Primerica

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Examen

UCANPASS PRIMERICA FLASHCARDS 2023 QUESTIONS AND ANSWERS100% VERIFIED AND GRADED A+
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abril 2024

2023/2024

A+
401 K Plan - CORRECT ANS A qualified retirement plan in which the employee can set aside a portion of their income with pre-tax dollars. Absolute Assignment v. Collateral Assignment - CORRECT ANS Absolute: A permanent and irrevocable transfer of rights and/or benefits by the policyowner. Collateral: A temporary and/or revocable transfer of benefits by the policyowner. Accelerated Death Benefit - CORRECT ANS Policy provision that allows full or partial payment of the policy's death benefit...
claytondoc
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Examen

Primerica - Life Insurance EXAM 70 QUESTIONS AND CORRECT ANSWERS 2023.
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12

junio 2023

2022/2023

A+
Primerica - Life Insurance EXAM 70 QUESTIONS AND CORRECT ANSWERS 2023. 1. What is insurance?: Transfer of the possibility of loss (risk) to an insurance company. 2. What is a risk?: The uncertainty of financial loss 3. There are two types of loss: Pure and Speculative 4. Which type of loss is insurable?: Pure 5. Why is Pure loss insurable?: Loss must be financial and uncertain. No financial gain can occur. 6. What causes loss?: Peril; such as fire, accident or flood 7. What causes a pe...
lectdenis
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Examen

primerica exam review 2023 with correct answers
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25

mayo 2023

2022/2023

A+
1. If an insurer meets the state's financial requirements and is approved to transact business in the state, it is considered to be: Authorized 2. A participating insurance policy may do which of the following?: Pay dividends to the policy owner 3. An insured owns a life insurance policy. To be able to pay some of her medical bills, she withdraws a portion of the policy's cash value. There is a limit for a withdrawal and the insurer charges a fee. What type of policy does the insured most li...
smartprof
$13.99 Más información

Examen

Primerica Exam General 2023/ Solved
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12

mayo 2023

2022/2023

A+
1. An insurer has made all of the decisions regarding the provisions included in the insured's policy. The insured finds an objectionable provision and wants to negotiate it with the insurer but is not allowed to do so. Her only options are to reject the policy or accept it as is. Which contract feature does this describe? a) Unilateral b) Conditional c) Personal d) Adhesion: Adhesion 2. An insurance policy that only requires a payment of premium at its incep- tion, provides insurance prot...
smartprof
$12.99 Más información

Examen

PRIMERICA LIFE INSURANCE EXAM 2023 with complete verified solution
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48

mayo 2023

2022/2023

A+
1. An insured purchased an insurance policy 5 years ago. Last year, she received a dividend check from the insurance company that was not taxable. This year, she did not receive a check from the insurer. From what type of insurer did the insured purchase the policy? a. mutual b. reciprocal c. nonprofit service organization d. stock: A. mutual funds not paid out after paying claims and other operating costs are returned to the policy owners in the form of a dividend. if all funds are pai...
smartprof
$10.90 Más información

Examen

Primerica Life Exam (State)| 86 questions| with complete solutions
Disponible en un paquete

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30

abril 2023

2022/2023

A+
Disponible en un paquete
The McCarran Act stated that the federal government would not regulate insurance as long as an adequate job of regulating the industry was done by the: a. Counties b. Federal Government c. Insurers in a state d. States correct answer: d. States The McCarran-Ferguson Act, passed by Congress in 1945, grants states the authority to regulate the business of insurance within their borders. The act provides that federal regulation of the insurance industry is appropriate only when the states d...
Classroom
$19.99 Más información

Examen

Life Insurance Primerica| 108 questions| with complete solutions
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abril 2023

2022/2023

A+
401 k plan correct answer: A qualified retirement plan in which the employee can set aside a portion of their income with pre-tax dollars. Absolute Assignment v. Collateral Assignment correct answer: Absolute: A permanent and irrevocable transfer of rights and/or benefits by the policyowner. Collateral: A temporary and/or revocable transfer of benefits by the policyowner. Accelerated Death Benefit correct answer: Policy provision that allows full or partial payment of the ...
Classroom
$10.99 Más información

Examen

Primerica questions with complete solutions 2023
Disponible en un paquete

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30

abril 2023

2022/2023

A+
Disponible en un paquete
Agent/Producer correct answer: A legal representative of an insurance company; the classification of -producer- usually includes agents and brokers; agents are the agents of the insurer. Applicant or proposed insured correct answer: a person applying for insurance Broker correct answer: an insurance producer not appointed by an insurer and is deemed to represent the client Insurance policy correct answer: a contract between policyowner (and/or insured) and an insurance company which...
Classroom
$11.99 Más información

Examen

primerica exam review| 334 questions| with complete solutions
Disponible en un paquete

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47

abril 2023

2022/2023

A+
Disponible en un paquete
If an insurer meets the state's financial requirements and is approved to transact business in the state, it is considered to be correct answer: Authorized A participating insurance policy may do which of the following? correct answer: Pay dividends to the policy owner An insured owns a life insurance policy. To be able to pay some of her medical bills, she withdraws a portion of the policy's cash value. There is a limit for a withdrawal and the insurer charges a fee. What type of poli...
Classroom
$16.49 Más información