Mutual insurers Guías de estudio, Notas de estudios & Resúmenes
¿Buscas las mejores guías de estudio, notas de estudio y resúmenes para Mutual insurers? En esta página encontrarás 1915 documentos de estudio para Mutual insurers.
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WV State Life Insurance Exam Questions and Answers Already Passed
- Examen • 28 páginas • 2024
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WV State Life Insurance Exam 
 
Questions and Answers Already Passed 
 
A group-owned insurance company that is formed to assume and spread the liability risks of its 
members is known as a: Risk retention group 
 
Which of the following requires insurers to disclose when an applicant's consumer or credit 
history is being investigated? 1970-Fair Credit Reporting Act 
 
Q purchases a $500,000 life insurance policy and pays $900 in premiums over the first six 
months. Q dies suddenly and the ben...
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Florida 2-15 Insurance License Exam-Actual Exam Questions and Answers, 100% Verified-Updated 2023/2024
- Examen • 16 páginas • 2023
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Florida 2-15 Insurance License Exam-Actual Exam Questions and Answers, 100% Verified-Updated 2023/2024 
Florida 2-15 Insurance License Exam-Actual 
Exam Questions and Answers, 100% 
Verified-Updated 2023/2024 
Accumulation units are converted into annuity units: 
at the time of annuity payout. 
A group life insurance plan in which the employer pays the entire premium is 
known as a ________________ plan. 
noncontributory 
If a disabled worker covered under Social Security disability benefits ...
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ADJUSTER PRO - INSURANCE ADJUSTER TEST(QUESTIONS AND REVIEWED ANSWERS) 2023-2024
- Examen • 14 páginas • 2023
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ADJUSTER PRO - INSURANCE 
ADJUSTER TEST(QUESTIONS AND 
REVIEWED ANSWERS) 2023-2024 
What is insurance? - CORRECT ANSWER-protection against financial loss 
what is a premium - CORRECT ANSWER-a scheduled amount to be paid for an 
insurance policy. 
What are premiums used for - CORRECT ANSWER-premiums are collected into a 
"pool" or "reserve to pay out claimants when needed. 
how can insurance companies afford to pay for an individuals catastrophic loss? - 
CORRECT ANSWER-the insurer collect...
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Primerica Life Insurance 2023/ 2024 Updated Exam | (Questions and Verified Answers with Rationales) 100% Correct
- Examen • 62 páginas • 2023
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Primerica Life Insurance 2023/ 2024 Updated Exam | (Questions and Verified Answers with Rationales) 100% Correct 
 
Q: which of the following insurers are owned by stockholders who have the usual rights of ownership, including the right of voting? 
 
A. Reciprocal 
B. Fraternal 
C. Stock 
D. Mutual 
 
Answer: 
C. Stock 
 
Only stock insurance companies are owned and controlled by stockholders 
 
 
 
Q: which of the following best describes the concept that the insured pays a small amount of prem...
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Wisconsin Accident and Health Insurance Exam 2023 Questions and Answers with complete solution
- Examen • 40 páginas • 2023
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Wisconsin Accident and Health Insurance Exam 2023 Questions and Answers with complete solution 
 
Dividends from a stock company are normally sent to: 
Beneficiaries 
Shareholders 
Policy holders 
Insureds 
Shareholders 
Which of the following financial products creates an instant estate, no matter when the date of death? 
Mutual funds 
Life insurance 
Certificate of deposit 
Deferred annuity 
Life insurance 
Which of the following outlines the authority given to the producer on behalf of the in...
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Webce Life and Health exam 2023 with 100% correct answers
- Examen • 50 páginas • 2023
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Representations and Warranties 
Representations are statements the applicant makes on an application that are deemed to be true to the applicant's best knowledge. Warranties are statements the insurer makes in the contract. 
 
 
 
Underwriting vs. Actuarial Departments 
Two related insurance company functions. Through the process of _________, applications are assessed for insurability and to assign premium rates. The ________ department analyzes data to help estimate future losses and to produ...
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Alabama Life And Health Insurance Exam 2024 With Guaranteed Accurate Answers
- Examen • 5 páginas • 2024
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The Fair Credit Reporting Act - correct answer what law protects consumers from the circulation of inaccurate or obsolete information? 
 
domestic, foreign, and alien - correct answer Insurers are classified according to their domicile. What are the 3 types of insurers? 
 
Fraternal insurer - correct answer what type of insurer is a voluntarily formed organization that provides religious organizations with a representative form of government? 
 
mutual company - correct answer the type of insura...
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WebCE Exam Questions with correct Answers
- Examen • 6 páginas • 2023
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Indirect Loss - Answer- A secondary loss that follows from a direct loss to insured property from a covered peril. 
Ex. Hotel expenses incurred by the insured while a fire-damaged home is repaired is an indirect loss that follows the direct loss of the home. 
 
Exclusive Agency System - Answer- An insurance distribution system in which producers (agents) represent a single company. 
Ex. In the exclusive agency system, insurers use independent contractors (exclusive agents) that represent only on...
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Property and Casualty Insurance Exam – Georgia Questions and Answers 100% Pass
- Examen • 110 páginas • 2022
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Property and Casualty Insurance Exam – Georgia Questions and Answers 100% Pass BPP building coverage insures the building at the described location, outdoor, fixtures, furnitures, items used to service the property, permanently installed machinery and equipment, and additions under construction, including the materials, supplies, and equipment. 
HO limits of property at other residences the larger of $1000 or 10% Coverage C. Limit does not apply if property is moved because the residence premi...
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GA Life Insurance Exam 2024 with 100% correct answers
- Examen • 13 páginas • 2024
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Who elects the governing body of a mutual insurance company? - correct answer policyholders 
 
What year was the McCarran-Ferguson Act enacted? - correct answer 1945 
 
A nonprofit incorporated society that does not have capital stock and operates for the sole benefit of its members is known as: - correct answer a fraternal benefit society 
 
The stated amount or percent of liquid assets that an insurer must have on hand that will satisfy future obligations to its policyholders is called: - corr...
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