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Examen
Louisiana Life, Health, and Accident Insurance Licensing Exam questions and 100% correct answers
Louisiana Life, Health, and Accident Insurance Licensing Exam questions and 100% correct answers 
Insurance - Correct Answer--the transfer of Pure risk to the insurance company in consideration for a premium 
 
must be pure risk and calculable. 
 
Pure Risk - Correct Answer--the chance of loss without any chance of gain; insurable 
 
Speculative Risk - Correct Answer--possibility for gain or loss; not insurable 
 
Risk - Correct Answer--Chance of loss 
 
Exposure - Correct Answer--a condition th...
Examen
Louisiana Life, Health, and Accident Insurance Licensing Exam questions and 100% correct answers(PASS)
PopularLouisiana Life, Health, and Accident Insurance Licensing Exam questions and 100% correct answers(PASS) 
An agent is completing an application for a long-term care policy. The agent is required to do all of the following EXCEPT 
 
 
(Choose from the following options) 
1. Warn the applicant about the 10-day free-look period. 
2. Make sure the policy is appropriate for the applicant's needs. 
3. Provide the applicant with the Outline of Coverage. 
4. Ask where the applicant has another LTC po...