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State Farm 01|2023 Latest Update|Already Graded A
Appraisal 
a professional assessment to determine extent of damage 
 
 
 
Earned Premium 
the portion of premium paid in advance that now belongs to the insurer because it applies to the elapsed part of the policy. 
 
 
 
 
Liberalization 
the removal or loosening of restrictions on something, typically an economic or political system. 
 
 
 
Negligence 
the failure to use the care that reasonable, prudent person would under the same or similar circumstances. 
 
 
 
Policyowner 
the person entit...