TEXAS ADJUSTER EXAM Questions And
100% Verified Answers | Latest 2025/
2026 Update | Graded A+
Karen has a Texas HOB homeowners policy. She had $900 worth of
stolen contents from her home. Her policy has contents limits of
$20000 and a $500 deductible. How much would you pay for her stolen
contents - correct answer-$400
You have an inland marine policy with no endorsements. Your truck has
been damaged by a tornado while on a delivery route. The goods that
were being transferred it would be covered under what type of policy? -
correct answer-Inland marine policy
The process an insurance company uses to decide whether to accept or
reject an application for a policy - correct answer-Underwriting
,Donovan has a homeowners policy in Austin Texas with the following
coverages. Coverage a is $20,000 coverage be it's $9000 and deductible
$200. His contents were stolen from his hotel room in New York while
he was on vacation. The total value of his conscience is $1000. How
much are you going to pay on his claim - correct answer-$800
You are handling the claim, and your policyholder has hired a public
adjuster, which of the following is not an appropriate response - correct
answer-Advise the policyholder you can't work with his or her public
adjuster
The defense which bars a person from recovery against a negligent
party if it can be proven that this person knew of the risk associated
with the person who is participating in? - correct answer-Contributory
negligence
An interest by the insured person in the value of the subject of
insurance including any legal or financial relationship - correct answer-
Insurable interest
, You have received a new claim for damages caused by a leaking pipe.
You should call and make contact with your policyholder within what
time frame? - correct answer-Within 48 hours
Failure to comply with terms or conditions of an insurance policy that
may result in restricted coverage or void the policy? - correct answer-
Breach of contract
You make initial contact with your insured. During this conversation,
you should? - correct answer-Obtain the loss facts and set an
appointment to inspect the damages
A _________ is a person hired to handle a claim on behalf of the
insured - correct answer-Independent adjuster
If the bonded individual does not perform as promised, who needs to
perform the application or pay for any damages - correct answer-The
surety
100% Verified Answers | Latest 2025/
2026 Update | Graded A+
Karen has a Texas HOB homeowners policy. She had $900 worth of
stolen contents from her home. Her policy has contents limits of
$20000 and a $500 deductible. How much would you pay for her stolen
contents - correct answer-$400
You have an inland marine policy with no endorsements. Your truck has
been damaged by a tornado while on a delivery route. The goods that
were being transferred it would be covered under what type of policy? -
correct answer-Inland marine policy
The process an insurance company uses to decide whether to accept or
reject an application for a policy - correct answer-Underwriting
,Donovan has a homeowners policy in Austin Texas with the following
coverages. Coverage a is $20,000 coverage be it's $9000 and deductible
$200. His contents were stolen from his hotel room in New York while
he was on vacation. The total value of his conscience is $1000. How
much are you going to pay on his claim - correct answer-$800
You are handling the claim, and your policyholder has hired a public
adjuster, which of the following is not an appropriate response - correct
answer-Advise the policyholder you can't work with his or her public
adjuster
The defense which bars a person from recovery against a negligent
party if it can be proven that this person knew of the risk associated
with the person who is participating in? - correct answer-Contributory
negligence
An interest by the insured person in the value of the subject of
insurance including any legal or financial relationship - correct answer-
Insurable interest
, You have received a new claim for damages caused by a leaking pipe.
You should call and make contact with your policyholder within what
time frame? - correct answer-Within 48 hours
Failure to comply with terms or conditions of an insurance policy that
may result in restricted coverage or void the policy? - correct answer-
Breach of contract
You make initial contact with your insured. During this conversation,
you should? - correct answer-Obtain the loss facts and set an
appointment to inspect the damages
A _________ is a person hired to handle a claim on behalf of the
insured - correct answer-Independent adjuster
If the bonded individual does not perform as promised, who needs to
perform the application or pay for any damages - correct answer-The
surety
