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HUD Housing Counselor Bundled Exams Questions and Answers 100% Verified and Updated | Graded A
HUD Housing Counselor Bundled Exams Questions and Answers 100% Verified and Updated | Graded A
- Lote
- • 12 artículos •
- HUD Housing Counselor Module- Avoiding Foreclosure Exam Questions and Answers 100% Pass • Examen
- HUD GUIDELINES EXAM QUESTIONS AND ANSWERS 100% PASS • Examen
- Housing Counselor Exam Prep Questions and Answers 100% Pass • Examen
- HUD Exam - Financial Management Questions and Answers 100% Pass • Examen
- HUD Housing Counselor Certification Practice Questions with 100% Correct Answers • Examen
- Y mas...
HUD Housing Counselor Bundled Exams Questions and Answers 100% Verified and Updated | Graded A
HUD Exam Questions and Answers 100% Pass
HUD Exam Questions and Answers 100% Pass 
Primary function of HUD - Correct Answer ️️ -Creating and managing programs to 
provide quality affordable housing, prevent housing discrimination and help build 
sustainable communities. 
HUD investigates complaints of housing discrimination based on? - Correct Answer ️️ 
-Race 
Color 
Religion 
National Origin 
Sex 
Disability 
Familial Status 
Programs offered by HUD include? - Correct Answer ️️ -Section 8 housing for low 
income families....
- Examen
- • 2 páginas •
HUD Exam Questions and Answers 100% Pass 
Primary function of HUD - Correct Answer ️️ -Creating and managing programs to 
provide quality affordable housing, prevent housing discrimination and help build 
sustainable communities. 
HUD investigates complaints of housing discrimination based on? - Correct Answer ️️ 
-Race 
Color 
Religion 
National Origin 
Sex 
Disability 
Familial Status 
Programs offered by HUD include? - Correct Answer ️️ -Section 8 housing for low 
income families....
HUD Housing Counselor Certification Practice Questions and Answers 100% Pass
HUD Housing Counselor Certification Practice 
Questions and Answers 100% Pass 
What is the maximum percent of area median income allowable for a household to 
qualify for a Housing Choice Voucher? - Correct Answer ️️ -50% 
Which is the maximum recommended housing ratio for renting an apartment? - Correct 
Answer ️️ -30% 
Eligibility requirements for down-payment assistance programs include which factors? - 
Correct Answer ️️ -Income, home-buyer education, purchase price 
The client i...
- Examen
- • 49 páginas •
HUD Housing Counselor Certification Practice 
Questions and Answers 100% Pass 
What is the maximum percent of area median income allowable for a household to 
qualify for a Housing Choice Voucher? - Correct Answer ️️ -50% 
Which is the maximum recommended housing ratio for renting an apartment? - Correct 
Answer ️️ -30% 
Eligibility requirements for down-payment assistance programs include which factors? - 
Correct Answer ️️ -Income, home-buyer education, purchase price 
The client i...
HUD Practice Exam Questions and Answers 100% Pass
HUD Practice Exam Questions and Answers 100% Pass 
Which document is most important when working with a client to develop an initial 
budget as part of a Client Action Plan? - Correct Answer ️️ -List of Assets 
Retirement plan statement 
Pay stub X 
Current lease 
A client would like purchase a home within one year. The client is motivated to increase 
household income as a way to save for a down payment and qualify for a loan. Which is 
the best solution for the client to reach this goal? -...
- Examen
- • 13 páginas •
HUD Practice Exam Questions and Answers 100% Pass 
Which document is most important when working with a client to develop an initial 
budget as part of a Client Action Plan? - Correct Answer ️️ -List of Assets 
Retirement plan statement 
Pay stub X 
Current lease 
A client would like purchase a home within one year. The client is motivated to increase 
household income as a way to save for a down payment and qualify for a loan. Which is 
the best solution for the client to reach this goal? -...
HUD Exam Prep Questions and Answers 100% Pass
HUD Exam Prep Questions and Answers 100% Pass 
% Impact of Account Payment History on Credit Score - Correct Answer ️️ -35% 
portion of credit score based on the payment history of accounts, including late 
payments, delinquencies, judgments, and liens 
% Impact of Amounts Owed on Accounts on Credit Score - Correct Answer ️️ -30% 
portion of score based on the ratio of total credit extended to the amount of credit owed 
% Impact of Length of Credit History on Credit Score - Correct Answe...
- Examen
- • 65 páginas •
HUD Exam Prep Questions and Answers 100% Pass 
% Impact of Account Payment History on Credit Score - Correct Answer ️️ -35% 
portion of credit score based on the payment history of accounts, including late 
payments, delinquencies, judgments, and liens 
% Impact of Amounts Owed on Accounts on Credit Score - Correct Answer ️️ -30% 
portion of score based on the ratio of total credit extended to the amount of credit owed 
% Impact of Length of Credit History on Credit Score - Correct Answe...
HUD Certification Exam Questions and Answers 100% Pass
HUD Certification Exam Questions and 
Answers 100% Pass 
Which document is most important when working with a client to develop an initial 
budget as part of a Client Action Plan? 
Pay stub 
Retirement plan statement 
List of assets 
Current lease - Correct Answer ️️ -Pay stub 
A client would like purchase a home within one year. The client is motivated to increase 
household income as a way to save for a down payment and qualify for a loan. Which is 
the best solution for the client to reac...
- Examen
- • 33 páginas •
HUD Certification Exam Questions and 
Answers 100% Pass 
Which document is most important when working with a client to develop an initial 
budget as part of a Client Action Plan? 
Pay stub 
Retirement plan statement 
List of assets 
Current lease - Correct Answer ️️ -Pay stub 
A client would like purchase a home within one year. The client is motivated to increase 
household income as a way to save for a down payment and qualify for a loan. Which is 
the best solution for the client to reac...
HUD Housing Counselor Exam Questions and Answers 100% Pass
HUD Housing Counselor Exam 
Questions and Answers 100% Pass 
Adjustable Rate Mortgage (ARM) - Correct Answer ️️ -Adjustable rate mortgages 
have an initial rate that applies for a defined period of time (typically from one month to 
10 years), then adjusts at pre-determined intervals for the life of the loan. Interest rates 
can increase or decrease when adjusted. 
Adjusted Gross Income - Correct Answer ️️ -Gross income minus adjustments, or 
reductions, that one is eligible for, such as...
- Package deal
- Examen
- • 11 páginas •
HUD Housing Counselor Exam 
Questions and Answers 100% Pass 
Adjustable Rate Mortgage (ARM) - Correct Answer ️️ -Adjustable rate mortgages 
have an initial rate that applies for a defined period of time (typically from one month to 
10 years), then adjusts at pre-determined intervals for the life of the loan. Interest rates 
can increase or decrease when adjusted. 
Adjusted Gross Income - Correct Answer ️️ -Gross income minus adjustments, or 
reductions, that one is eligible for, such as...
HUD Practice Test Questions with Correct Answers
HUD Practice Test Questions with Correct Answers 
Which document is most important when working with a client to develop an initial 
budget as part of a Client Action Plan? - Correct Answer ️️ -Pay Stub 
A client would like to purchase a home within one year. The client is motivated to 
increase household income as a way to save for a down payment and qualify for a loan. 
Which is the 
best solution for the client to reach this goal? - Correct Answer ️️ -Find a second job 
A credit repor...
- Package deal
- Examen
- • 13 páginas •
HUD Practice Test Questions with Correct Answers 
Which document is most important when working with a client to develop an initial 
budget as part of a Client Action Plan? - Correct Answer ️️ -Pay Stub 
A client would like to purchase a home within one year. The client is motivated to 
increase household income as a way to save for a down payment and qualify for a loan. 
Which is the 
best solution for the client to reach this goal? - Correct Answer ️️ -Find a second job 
A credit repor...
HUD Exam Prep Questions and Answers 100% Pass
HUD Exam Prep Questions and Answers 100% Pass 
Conventional Loan - Correct Answer ️️ -Front end 28% 
Back end 36% can go up to 45% to 50%(debt to income), backed by private lenders. 
AKA prime loans. Good credit, 20% down payment. May have interest only terms 
FHA - Correct Answer ️️ -Front end 31% 
Back end 43% 
Limited funds, bad credit, bankruptcy, high debt to income ratio. 
EEM (Energy) FHA - Correct Answer ️️ -Front end 33% 
Back end 45% 
VA - Correct Answer ️️ -41% 
USDA -...
- Package deal
- Examen
- • 21 páginas •
HUD Exam Prep Questions and Answers 100% Pass 
Conventional Loan - Correct Answer ️️ -Front end 28% 
Back end 36% can go up to 45% to 50%(debt to income), backed by private lenders. 
AKA prime loans. Good credit, 20% down payment. May have interest only terms 
FHA - Correct Answer ️️ -Front end 31% 
Back end 43% 
Limited funds, bad credit, bankruptcy, high debt to income ratio. 
EEM (Energy) FHA - Correct Answer ️️ -Front end 33% 
Back end 45% 
VA - Correct Answer ️️ -41% 
USDA -...
HUD Housing Counseling Exam Questions and Answers 100% Pass
HUD Housing Counseling Exam 
Questions and Answers 100% Pass 
Which document should the counselor review with the client to identify spending habits 
and track expenses? 
A. Credit report 
B. Pay stubs 
C. Bank Statement 
D. Tax returns - Correct Answer ️️ -Bank Statement 
Which additional information would the housing counselor need to prepare a household 
budget for this client? 
A. Net Income 
B. Lease Documentation 
C. Credit Score 
D. Bankruptcy Discharge - Correct Answer ️️ -Net In...
- Package deal
- Examen
- • 17 páginas •
HUD Housing Counseling Exam 
Questions and Answers 100% Pass 
Which document should the counselor review with the client to identify spending habits 
and track expenses? 
A. Credit report 
B. Pay stubs 
C. Bank Statement 
D. Tax returns - Correct Answer ️️ -Bank Statement 
Which additional information would the housing counselor need to prepare a household 
budget for this client? 
A. Net Income 
B. Lease Documentation 
C. Credit Score 
D. Bankruptcy Discharge - Correct Answer ️️ -Net In...
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