Health Economics (ECON 452) | 20 Solved Exam Questions on Insurance, Obesity, Adverse Selection & Mortality – 2025/2026

This document contains 20 fully solved multiple-choice questions from Week 4 of the Health Economics (ECON 452) course for the 2025/2026 academic year. It offers comprehensive coverage of core concepts including moral hazard, adverse selection, asymmetric information, insurance mechanics, health disparities, and behavioral health economics. Key topics explored in the questions include indemnity insurance, perinatal and infant mortality rates, obesity trends, racial life expectancy gaps, the economics of drug policy, and changes in healthcare demand due to aging populations. The problem set is structured to support exam preparation and in-depth learning, offering precise insights into the application of economic theory to health systems. Students will benefit from understanding how insurers mitigate risks, how demographic and behavioral factors impact health outcomes, and how public policy instruments like taxes and regulation can influence health behaviors. This resource is highly relevant for students enrolled in: Health Economics Public Health Health Policy and Management Healthcare Administration Behavioral Economics in Health And can serve students in: Economics programs (undergraduate or graduate) Public Health schools Pre-Medical studies with a focus on health systems Medical Sociology or Population Health programs Keywords: health insurance, adverse selection, moral hazard, asymmetric information, obesity, life expectancy, infant mortality, Blue Cross, perinatal health, health disparities, insurance premiums, health policy, health behavior, economic evaluation, aging population