HUD Housing Counseling

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Examen

HUD HOUSING COUNSELING EXAM QUESTIONS AND ANSWERS 100% SOLVED
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43

mayo 2025

2024/2025

A+
Rental Obstacle + Solutions: Low Income - ANSWER-Some Renters reject people whose Rent would be more than 30% of GMI -Solutions -Apply for Housing Assistance -Expand housing search areas -Get a roommate -Move in w/family or friends Strategies for decreasing expenses and debt - ANSWERPrioritize "needs over "wants" -reduce or eliminate "wants" -cancel or downgrade services(e.g. cable, telephone) -limit miscellaneous spending - stick to a shopping list - pay off a loan ...
papersmaster01
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Examen

HUD HOUSING COUNSELING EXAM QUESTIONS WITH DETAILED ANSWERS
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30

mayo 2025

2024/2025

A+
Civil Rights Act of 1866 - ANSWERFederal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) Fair Housing Act of 1968 - ANSWERbanned discrimination in the rental or sale of housing (Race, color, religion, national origin) Housing and Community Development Act of 1974 - ANSWERadded gender (sex) to the protected classes Fair Housing Amendments Act of 1988 - ANSWERAdded Disability and familial status to protected classes. Real Estate Settlement and...
papersmaster01
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Examen

HUD Housing Counseling Exam/ 357 Quizzes & Correct Ans.
Disponible en un paquete

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81

noviembre 2024

2024/2025

A+
Disponible en un paquete
HUD Housing Counseling Exam/ 357 Quizzes & Correct Ans. Rental Obstacle + Solutions: Low Income - Answer: -Some Renters reject people whose Rent would be more than 30% of GMI -Solutions -Apply for Housing Assistance -Expand housing search areas -Get a roommate -Move in w/family or friends Strategies for decreasing expenses and debt - Answer: Prioritize "needs over "wants" -reduce or eliminate "wants" -cancel or downgrade services(e.g. cable, telephone) -limit misce...
Pronurse1
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Examen

HUD Housing Counseling Exam/ 357 Quizzes & Correct Ans.
Disponible en un paquete

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81

noviembre 2024

2024/2025

A+
Disponible en un paquete
HUD Housing Counseling Exam/ 357 Quizzes & Correct Ans. Steps in creating a budget - Answer: 1. Help client identify short + long-term goals 2. Track income 3. Track expenses 4. Adjust goals + budget *increase income *decrease expenses + debt %. 5. Create client action plan Section of Credit Report: Public Records - Answer: Items that are listed in the public record, including -bankruptcy - judgments -tax liens - wage garnishments Section of Credit Report: Personal information -...
docmickey
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Examen

HUD Housing Counseling Exam/ 251 Q&A/ A+ Score Solution
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54

noviembre 2024

2024/2025

A+
Disponible en un paquete
HUD Housing Counseling Exam/ 251 Q&A/ A+ Score Solution Prohibits discrimination by direct providers of housing, such as landlords and real estate companies as well as other entities, such as municipalities, banks of other lending institutions and homeowners insurance companies whose discriminatory practices make housing unavailable to persons because of: Race or Color, Religion, Sex/Gender, National Origin, Familial Status, Disability.. - Answer: Fair Housing Statute Opens up services and...
docmickey
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Examen

HUD Housing Counseling Exam/ 251 Q&A/ A+ Score Solution
Disponible en un paquete

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54

noviembre 2024

2024/2025

A+
Disponible en un paquete
HUD Housing Counseling Exam/ 251 Q&A/ A+ Score Solution Civil Rights Act of 1866 - Answer: Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) Fair Housing Act of 1968 - Answer: banned discrimination in the rental or sale of housing (Race, color, religion, national origin) Housing and Community Development Act of 1974 - Answer: added gender (sex) to the protected classes Fair Housing Amendments Act of 1988 - Answer: Added Disability and ...
Pronurse1
$12.99 Más información

Examen

HUD Housing Counseling Exam/ 357 Quizzes & Correct Ans.
Disponible en un paquete

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81

noviembre 2024

2024/2025

A+
Disponible en un paquete
HUD Housing Counseling Exam/ 357 Quizzes & Correct Ans. Type of credit used - Answer: Positive: Different types of credit show variety - demonstrates that consumers can manage different types of credit Negative: Fever types show limited profile info - higher risk Length of credit history - Answer: -How long a person has bad credit Positive: Longer credit history provides more info for lenders - lower risk Negative- shorter history provides little to no info for lenders - higher risk ...
Studyresource1
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