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FNP - NP PRACTICE Test Questions with 100% Complete Solutions, A+
Pt. presents with private insurance to their primary care provider to get a referral. What kind of insurance do you suspect the pt. has? 
This patient likely is covered under an HMO (health maintenance organization) insurance as they are required to have a gatekeeper (such as their primary care physician) and must get a referral to see a specialist. HMOs require that patients see providers who are in-network and are typically cheaper for the patient. 
 
 
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