2025 INDIANA FOR HIRE
ENDORSEMENT (F ENDORSEMENT)
EXAM – OFFICIAL PRACTICE TEST
& STUDY GUIDE
PART 1: 2025 INDIANA F ENDORSEMENT –
CORE RULES & REGULATIONS
A. General Requirements & Prohibited Acts
Any driver operating a vehicle to transport passengers for hire (including taxi,
limousine, shuttle, and non-TNC rideshare) where a fee is charged directly or
indirectly must hold a valid Indiana driver’s license with an F endorsement.
Mandatory requirements include being at least 21 years old, holding a
valid Indiana Class C or higher driver’s license, and meeting physical
qualification standards. Key prohibited acts include: operating without an F
endorsement, permitting an unauthorized person to operate a for-hire vehicle,
refusing a lawful trip within the vehicle’s service area without valid cause,
smoking or vaping in the vehicle (expanded under 2025 law), and aggressively
soliciting passengers.
B. Vehicle Requirements & Inspections (2025 Standards)
All for-hire vehicles must pass a mandatory annual safety inspection at a
BMV-licensed facility, covering brakes, lighting, tires, steering, and
windshield/visibility. Vehicles must display an official, BMV-issued For Hire
license plate or removable placard visibly on the front and rear. Exterior and
interior identification must include the company name and unit number. 2025
Update: Non-TNC for-hire vehicles (e.g., taxis, limos) must now use a
BMV-approved digital trip log or meter system that records trip data and can
interface with BMV for compliance audits (IAC 140-5-3).
C. Driver Conduct, Safety & Passenger Rights
Drivers must perform a daily pre-trip safety check (tires, lights, brakes,
mirrors) before transporting passengers. Service may be refused to passengers
who are intoxicated, disorderly, or possess open alcohol containers. Drivers must
provide a safe, direct, and reasonable route to the destination. The
,Passenger Bill of Rights guarantees a smoke-free vehicle, courteous and
professional treatment, a printed or digital receipt upon request, and access to a
complaint process via the company and BMV. 2025 Focus: All F-endorsement
applicants must complete mandatory BMV training on recognizing and reporting
suspected human trafficking, including knowing the National Human Trafficking
Hotline (888-373-7888).
D. Insurance, Financial Responsibility & Accidents
For-hire vehicles must carry minimum liability insurance of $500,000
combined single limit per occurrence (significantly higher than standard
personal auto). Proof of this insurance must be carried in the vehicle at all times.
In the event of an accident involving injury, death, or property damage over
$1,000, the driver must immediately report to law enforcement and notify
their company and the BMV within 24 hours. Transporting passengers in a
vehicle declared "unsafe" or with an expired inspection is strictly prohibited.
E. Airport, Municipality & Rideshare-Specific Rules
At Indianapolis International Airport (IND), for-hire vehicles must use
designated staging and loading zones, display airport permits, and follow IND
Ground Transportation rules. Aggressive solicitation is prohibited.
Transportation Network Companies (TNCs like Uber/Lyft) are regulated
separately under IC 9-25.5 but their drivers must still hold an F endorsement for
non-TNC work. TNCs must use a distinctive trade dress (e.g., lighted placard),
and all trips must be dispatched and recorded through the TNC app.
Municipalities may impose additional local rules (e.g., City of Indianapolis).
F. F Endorsement Application, Fees & Disciplinary Actions
To apply, drivers must submit BMV Form F-1, pay the current fee ($15 as of
2025), provide proof of required insurance, and pass the written F endorsement
exam. The exam covers all areas of PART 1. Grounds for suspension or
revocation include: accumulation of 10 or more points on driving record, DUI
conviction, operating without valid insurance, or multiple substantiated
passenger complaints. Reinstatement requires re-application, fee payment, and
possible retesting. The endorsement is valid for the same period as the driver's
license.
PART 2: COMPREHENSIVE 75-QUESTION
PRACTICE EXAM
1. Under the 2025 Indiana for-hire vehicle rules, what is the **MANDATORY**
action for a driver upon discovering that their vehicle's official safety inspection
sticker expired two days ago?
, A) Continue driving but schedule an inspection at the earliest convenience next
week.
B) Immediately cease transporting passengers for hire until a new inspection is
passed and a valid sticker is displayed.
C) Only drive during daylight hours until the inspection is completed.
D) Notify the BMV by mail within 10 business days.
Answer: B
*Operating a for-hire vehicle without a current, valid safety inspection sticker is
a direct violation of vehicle fitness requirements and grounds for immediate
citation and endorsement suspension. The vehicle is legally unfit for service until
re-inspected and compliant. (IAC 140-2.5-1(b)(4); IC 9-25-6-11).*
2. What is the minimum age requirement to hold an Indiana F Endorsement as
of 2025?
A) 18 years old
B) 19 years old
C) 20 years old
D) 21 years old
Answer: D
*Indiana law explicitly requires a driver to be at least 21 years of age to be
eligible for a For Hire (F) endorsement on their driver's license. This is a
non-waivable requirement for public safety. (IC 9-25-6-2(a)(1)).*
3. A driver with an F endorsement notices a passenger is visibly intoxicated and
attempting to enter their cab. What is the driver’s legal right?
A) The driver must accept the fare to avoid discrimination claims.
B) The driver can only refuse if the passenger is violent.
C) The driver may refuse service due to the passenger's intoxication.
D) The driver must call police before refusing service.
Answer: C
*Indiana regulations explicitly permit a for-hire driver to refuse service to a
person who is intoxicated, disorderly, or whose condition may endanger the
driver or other passengers. This is a key safety provision. (IAC 140-5-2(c)(1)).*
4. What is the minimum liability insurance coverage required for a for-hire
vehicle in Indiana as of 2025?
A) $50,000 per person / $100,000 per accident
B) $100,000 per person / $300,000 per accident
C) $250,000 combined single limit
D) $500,000 combined single limit
Answer: D
*For-hire vehicles in Indiana must carry liability insurance with a minimum
coverage of $500,000 in a combined single limit per occurrence. This is specified
to ensure adequate coverage given the commercial nature of the service. (IC
9-25-6-5(a)).*
5. A for-hire vehicle is operating at Indianapolis International Airport (IND).
Which of the following is a specific requirement?
A) The driver must hold a federal TSA security clearance.
ENDORSEMENT (F ENDORSEMENT)
EXAM – OFFICIAL PRACTICE TEST
& STUDY GUIDE
PART 1: 2025 INDIANA F ENDORSEMENT –
CORE RULES & REGULATIONS
A. General Requirements & Prohibited Acts
Any driver operating a vehicle to transport passengers for hire (including taxi,
limousine, shuttle, and non-TNC rideshare) where a fee is charged directly or
indirectly must hold a valid Indiana driver’s license with an F endorsement.
Mandatory requirements include being at least 21 years old, holding a
valid Indiana Class C or higher driver’s license, and meeting physical
qualification standards. Key prohibited acts include: operating without an F
endorsement, permitting an unauthorized person to operate a for-hire vehicle,
refusing a lawful trip within the vehicle’s service area without valid cause,
smoking or vaping in the vehicle (expanded under 2025 law), and aggressively
soliciting passengers.
B. Vehicle Requirements & Inspections (2025 Standards)
All for-hire vehicles must pass a mandatory annual safety inspection at a
BMV-licensed facility, covering brakes, lighting, tires, steering, and
windshield/visibility. Vehicles must display an official, BMV-issued For Hire
license plate or removable placard visibly on the front and rear. Exterior and
interior identification must include the company name and unit number. 2025
Update: Non-TNC for-hire vehicles (e.g., taxis, limos) must now use a
BMV-approved digital trip log or meter system that records trip data and can
interface with BMV for compliance audits (IAC 140-5-3).
C. Driver Conduct, Safety & Passenger Rights
Drivers must perform a daily pre-trip safety check (tires, lights, brakes,
mirrors) before transporting passengers. Service may be refused to passengers
who are intoxicated, disorderly, or possess open alcohol containers. Drivers must
provide a safe, direct, and reasonable route to the destination. The
,Passenger Bill of Rights guarantees a smoke-free vehicle, courteous and
professional treatment, a printed or digital receipt upon request, and access to a
complaint process via the company and BMV. 2025 Focus: All F-endorsement
applicants must complete mandatory BMV training on recognizing and reporting
suspected human trafficking, including knowing the National Human Trafficking
Hotline (888-373-7888).
D. Insurance, Financial Responsibility & Accidents
For-hire vehicles must carry minimum liability insurance of $500,000
combined single limit per occurrence (significantly higher than standard
personal auto). Proof of this insurance must be carried in the vehicle at all times.
In the event of an accident involving injury, death, or property damage over
$1,000, the driver must immediately report to law enforcement and notify
their company and the BMV within 24 hours. Transporting passengers in a
vehicle declared "unsafe" or with an expired inspection is strictly prohibited.
E. Airport, Municipality & Rideshare-Specific Rules
At Indianapolis International Airport (IND), for-hire vehicles must use
designated staging and loading zones, display airport permits, and follow IND
Ground Transportation rules. Aggressive solicitation is prohibited.
Transportation Network Companies (TNCs like Uber/Lyft) are regulated
separately under IC 9-25.5 but their drivers must still hold an F endorsement for
non-TNC work. TNCs must use a distinctive trade dress (e.g., lighted placard),
and all trips must be dispatched and recorded through the TNC app.
Municipalities may impose additional local rules (e.g., City of Indianapolis).
F. F Endorsement Application, Fees & Disciplinary Actions
To apply, drivers must submit BMV Form F-1, pay the current fee ($15 as of
2025), provide proof of required insurance, and pass the written F endorsement
exam. The exam covers all areas of PART 1. Grounds for suspension or
revocation include: accumulation of 10 or more points on driving record, DUI
conviction, operating without valid insurance, or multiple substantiated
passenger complaints. Reinstatement requires re-application, fee payment, and
possible retesting. The endorsement is valid for the same period as the driver's
license.
PART 2: COMPREHENSIVE 75-QUESTION
PRACTICE EXAM
1. Under the 2025 Indiana for-hire vehicle rules, what is the **MANDATORY**
action for a driver upon discovering that their vehicle's official safety inspection
sticker expired two days ago?
, A) Continue driving but schedule an inspection at the earliest convenience next
week.
B) Immediately cease transporting passengers for hire until a new inspection is
passed and a valid sticker is displayed.
C) Only drive during daylight hours until the inspection is completed.
D) Notify the BMV by mail within 10 business days.
Answer: B
*Operating a for-hire vehicle without a current, valid safety inspection sticker is
a direct violation of vehicle fitness requirements and grounds for immediate
citation and endorsement suspension. The vehicle is legally unfit for service until
re-inspected and compliant. (IAC 140-2.5-1(b)(4); IC 9-25-6-11).*
2. What is the minimum age requirement to hold an Indiana F Endorsement as
of 2025?
A) 18 years old
B) 19 years old
C) 20 years old
D) 21 years old
Answer: D
*Indiana law explicitly requires a driver to be at least 21 years of age to be
eligible for a For Hire (F) endorsement on their driver's license. This is a
non-waivable requirement for public safety. (IC 9-25-6-2(a)(1)).*
3. A driver with an F endorsement notices a passenger is visibly intoxicated and
attempting to enter their cab. What is the driver’s legal right?
A) The driver must accept the fare to avoid discrimination claims.
B) The driver can only refuse if the passenger is violent.
C) The driver may refuse service due to the passenger's intoxication.
D) The driver must call police before refusing service.
Answer: C
*Indiana regulations explicitly permit a for-hire driver to refuse service to a
person who is intoxicated, disorderly, or whose condition may endanger the
driver or other passengers. This is a key safety provision. (IAC 140-5-2(c)(1)).*
4. What is the minimum liability insurance coverage required for a for-hire
vehicle in Indiana as of 2025?
A) $50,000 per person / $100,000 per accident
B) $100,000 per person / $300,000 per accident
C) $250,000 combined single limit
D) $500,000 combined single limit
Answer: D
*For-hire vehicles in Indiana must carry liability insurance with a minimum
coverage of $500,000 in a combined single limit per occurrence. This is specified
to ensure adequate coverage given the commercial nature of the service. (IC
9-25-6-5(a)).*
5. A for-hire vehicle is operating at Indianapolis International Airport (IND).
Which of the following is a specific requirement?
A) The driver must hold a federal TSA security clearance.
