Basic perils Guías de estudio, Notas de estudios & Resúmenes
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![Texas Property and Casualty Exam Questions and Answers Verified 100%](/docpics/3373606/64f6cbdf8f780_3373606_121_171.jpeg)
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Texas Property and Casualty Exam Questions and Answers Verified 100%
- Examen • 25 páginas • 2023
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Texas Property and Casualty Exam Questions and Answers Verified 100% 
 
____ is uncertainty of loss - risk 
 
____ is a transfer of risk from the insured to the insurer - insurance 
 
____ risk means there is no chance of gain. It is insurable. - pure 
 
____ risk means there is a chance of a loss or a gain. It is not insurable. - speculative 
 
a ____ is something that increases the risk. - hazard 
 
the principle of _____ governs property and casualty policies. It states that the purpose of th...
![NY Independent General Adjuster Exam - Series 17-70 Questions and Answers Graded A+](/docpics/2970648/649a9564423ce_2970648_121_171.jpeg)
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NY Independent General Adjuster Exam - Series 17-70 Questions and Answers Graded A+
- Examen • 21 páginas • 2023
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NY Independent General Adjuster Exam - Series 17-70 Questions and Answers Graded A+ 
 
Dram Shop Liability refers to: Liquor Law Liability. 
 
The insured has suffered a covered loss under his DP-3 dwelling form. He fails to protect the property from further loss. The additional loss that occurs as a result of his inactions may be denied because of what clause in the policy? Neglect. 
 
To be eligible for the New York assigned risk auto plan a person must: Hold a valid driver's license. 
 
A...
![California property and casualty exam, Pool Questions & Answers. Verified. Rated A](/docpics/63dd5810dd087_2333246.jpg)
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California property and casualty exam, Pool Questions & Answers. Verified. Rated A
- Examen • 57 páginas • 2023
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California property and casualty exam, Pool Questions & Answers. Verified. Rated A 
 
 
 
The process where by a mutul insurer becomes a stock company is called - Demutalization 
 
The process whereby a stock company a mutal insurer is called - Mutalization 
 
The provision in a property policy which states that the insured has been paid up to their insurable interest is - Valuation clause 
 
The part of the policy that states the amout of coverage the insured property policy period is - Declara...
![Michigan Surplus Lines Insurance Exam Prep questions and answers latest top score.](/docpics/3794033/654b77df7c522_3794033_121_171.jpeg)
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Michigan Surplus Lines Insurance Exam Prep questions and answers latest top score.
- Examen • 14 páginas • 2023
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Michigan Surplus Lines Insurance Exam Prep questions and answers latest top score. 
 
 
 
 
 
 
 
 
 
(1)Surplus Lines premiums typically expand during: 
A) A soft Market 
B) A Hard Market - correct answers.A Hard Market. 
 
Surplus lines premiums typically expand during a hard market. 
 
(2) During the time of a hard market, insurers will: 
A) Tighten their underwriting standards 
B) Loosen their underwriting standards - correct answers.A) Tighten their underwriting standards. 
 
Tighten and ra...
![ADJUSTER PRO EXAM WITH REVISED ANSWERS (2023)](/docpics/6410eb1d8b144_2472735.jpg)
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ADJUSTER PRO EXAM WITH REVISED ANSWERS (2023)
- Examen • 16 páginas • 2023
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ADJUSTER PRO EXAM WITH REVISED 
ANSWERS (2023) 
Stu has a collection of rare comic books. He wants to purchase theft insurance for his 
collection, separate from his home and other property. What term most accurately 
describes the type of policy Stu would purchase? - CORRECT ANSWER-Monoline 
Policy 
Which of the following statements does NOT apply to the Standard Fire Policy? - 
CORRECT ANSWER-It automatically covers wind and vandalism. 
Which of the following refers to being restored to the ...
![Texas Property & Casualty Insurance License Exam With Accurate Answers 2023](/docpics/3373830/64f6d760e14fd_3373830_121_171.jpeg)
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Texas Property & Casualty Insurance License Exam With Accurate Answers 2023
- Examen • 7 páginas • 2023 Popular
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Texas Property & Casualty Insurance License Exam with Accurate Answers 2023 
 
In order to be considered legally binding, an insurance contract must include all of the following - Offer and acceptance. 
Competent parties. 
Consideration 
(The four essential elements of all legal contracts are offer and acceptance, consideration, legal purpose, and competent parties.) 
 
With respect to a bonded contractor who defaults on a construction performance contract, which of the following statements is...
![Florida Public all lines adjuster questions and answers 100% correct](/docpics/634a4faf8dd03_2032299.jpg)
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Florida Public all lines adjuster questions and answers 100% correct
- Examen • 8 páginas • 2022
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Subordination Correct Answer: When the insured collets damages from his or her own insurance company and those damages were caused by negligent third-party, the insurance company steps into the shoes of the insured and is entitled to recover the damages actually paid to the insured from the negligent party 
 
liability insurance Correct Answer: Means that the payment by the insurance company will be made to a third-party injured or damaged by the insured. An insured can we never recover damage...
![NY Independent General Adjuster Exam - Series 17-70 (+180 Questions and Answers |Guarantee Pass](/docpics/640a50cf81bb9_2455362.jpg)
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NY Independent General Adjuster Exam - Series 17-70 (+180 Questions and Answers |Guarantee Pass
- Examen • 23 páginas • 2023
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NY Independent General Adjuster Exam - Series 17-70 (+180 Questions and Answers |Guarantee Pass 
Dram Shop Liability refers to: {{Correct Ans- Liquor Law Liability. 
 
The insured has suffered a covered loss under his DP-3 dwelling form. He fails to protect the property from further loss. The additional loss that occurs as a result of his inactions may be denied because of what clause in the policy? 
{{Correct Ans- Neglect. 
 
To be eligible for the New York assigned risk auto plan a person mus...
![AINS 103 Study Guide (Latest 2023/ 2024 Update) Exploring Commercial Insurance | Complete with Questions and Verified Answers| 100% Correct| Grade A](/docpics/4018714/657a1769a2628_4018714_121_171.jpeg)
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AINS 103 Study Guide (Latest 2023/ 2024 Update) Exploring Commercial Insurance | Complete with Questions and Verified Answers| 100% Correct| Grade A
- Examen • 85 páginas • 2023
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AINS 103 Study Guide (Latest 2023/ 2024 Update) Exploring Commercial Insurance | Complete with Questions and Verified Answers| 100% Correct| Grade A 
 
Q: Marine insurance includes both ocean and inland marine coverage in the U.S. only 
 
 
Answer: 
TRUE 
 
 
 
Q: Disease thought to be caused by work or the work environment. 
 
 
Answer: 
Occupational disease 
 
 
 
Q: A description of the property insured would be located on the ________ _____ of a CPP 
 
 
Answer: 
Declarations page 
 
 
 
Q: ...
![Solutions for Government and Not-for-Profit Accounting: Concepts and Practices, 9th Edition by Granof](/docpics/3075395/64b4c7cb85f60_3075395_121_171.jpeg)
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Solutions for Government and Not-for-Profit Accounting: Concepts and Practices, 9th Edition by Granof
- Examen • 429 páginas • 2023
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Complete Solutions Manual for Government and Not-for-Profit Accounting: Concepts and Practices, 9th Edition 9e by Michael H. Granof, Saleha B. Khumawala, Thad D. Calabrese. ISBN-13: 3898 
 
1 The Government and Not- for- Profit Environment 1 
 
How Do Governments and Not- For- Profits Compare With Businesses? 2 
 
In Practice: Why Is State And Local Government Accounting Important? 6 
 
What Other Characteristics of Governments and Not- For- Profits Have Accounting Implications? 9 
 
How Do Gove...
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