Basic perils Guías de estudio, Notas de estudios & Resúmenes
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NYS Insurance Licensing Exam Latest 2023 Graded A
- Examen • 7 páginas • 2023
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NYS Insurance Licensing Exam Latest 2023 Graded A insurance transfers the risk of an loss for an individual or business to an insurance company which spreads out the costs to many individuals 
agency contract a contract that is held between insurer and an agent/producer containing the expressed authority given to the agent/producer, and the duties/responsibilities to the principal, any agent in violation of the agency contract may be held personally liable to the insurer 
agent legal representat...
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New York All Lines Adjuster Exam with Correct Answers Latest 2024/2025 (Graded)
- Examen • 35 páginas • 2024
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New York All Lines Adjuster Exam with Correct Answers 2024/2025 (Graded) DP-2/3 - RCV building & ACV contents 
DP - limit for fair rental value - ANSWER-20% of A 
DP - coverages (A-E) - ANSWER-A - dwelling 
B - other structures 
C - personal property 
D - fair rental value 
E - additional living expense 
DP - limit for additional living expenses - ANSWER-DP-1 - NONE 
DP-2/3 - 20% of A 
DP - Property removed is covered for ___ days. - ANSWER-DP-1 - 5 days 
DP-2 - 30 days 
DP - limit for trees/pl...
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LA Claims Adjuster Property and Causality Practice Exam 1 Questions and Answers 2024
- Examen • 27 páginas • 2024
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Insurable Interest - ______in the property and would suffer a financial loss if the property were damaged by an insured peril, their family members (names need not be listed in the policy), and others such as a lien holder, for example, the bank that holds the mortgage on a house. 
 
Cause of Loss Forms - ____establish and define the causes of loss (or perils) for which coverage is provided under the form. (Please do not confuse the "cause of loss" forms with the "proof of loss" form, which ...
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New York All Lines Adjuster Exam with 100% Correct Answers 2024-2025 (Graded A+)
- Examen • 35 páginas • 2024
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New York All Lines Adjuster Exam with 100% Correct Answers (Graded A+) DP - valuation - ANSWER-DP-1 - ACV building & contents 
DP-2/3 - RCV building & ACV contents 
DP - limit for fair rental value - ANSWER-20% of A 
DP - coverages (A-E) - ANSWER-A - dwelling 
B - other structures 
C - personal property 
D - fair rental value 
E - additional living expense 
DP - limit for additional living expenses - ANSWER-DP-1 - NONE 
DP-2/3 - 20% of A 
DP - Property removed is covered for ___ days. - ANSWER-...
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Insurance Customer Service Rep 440 Exam Review questions and answers graded A+.
- Examen • 6 páginas • 2023
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Insurance Customer Service Rep 440 Exam Review questions and answers graded A+. 
 
 
 
 
 
 
 
 
 
 
Examples of Peril - correct answers.Fire, lightning, explosion, theft, windstorm, hail, earthquake, flood, mischief or vandalism, or the sinking, burning, collision or derailment of a conveying transport. 
 
How long does one have to notify the Department of Financial Services for a Name and/or Address Change? - correct answers.30 days 
 
Coinsurance Clause - correct answers.Replacement cost appl...
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Texas All Lines Adjuster Exam (Actual Exam Test) (Questions and Answers) (Best Studying Material) (Updated 2024)
- Examen • 17 páginas • 2024
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The insured has filed a claim under the "Business Income Department Properties - Broad Form" because the primary buyer of products and services from the business has filed for bankruptcy under this form the primary buyers business would be known as --------- CORRECT ANSWER ----- A recipient location 
 
recipient location --------- CORRECT ANSWER ----- Businesses who support insured by being the primary buyer for their products 
 
HO-3 (special form) --------- CORRECT ANSWER ----- covers the dw...
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RMIN 4000 Edmunds Test 3 Questions & Answers
- Examen • 20 páginas • 2024
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RMIN 4000 Edmunds Test 3 Questions & Answers 
Basic Parts of an Insurance Contract - ANS-1. Declarations 
2. Definitions 
3. Insuring agreement 
4. Exclusions 
5. Conditions 
6. Miscellaneous provisions 
Declarations - ANS-statements that provide information about the particular property or activity to be 
insured 
definitions - ANS-statements that provide information about the particular property or activity to be 
insured 
Insuring Agreement - ANS-Summary of the major promises of the insurer...
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SC Personal Lines Questions and Answers Graded A+
- Examen • 18 páginas • 2024
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SC Personal Lines Questions and 
 
Answers Graded A+ 
 
6 loss valuation methods actual cash value, replacement value, functional replacement value, 
market value, stated amount, agreed value 
 
waiver & estoppel a person has given up a known or legal right 
 
4 components of a legal contract agreement, consideration, competent parties, legal purpose 
 
6 classes of insurers authorized(admitted), unauthorized(nonadmitted), domestic, foreign, 
alien, independent rating services 
 
5 marketing dis...
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CA PROPERTY AND CASUALTY INSURANCE PRACTICE EXAM
- Examen • 21 páginas • 2024
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CA PROPERTY AND CASUALTY INSURANCE PRACTICE EXAM 
Which of the following is TRUE regarding who qualifies for coverage under the California Fair Access to Insurance Requirements plan? 
1. 
Any person who is unable to obtain basic property insurance through normal channels. 
2. 
Any person who qualifies will receive superior coverage to other forms of property insurance. 
3. 
Any person who does NOT have an insurable interest in a property can participate in the FAIR plan. 
4. 
Any person who ...
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Florida Claims Adjuster Exam, 6-20 All Lines Adjuster- Florida- Review Already Passed
- Examen • 28 páginas • 2023
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Florida Claims Adjuster Exam, 6-20 All Lines Adjuster- Florida- Review Already Passed 
Peril Something that causes a loss. 
Hazard Something that increases the probability that a loss will occur. 
Warranty A policy condition, either based on information in the insureds application or inserted by the insurer. It is a guarantee of a fact. 
Misrepresentation An untrue statement by the insured, made in an application for insurance but which does not become a part of the policy. 
Concealment The fail...
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