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Joe's 21-pound cat runs into the neighbor's yard and severely scratches the neighbor's arms and face. Which of the following would respond to the neighbor's emergency room bills? - ANSWERJoe's homeowners policy under the Personal Liability section Bob is purchasing a commercial property policy to cover contents of a building valued at $100,000. The policy includes an 80 percent coinsurance clause. To avoid a coinsurance penalty in the event of a partial loss, Bob should purchas...

NH ADJUSTER FOR PROPERTY & CASUALTY EXAM 2025/2026 WITH 100% ACCURATE ANSWERS