HUD Certification Exam 2025/2026 NEWEST
QUESTIONS AND ANSWERS | A+ GRADE
Deed Restrictions - ✔✔ANSWER✔✔-Legally enforceable terms that govern the
use of real estate
Reasonable Modification - ✔✔ANSWER✔✔-A property manager of an
apartment complex that receives federal financial assistance installs a ramp so
that a tenant in a wheelchair can easily access her first-floor apartment.
Reasonable Accommodation - ✔✔ANSWER✔✔-Housing provider has a policy
of requiring tenants to come to the rental office to pay their rent. A tenant
with a mental disability, who is afraid to leave her unit, is allowed to mail her
rent payment.
True - ✔✔ANSWER✔✔-The Fair Housing Act does not prohibit a lender from
showing potential clients information about different loans.
Fair Housing Assistance Program (FHAP) - ✔✔ANSWER✔✔-Provides annual
funding to state and local agencies that enforce fair housing laws that are
substantially equivalent to the Fair Housing Act. These funds go towards an
agency's capacity building, administrative costs, investigative and enforcement
efforts, training and other projects designed to support enforcement of fair
housing law.
, Fair Housing Initiatives Program (FHIP) - ✔✔ANSWER✔✔-Provides funding to
fair housing organizations and nonprofits that assist people who may have
been victims of housing discrimination.
Marketing Analysis - ✔✔ANSWER✔✔-Aim is to identify groups of people who
would benefit most if targeted by the campaign, the characteristics of these
people, and their expectations.
Redlining - ✔✔ANSWER✔✔-The practice of refusing to make residential loans
or imposing more onerous terms on any loans made because of the
predominant race, color, national origin, religion, sex, disability, or familial
status of the area's residents.
Civil Rights Act of 1968 - ✔✔ANSWER✔✔-Following the assassination of Dr.
Martin Luther King Jr., Congress passed what monumental piece of legislation,
which prohibits discrimination in housing sales, rentals, and financing based on
race, color, national origin, religion, sex, disability and familial status?
7 - ✔✔ANSWER✔✔-The Fair Housing Act, as amended, protects how many
characteristics?
Networking Event - ✔✔ANSWER✔✔-The opportunity to increase awareness of
the plans and actions of housing industry members, private organizations and
foundations, public housing agencies, neighborhood groups, regional
organizations, and others to further fair housing objectives.
Personal Information - ✔✔ANSWER✔✔-The section of the credit report that
contains employer details.
Account Information - ✔✔ANSWER✔✔-The section of a credit report that
contains information about a student loan.
QUESTIONS AND ANSWERS | A+ GRADE
Deed Restrictions - ✔✔ANSWER✔✔-Legally enforceable terms that govern the
use of real estate
Reasonable Modification - ✔✔ANSWER✔✔-A property manager of an
apartment complex that receives federal financial assistance installs a ramp so
that a tenant in a wheelchair can easily access her first-floor apartment.
Reasonable Accommodation - ✔✔ANSWER✔✔-Housing provider has a policy
of requiring tenants to come to the rental office to pay their rent. A tenant
with a mental disability, who is afraid to leave her unit, is allowed to mail her
rent payment.
True - ✔✔ANSWER✔✔-The Fair Housing Act does not prohibit a lender from
showing potential clients information about different loans.
Fair Housing Assistance Program (FHAP) - ✔✔ANSWER✔✔-Provides annual
funding to state and local agencies that enforce fair housing laws that are
substantially equivalent to the Fair Housing Act. These funds go towards an
agency's capacity building, administrative costs, investigative and enforcement
efforts, training and other projects designed to support enforcement of fair
housing law.
, Fair Housing Initiatives Program (FHIP) - ✔✔ANSWER✔✔-Provides funding to
fair housing organizations and nonprofits that assist people who may have
been victims of housing discrimination.
Marketing Analysis - ✔✔ANSWER✔✔-Aim is to identify groups of people who
would benefit most if targeted by the campaign, the characteristics of these
people, and their expectations.
Redlining - ✔✔ANSWER✔✔-The practice of refusing to make residential loans
or imposing more onerous terms on any loans made because of the
predominant race, color, national origin, religion, sex, disability, or familial
status of the area's residents.
Civil Rights Act of 1968 - ✔✔ANSWER✔✔-Following the assassination of Dr.
Martin Luther King Jr., Congress passed what monumental piece of legislation,
which prohibits discrimination in housing sales, rentals, and financing based on
race, color, national origin, religion, sex, disability and familial status?
7 - ✔✔ANSWER✔✔-The Fair Housing Act, as amended, protects how many
characteristics?
Networking Event - ✔✔ANSWER✔✔-The opportunity to increase awareness of
the plans and actions of housing industry members, private organizations and
foundations, public housing agencies, neighborhood groups, regional
organizations, and others to further fair housing objectives.
Personal Information - ✔✔ANSWER✔✔-The section of the credit report that
contains employer details.
Account Information - ✔✔ANSWER✔✔-The section of a credit report that
contains information about a student loan.
