of insurance company organized to return ...

Which of the following would be considered a speculative risk? - ANSWERSThe possibility the painting you bought might be a long-lost masterpiece A speculative risk is one in which there is a chance for either loss or gain. Example: Gambling, Casino's, Lottery, etc. All of the other choices describe pure risk, where there is no chance of gain, only a chance of loss exists. Which is the proper term for a company owned by its policy owners? - ANSWERSA mutual insurance company A producer w...

It is illegal for a person 21 years of age or older to drive with a blood alcohol concentration (BAC) that is _____ or higher. - ANSWERS0.08% - Eight hundredths of one percent You must notify DMV within 5 days if you: - ANSWERSSell or transfer your vehicle When is it legal to use a cell phone without a hands-free device while driving? - ANSWERSWhen making a call for emergency assistance Which of the following increases your chances of having a collision? - ANSWERSContinually changing la...

yellow signs mean - ANSWERGeneral warnings Red means - ANSWERSTOP (octagon) Orange means - ANSWERConstruction and maintenance warnings Black means (with white writing) - ANSWERRegulatory signs Green means - ANSWERDistance,direction, and information Fluorescent yellow-green means - ANSWERSchool zones Diamond shape - ANSWERHazardous or unusual condition ahead Rectangular shape - ANSWERSpecial laws and regulations

What is the maximum height of a commercial vehicle (without a permit)? - ANSWER13' 6" What is the maximum weight of a commercial vehicle (without a special permit)? - ANSWER34,000 LBS. What type of vehicle does an operator license NOT authorize the holder to operate? - ANSWERa Motorcycle A CDL permit, unlike a for-hire permit, is for vehicles with a gross weight over ______________ pounds. - ANSWER26,000 A CDL permit, unlike a for-hire permit, allows you to transport _____ or more ...

1.) Evidence of residency in Indiana include: - ANSWER1.Residential address in the state of Indiana 2.Registered voter in Indiana 3.More than 1/2 of gross income from Indiana 4.Holding lawful stewardship of a juvenile in elementary or secondary school in Indiana. 2.) Who is NOT considered a resident according to the manual? - ANSWER1.Students enrolled at a post-secondary educational institution 2.Active duty miitary personnel in the armed forces 3.Temporary employees 3.) How long do n...

16,000 lbs - ANSWERRegistered as having a gross weight of at least 26,000 lbs - ANSWERRegistered as having a gross weight of no more than Transport passengers and property for hire - ANSWEREndorsement provides the ability to Fewer than 16 people, including the driver - ANSWERDesigned the transport False - ANSWERAllows driver to operate a commercial motor vehicle. True - ANSWERCDL holders must apply for and pass For-Hire exam to operate in for-hire capacity 18 years old - ANSWER...

acknowledge - ANSWERto admit the existence of truth of a statement and accept responsibility acknowledgement - ANSWERa formal declaration before a notary public that the instrument presented is the free and voluntary act of the party executing it and the signatures on the document are genuine administer - ANSWERto give or apply in a formal way affidavit - ANSWERa signed statement made under oath or affirmation affirmation - ANSWERan oral or written declaration made by a person who ha...

How many years do violation points stay active on your driver's record? - ANSWER 2 years after conviction date What BAC (blood alcohol content) will get your license suspended for 180 days? - ANSWER 0.8% BAC How many feet distance should you have when signaling to change lanes or turn? - ANSWER 200 feet or 300 feet when speed limit is 50 or over Passenger vehicles must not exceed ____ mph or the posted speed limit - ANSWER 70 On urban highways a vehicle may not exceed ____ mph or th...

Which of the following is an example of a for-hire vehicle? 1. Carrying Passengers For Hire 2. A church Bus 3. A commercial vehicle 4. All of the above - ANSWER4. All of the above What is the maximum width of a commercial vehicle without a special permit? - ANSWER8 feet, 6 inches Tires have been known to lose up to how much PSI per month? 1. 1 PSI 2. 2 PSI 3. 4 PSI 4. 6 PSI - ANSWER1. 1 PSI Which of the following increases the risk of rollover the most? 1. Inexperienced drivers...