5 DOLLAR TRAFFIC SCHOOL EXAMINATION
TEST 2026 QUESTIONS WITH CORRECT
ANSWERS GRADED A+
◉ What is a seat belt pretensioner? Answer: Pretensioners automatically
tighten the belt to prevent the individual from jerking forward in a
collision or at a sudden stop. You no longer have to pull the adjustable
strap to fit your body.
◉ Why do traffic laws exist? Answer: Traffic laws reduce chaos, keep
traffic moving and give all road users a common understanding of how
the road should be used. Most importantly, though, their primary
purpose is to keep everyone safe.
◉ The reason we have traffic laws is ______. Answer: to keep everyone
safe.
◉ How does minimum insurance work? Answer: This type of insurance
pays for the damages done to another person's vehicle or body and only
for the amount of the coverage. In other words, if you are at fault for a
crash and only have a $15,000 liability policy, your insurance will only
pay for $15,000 of the damages done to the other person and their car.
, Anything more than the $15,000 is your responsibility. Your own
medical expenses and car repairs are your own responsibility too.
◉ What is the average cost for a severe injury in a collision? Answer:
$247,000
◉ Why should you be afraid of legal problems after a collision that was
your fault even if you have insurance? Answer: Even if you have
insurance, the other driver can sue you for negligence and win.
If someone dies because of the collision, the victim's family can sue you
for wrongful death
The cost of a collision can be more than the insurance coverage
(especially minimum insurance)
◉ What does the US Department of Transportation list as the most likely
cause of collisions? Answer: alcohol and drugs (most common),
distracted driving, sleepy drivers, speeding (primary factor in 29% of
fatal and injury collisions - reported by the CHP)
◉ What is the purpose of the DMV point system? Answer: The DMV
point system, called NOTS, was designed to keep track of drivers'
offenses so they can suspend or revoke a license if needed. If you can't
follow the rules of driving safely, you will lose your privilege to drive.
TEST 2026 QUESTIONS WITH CORRECT
ANSWERS GRADED A+
◉ What is a seat belt pretensioner? Answer: Pretensioners automatically
tighten the belt to prevent the individual from jerking forward in a
collision or at a sudden stop. You no longer have to pull the adjustable
strap to fit your body.
◉ Why do traffic laws exist? Answer: Traffic laws reduce chaos, keep
traffic moving and give all road users a common understanding of how
the road should be used. Most importantly, though, their primary
purpose is to keep everyone safe.
◉ The reason we have traffic laws is ______. Answer: to keep everyone
safe.
◉ How does minimum insurance work? Answer: This type of insurance
pays for the damages done to another person's vehicle or body and only
for the amount of the coverage. In other words, if you are at fault for a
crash and only have a $15,000 liability policy, your insurance will only
pay for $15,000 of the damages done to the other person and their car.
, Anything more than the $15,000 is your responsibility. Your own
medical expenses and car repairs are your own responsibility too.
◉ What is the average cost for a severe injury in a collision? Answer:
$247,000
◉ Why should you be afraid of legal problems after a collision that was
your fault even if you have insurance? Answer: Even if you have
insurance, the other driver can sue you for negligence and win.
If someone dies because of the collision, the victim's family can sue you
for wrongful death
The cost of a collision can be more than the insurance coverage
(especially minimum insurance)
◉ What does the US Department of Transportation list as the most likely
cause of collisions? Answer: alcohol and drugs (most common),
distracted driving, sleepy drivers, speeding (primary factor in 29% of
fatal and injury collisions - reported by the CHP)
◉ What is the purpose of the DMV point system? Answer: The DMV
point system, called NOTS, was designed to keep track of drivers'
offenses so they can suspend or revoke a license if needed. If you can't
follow the rules of driving safely, you will lose your privilege to drive.
