AYPO Real estate finance Exam Questions and Answers Grade
A+
Investment products, such as securities are purchased and/or exchanged in which
of the following? - Answer-Both primary and secondary markets
Which of these is not one of the four phases of the real estate cycle? - Answer-to
demand
What are the four phases of the real estate cycle? - Answer-recovery, expansion,
hyper supply, recession
HELOC - Answer-Home Equity Line of Credit
The section of the financial market where highly liquid financial instruments with
very short maturity periods are traded is - Answer-Money market
Forex Markets (Foreign Exchange Market) - Answer-The market in which
international buyers and sellers exchange foreign currencies for one another to
buy and sell goods, services, and assets from various countries. It is where a
currency's exchange rate relative to other currencies is determined.
bond market - Answer-the collective buying and selling of bonds; most bond
trading is done over the counter, rather than in organized exchanges
Real estate markets moved through a four phase cycle. Which of these factors
is/are element influencing this cycle? - Answer-Government interventions and
policies
The US real estate market is said to run in - Answer-an 18 year cycle
With regard to financial markets, the OTC market stands for - Answer-over the
counter
Which of these is not a generally reliable market source for home finance? -
Answer-Inheritance
In amortized loan generally is one that is - Answer-Paid off with a fixed schedule in
regular installments overtime
, Which of these is not a government entity critical to a discussion of the monetary
system? - Answer-FDIC, federal reserve system, US treasure and mint
Which of these is not a function of the department of treasury? - Answer-
Providing home loans directly to consumers
What are the functions of the department of treasury? - Answer-Advising the
president on economic and financial issues, facilitating improved governance in
financial institutions, encouraging, sustainable, economic, or growth
The federal reserve, or "the fed" - Answer-Is a network of regional reserve banks,
and a board in Washington DC
By creating a single, universally accepted medium of exchange, ____, the
cumbersome task of finding two parties with matched mutual needs was
eliminated. - Answer-money
The federal reserve system does not directly control which of the following? -
Answer-Levels of employment, inflation, or national production
Which of these cities is not home to one of the 11 regional FHLBs - Answer-Seattle
Where are the 11 regional FHLBs located - Answer-Topeka, Atlanta, Indianapolis
What is the difference between negotiable and nonnegotiable instruments? -
Answer-Negotiable in instruments are transferable while non-negotiable
instruments are not
The FDIC has authority to - Answer-Make large and complex financial institutions,
resolvable, examine and supervise financial institutions, ensure deposits
With regard to bank issued loans, the discount rate is - Answer-the interest rate
commercial banks and other depository institutions are charged on loans from the
fed
Part of HUD's vision statement is: - Answer-ending homelessness
A title I loan is for the purchase or refinancing of - Answer-A manufactured home
and/or the land it's on
A+
Investment products, such as securities are purchased and/or exchanged in which
of the following? - Answer-Both primary and secondary markets
Which of these is not one of the four phases of the real estate cycle? - Answer-to
demand
What are the four phases of the real estate cycle? - Answer-recovery, expansion,
hyper supply, recession
HELOC - Answer-Home Equity Line of Credit
The section of the financial market where highly liquid financial instruments with
very short maturity periods are traded is - Answer-Money market
Forex Markets (Foreign Exchange Market) - Answer-The market in which
international buyers and sellers exchange foreign currencies for one another to
buy and sell goods, services, and assets from various countries. It is where a
currency's exchange rate relative to other currencies is determined.
bond market - Answer-the collective buying and selling of bonds; most bond
trading is done over the counter, rather than in organized exchanges
Real estate markets moved through a four phase cycle. Which of these factors
is/are element influencing this cycle? - Answer-Government interventions and
policies
The US real estate market is said to run in - Answer-an 18 year cycle
With regard to financial markets, the OTC market stands for - Answer-over the
counter
Which of these is not a generally reliable market source for home finance? -
Answer-Inheritance
In amortized loan generally is one that is - Answer-Paid off with a fixed schedule in
regular installments overtime
, Which of these is not a government entity critical to a discussion of the monetary
system? - Answer-FDIC, federal reserve system, US treasure and mint
Which of these is not a function of the department of treasury? - Answer-
Providing home loans directly to consumers
What are the functions of the department of treasury? - Answer-Advising the
president on economic and financial issues, facilitating improved governance in
financial institutions, encouraging, sustainable, economic, or growth
The federal reserve, or "the fed" - Answer-Is a network of regional reserve banks,
and a board in Washington DC
By creating a single, universally accepted medium of exchange, ____, the
cumbersome task of finding two parties with matched mutual needs was
eliminated. - Answer-money
The federal reserve system does not directly control which of the following? -
Answer-Levels of employment, inflation, or national production
Which of these cities is not home to one of the 11 regional FHLBs - Answer-Seattle
Where are the 11 regional FHLBs located - Answer-Topeka, Atlanta, Indianapolis
What is the difference between negotiable and nonnegotiable instruments? -
Answer-Negotiable in instruments are transferable while non-negotiable
instruments are not
The FDIC has authority to - Answer-Make large and complex financial institutions,
resolvable, examine and supervise financial institutions, ensure deposits
With regard to bank issued loans, the discount rate is - Answer-the interest rate
commercial banks and other depository institutions are charged on loans from the
fed
Part of HUD's vision statement is: - Answer-ending homelessness
A title I loan is for the purchase or refinancing of - Answer-A manufactured home
and/or the land it's on
