XCEL A - Guías de estudio, Notas de estudios & Resúmenes
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Examen
XCEL Final Exam All Answers Correct
XCEL Final Exam All Answers Correct 
1. Irrevocable beneficiary: 
️ What kind of life insurance beneficiary requires his/her consent when a change of beneficiary is 
made? 
2. Anytime: 
️ When can a policy-owner change a revocable beneficiary? 
3. Daughter: 
️ K has a life insurance policy where her husband is the beneficiary and her daughter is the 
contingent beneficiary. Under the Common Disaster clause, if K and her husband are both killed in an 
automobile accident, whe...