Housing

Fair Housing ACTUAL UPDATED QUESTIONS AND CORRECT ANSWERS Saleem and his husband come to the leasing office to ask about available apartments. Gina quickly tells them there aren't any apartments available. She knows there is availability, but she doesn't think Saleem and his husband are a good fit for the community. Which form of discrimination could Gina be accused of? - CORRECT ANSWERSDenying availability Placing all residents of the same national origin in one specific area...

Key Terms in Housing and Mortgage Financing ACTUAL QUESTIONS AND CORRECT ANSWERS Adjustable Rate Mortgage (ARM) - CORRECT ANSWERSAdjustable rate mortgages have an initial rate that applies for a defined period of time (typically from one month to 10 years), then adjusts at pre-determined intervals for the life of the loan. Interest rates can increase or decrease when adjusted. Adjusted Gross Income - CORRECT ANSWERSGross income minus adjustments, or reductions, that one is eligib...

Housing Choice Voucher Specialist ACTUAL QUESTIONS AND CORRECT ANSWERS Family Rent to Owner - Correct answersthe portion of rent to owner paid by the family Family Share - Correct answersportion of rent and utilities paid by the family Family Unit Size - Correct answersthe appropriate number of bedrooms for a family as (determined by the PHA under the PHA subsidy standards) Gross Rent - Correct answersthe entire housing cost and is calculated by adding the rent to the owner and ...