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The document contains 50 questions with correct answers, and a comprehensive guide to the 2025 AHIP certification, focusing on medicare,mediacid, compliance and private insurance plans.

Get fully prepared for your Illinois Life Insurance License Exam with this 2025-updated, IL DOI-compliant study package. Includes state-specific practice tests (20+ hours), policy type breakdowns (term/whole/UL), Illinois regulations cheat sheet, and producer ethics scenarios. Master IL replacement rules, annuity taxation, and suitability standards with Prometric-style simulated exams. Approved by Kaplan Education for pre-licensing - pass on your first try!

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LOUISIANA INSURANCE REGULATION LESSON 1 WITH ALL CORRECT & VERIFIED ANSWERS

“Which of the following actions will the insurance company take? - CORRECT ANSWER=> The insurer will adjust the benefit to what the premiums paid would have purchased at the insured's actual age" "The clause identifying which losses resulting from an accident or sickness are insured by the policy is called the - CORRECT ANSWER=> Insuring clause" "If an individual has an Accidental Death and Dismemberment policy and dies, an autopsy can be performed in all these situa...

"An insured pays a monthly premium of $100 for her health insurance. What would be the duration of the grace period under her policy? - CORRECT ANSWER=> 10 days. The grace period is 7 days if the premium is paid weekly, 10 days if paid monthly, and 31 days for all other modes." "An insurance contract requires that both the insured and the insurer meet certain conditions in order for the contract to be enforceable. What contract characteristic does this describe? - CORRECT ANSWER=> Co...

"Which medical plan covers doctor visits while the insured is in the hospital and physical therapy treatments following release from the hospital? - limited medical policy - basic hospital expense policy - comprehensive major medical insurance - supplementary major medical insurance - CORRECT ANSWER=> comprehensive major medical insurance" "Which is NOT a managed care provider? - health maintenance organizations (HMOs) - preferred provider organizations (PPOs) - provide...

Insurance Exam Practice Exam: Questions and Answers Questions and Answers