Basic perils Guías de estudio, Notas de estudios & Resúmenes
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Michigan P & C Insurance Exam Test. Questions and answers. 100% Verified. Rated A
- Examen • 8 páginas • 2023
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Michigan P & C Insurance Exam Test. Questions and answers. 100% Verified. Rated A 
 
 
Termination of Insurance for auto and home must be sent to last know address no later than - 30 days before cancellation 
 
Termination of casualty insurance cannot take place until- from the mailing date - 10 days 
 
PIP in auto insurance covers individual care from a family member for - a limit of $20 a day for three years 
 
limited collision - shall pay for collision damage to the insured vehicle without a...
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LA Claims Adjuster Property and Causality Practice Exam 1 Questions and Answers 100% Correct
- Examen • 29 páginas • 2023
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LA Claims Adjuster Property and Causality Practice Exam 1 Questions and Answers 100% CorrectLA Claims Adjuster Property and Causality Practice Exam 1 Questions and Answers 100% CorrectLA Claims Adjuster Property and Causality Practice Exam 1 Questions and Answers 100% Correct 
Insurable Interest - ANSWER-______in the property and would suffer a financial loss if the property were damaged by an insured peril, their family members (names need not be listed in the policy), and others such as a lien...
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NJ Property, Casualty, and Auto Licensing Exam Latest Version Graded A+
- Examen • 30 páginas • 2024
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NJ Property, Casualty, and Auto 
Licensing Exam Latest Version 
 
Graded A+ 
 
Insuring Agreement company's obligation to pay, includes the perils and coverage for 
specific or named peril policies 
 
Exclusions what the policy will not pay for 
 
Definitions names of the persons insured in addition to the named insured are listed here, 
along with any other (blank) of terms in the policy 
 
Additional Coverage coverages under a policy that are provided by the insurer at no extra 
cost 
 
Casua...
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WebCE Exam Questions with correct Answers
- Examen • 6 páginas • 2023
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Indirect Loss - Answer- A secondary loss that follows from a direct loss to insured property from a covered peril. 
Ex. Hotel expenses incurred by the insured while a fire-damaged home is repaired is an indirect loss that follows the direct loss of the home. 
 
Exclusive Agency System - Answer- An insurance distribution system in which producers (agents) represent a single company. 
Ex. In the exclusive agency system, insurers use independent contractors (exclusive agents) that represent only on...
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New York All Lines Adjuster Exam with 100% Correct Answers 2024-2025 (Graded)
- Examen • 35 páginas • 2024
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New York All Lines Adjuster Exam with 100% Correct Answers (Graded) DP - valuation - ANSWER-DP-1 - ACV building & contents 
DP-2/3 - RCV building & ACV contents 
DP - limit for fair rental value - ANSWER-20% of A 
DP - coverages (A-E) - ANSWER-A - dwelling 
B - other structures 
C - personal property 
D - fair rental value 
E - additional living expense 
DP - limit for additional living expenses - ANSWER-DP-1 - NONE 
DP-2/3 - 20% of A 
DP - Property removed is covered for ___ days. - ANSWER-DP-...
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NJ Property State Exam Questions and Answers
- Examen • 5 páginas • 2022
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Risk - ANSWER-the chance or uncertainty of loss 
 
Risk - ANSWER-used within the insurance industry to refer to the subject of the insurance policy 
 
Possibility of loss - ANSWER-the concept of risk involves ___________________ 
 
Insurance - ANSWER-a formal social device used to accomplish the transfer of risk from an insured to the insurer 
 
Insurance policy - ANSWER-a legal contract in which the premium paid represents a small certain cost exchanged so that the insurer will cover the possib...
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PNC Test Complete Study Questions And Answers With Verified Solutions
- Examen • 23 páginas • 2024
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PNC Test Complete Study Questions And Answers With Verified Solutions 
Which of the following policies will help an auto dealership cover most of its liability exposures? 
a)A garage liability coverage 
b)A motor carrier coverage form 
c)A commercial general liability policy with a crime endorsement 
d)A businessowners policy A 
Insurance is the transfer of 
a)Peril. 
b)Risk. 
c)Loss. 
d)Hazard. B 
The policy conditions define 
a)How parties to the contract must act following a loss. 
b)The basi...
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N.C. Claims Adjuster Exam Latest 2023 Rated A+
- Examen • 80 páginas • 2023
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N.C. Claims Adjuster Exam Latest 2023 Rated A+ Inception/Expiration Date an insurance policy covers the insured starting at 12:01am on the day on which coverage begins and expires at 12:01am on the expiration day of the policy. 
Occurrence Date Date of which the loss occurred 
Identification of parties involved The loss report should include the names and addresses of the parties involved in the loss, the names and addresses of any injured person(s) and the names and addresses of any witness(s)....
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Property and Casualty Insurance Exam Practice(MT) Questions With Complete Solutions
- Examen • 48 páginas • 2023
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mid range home insurance policy that is named perils correct answer: HO-2 
 
Most common---open perils on house, named perils on personal belongings correct answer: HO-3 
 
renter's insurance...personal property and improvements covered named perils correct answer: HO-4 
 
open perils policy on home and personal property correct answer: HO-5 
 
town home and condo named perils policy...owner only needs to insure the interior correct answer: HO-6 
 
WORST POLICY---Named perils on home and b...
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NYS Insurance Licensing Exam Latest 2023 Graded A
- Examen • 7 páginas • 2023
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NYS Insurance Licensing Exam Latest 2023 Graded A insurance transfers the risk of an loss for an individual or business to an insurance company which spreads out the costs to many individuals 
agency contract a contract that is held between insurer and an agent/producer containing the expressed authority given to the agent/producer, and the duties/responsibilities to the principal, any agent in violation of the agency contract may be held personally liable to the insurer 
agent legal representat...
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